Senior Analyst New Ventures

Senior Analyst - New Ventures

Hybrid working in London UK (At least one day in the office per week)

Were looking for a Senior Analyst to join our Credit Compass team.

The Company

Imagine a world where every small business has the power to thrive. Thats the world were building at iwoca. Small businesses arent just statistics theyre the heartbeat of our communities the character of our high streets and the engine of our economy. Since 2012 weve revolutionised how these businesses access finance turning what was once a lengthy frustrating process into something remarkable: funding thats fast flexible and actually works for modern businesses.

Our impact speaks for itself: weve provided billions in funding to over 150000 businesses across Europe making us one of the continents leading fintech innovators. But were just getting started. Our mission To empower one million businesses with the financial tools they deserve.

We combine cutting-edge technology and data science with genuine human understanding to make finance feel less like a barrier and more like a superpower. Whether its managing cash flow or seizing unexpected opportunities we ensure businesses get the funds they need often within minutes.

Weve already made significant strides but our ambition to support small businesses goes beyond just funding. One of the products weve launched is the Credit Compass our free Business Health Tool designed to give small business owners clarity around their financial health and credit standing.

Your Mission

Youll identify opportunities from new and existing data sources such as Open Banking credit files and customer behaviour then prove how those ideas would work in practice by running test analyses worked examples and dry-runs on real data.

Youll own initiatives from early concept through to implementation-ready specifications translating validated logic into clear briefs and Jira tickets and supporting engineers through delivery. Youll be accountable for whether the resulting features are adopted by customers and drive measurable improvements in engagement retention and lifetime value.

This role is accountable for whether ideas work in the real world - not just whether they are well reasoned on paper.

Responsibilities

Your key areas of responsibility will include:

• Evaluate what to build from data: Explore new and existing data sources (e.g. Open Banking credit files behavioural signals) to evaluate the feasibility of feature and cross-sell opportunities that could meaningfully improve customer understanding engagement and value.

• Prove how features will work before theyre built: Run hands-on analyses test runs and worked examples using real data to validate that proposed features are viable explainable and valuable. Pressure-test logic edge cases and failure states before ideas reach engineering.

• Define features end to end: Translate validated ideas into clear implementation-ready specifications including feature logic rules assumptions examples and customer-facing implications. Turn this into high-quality briefs and Jira tickets that engineers can build with confidence.

• Shape data-led cross-sell decisions: Use customer data and eligibility signals to determine which products should be offered to which customers and when. Define the logic and experience behind data-led cross-sell features and journeys in partnership with product marketing.

• Measure impact and iterate: Own the success of the features you define measured through adoption repeat usage retention uplift and CLTV impact. Analyse post-launch performance iterate where needed and recommend stopping or reshaping initiatives that dont deliver.

Requirements

• 5 experience in data-heavy roles ideally in internal tools fintech consulting with build responsibility or a startup / scale-up with a strong analytical culture

• Confident working with raw data comfortable writing SQL pulling tables and forming views from first principles rather than relying on pre-built dashboards or second-hand analysis

• Execution-focused and decisive able to get deep into complex problems make pragmatic calls with imperfect information and move work forward without waiting for everything to be perfectly defined

• Strong systems and product logic thinking able to reason about feature rules data flows and edge cases and work credibly with engineers without owning implementation details

• Comfortable translating analysis into buildable work producing clear written specs worked examples and Jira-ready tickets that de-risk delivery and support fast execution

• Analytical mindset with strong bias to action preferring structured problem-solving real data and learning in production over heavy rituals brand-led thinking or endless debate.

The culture

At iwoca we prioritise a culture of learning growth and support and invest in the professional development of our team members. We value diversity in thought and skill and encourage you to explore new areas of interest to help us improve our products and services.

The salary

We expect to pay from 60000 - 90000 for this role. But were open-minded so definitely include your salary goals with your application. We routinely benchmark salaries against market rates and run quarterly performance and salary reviews.

The offices

We put a lot of effort into making iwoca a brilliant place to work:

• Offices in London Leeds and Frankfurt with plenty of drinks and snacks

• Events and clubs like bingo comedy nights yoga classes football etc.

The benefits

• Medical insurance from Vitality including discounted gym membership

• A private GP service (separate from Vitality) for you your partner and your dependents.

• 25 days holiday an extra day off for your birthday the option to buy or sell an additional five days of annual leave and unlimited unpaid leave

• A one-month fully paid sabbatical after four years.

• Instant access to emotional and mental health support.

• 3% Pension contributions and share options.

• Generous parental leave and a nursery tax benefit scheme to help you save money.

• Cycle-to-work scheme and electric car scheme.

• Two company retreats a year weve been to France Italy Spain and further afield.

And to make sure we all keep learning we offer:

• A learning and development budget for everyone.

• Company-wide talks with internal and external speakers.

• Access to learning platforms like Treehouse.

Required Experience:

Senior IC