Senior Commercial Appraisal Reviewer Phoenix, Houston, Midvale or Las Vegas

Zions Bancorporation is comprised of a collection of extraordinary locally led and community-focused banks serving businesses households and local governments in some of the best growth markets in the nation. Were determined to help build strong successful communities create economic opportunity and help our clients achieve greater financial strength through the relationships we develop and the services we provide.

The Senior Commercial Appraisal Reviewer is responsible for performing indepth reviews of commercial real estate appraisal reports to ensure compliance with bank policies federal regulations and USPAP standards securing credible valuations of real estate collateral used for underwriting monitoring and credit management purposes. The role provides consultation on appraisal policy and procedures manages the appraisal procurement workflow and supports operational effectiveness within the department. This position represents the department in internal and external interactions and provides advanced technical expertise leadership and support to colleagues partners and vendors.

Key Responsibilities

Appraisal Review & Core Operational Work

• Perform indepth reviews of commercial real estate appraisal reports to ensure compliance with bank policies federal regulations and USPAP standards and to obtain credible valuations of real estate collateral used for underwriting monitoring and/or credit management purposes.
• Perform advanced technical Administrative and Technical Reviews of appraisal reports for compliance with USPAP and Bank appraisal standards to secure credible valuations of real estate collateral.
• May validate collateral valuation conclusions for underwriting portfolio monitoring and credit risk management with increased independence and subject matter authority as appropriate.

Appraisal Ordering & Engagement Management

• Order appraisals and oversee appraisal engagement management within designated systems of record.
• Order track and manage appraisal engagements endtoend ensuring accurate documentation and timely delivery of reviews.

Consultation Issue Resolution & Operational Support

• Provide consultation on bank appraisal policy/standards and department procedures.
• Assist with department operations workflow management and the appraisal procurement process.
• Resolve valuation disputes and address complaints or concerns from lenders internal stakeholders vendors and clients helping to ensure completion of the appraisal procurement cycle.
• Provide subject matter expertise on appraisal governance and support dispute resolution involving valuation concerns.
• Develop resolutions to a diverse range of complex problems requiring creativity sound judgment and the ability to apply appraisal standards within broadly defined policies and practices.

Reporting Initiatives & Process Improvement

• Prepare reports for management as required including contributions to strategic reporting or departmental initiatives.
• Support operational improvements process standardization and modernization efforts within the department providing contributions or leadership when applicable.
• Contribute to department initiatives and participate in crossfunctional projects requiring advanced appraisal expertise.

Leadership Representation & Collaboration

• Provide leadership mentorship technical guidance and training to colleagues bank staff and thirdparty suppliers as needed.
• Serve as a key resource representing the department to internal partners and external vendors with elevated autonomy in scoping and completing assignments.
• Represent the organization as a principal contact and regularly interact with management and senior customer personnel on matters requiring coordination across organizational lines.

Qualifications

Education & Experience

• Bachelors degree in business finance or related field.
• 6 years of experience in commercial real estate appraisal review evaluation and/or directly related field.
• A combination of education and experience may meet requirements.
• Prior leadership supervisory or mentorship experience preferred.
• Knowledge of CMBS appraisal requirements and collateral markets preferred.

Licensing & Professional Designations

• Certified General license required.
• MAI designation preferred.

Technical Expertise & Skills:

• Expert knowledge of commercial real estate appraisal principles practices and applications; extensive knowledge of USPAP and Bank appraisal standards; advanced knowledge of financial math/applications.
• Excellent analytical problemsolving and communication skills both verbal and written; strong attention to detail and accuracy.
• Ability to build and maintain effective working relationships with staff bank management and vendors.
• Ability to work independently and manage multiple priorities.
• Proficiency in related appraisal software Microsoft Word Excel etc.
• Demonstrated ability to manage complex appraisal assignments with increased autonomy and stakeholder coordination.

Pay Range:

• $105000 - $143000 $ (Based upon relatable skills/experience and location)

Work Location:

This position can be located at one of our headquarters in the following locations:

• Phoenix AZ
• Las Vegas NV
• Houston TX
• Midvale UT