NMLS Licensed Loan Officer Assistant 9176 All Mortgage Funding

NMLS Licensed Loan Officer Assistant

This position requires the applicant to have an active NMLS license or be in the process of attaining an NMLS license within 60 days of employment. This is also an in-person position.

POSITION SUMMARY:

The licensed Loan Officer Assistant is responsible for the day-to-day full cycle of reviewing loan applications and completing administrative task in support of the Team. This includes checking important loan details and requirements before submitting all documentation to the lender cost estimates for borrowers provide necessary information to the relevant parties and redirect questions to the appropriate departments. Providing these services in an effective and efficient manner will ensure the loan records are accurate and up to date and closed on or before the due date.

ESSENTIAL DUTIES AND ACCOUNTABILITES:

• Runs and prints a MI quote (if applicable) to put in the file
• Gathers all initial documentation from client
• Requests loan disclosures once a contract is received
• Submits loan to processor within 24 hours of receiving signed disclosures
• Finishes the processing milestone in Encompass & sends all documentation to processing in an email along with a brief intro to the file (things to be aware of etc.)
• Makes sure we have all the basics in the file when turning it over to the Processor (Tax returns IDs SS cards 1099s/W-2s Bank statements Retirement accounts Bankruptcy paperwork pension awards letters SS awards letters DD214s all explanation letters for deposits etc.)
• Locks Loans (informs processor when loan is locked) so it can be re-disclose
• Responds to customers general questions regarding policy and procedures in the absence of the Loan Officer
• Has a weekly meeting with the processor to go over status on all files
• Updates customers real estate agents and titles companies on the loans progress
• Monitors the loan through close
• Maintains Loan Officers databases of customer information
• Assists Loan Officers with marketing campaigns through mail email and internet
• Please note certain tasks will be limited if Loan Officer Assistant is still in the process of attaining NMLS License.

KEY RELATIONSHIPS:

• Branch Manager
• Sales Manager
• Loan Officers
• Processors
• Underwriting Team

EXPERIENCE AND EDUCATIONAL REQUIREMENTS:

• Must have an active NMLS License or is in the process of attaining the NMLS license within 60 days of employment.
• High School diploma or equivalency degree
• 3 years of prior mortgage lending experience - Required
• Solid knowledge and understanding of conventional government (FHA/VA) and Jumbo loan requirements
• Solid knowledge and understanding of state and federal real estate lending regulations
• Solid knowledge and understanding of customer service and intrapersonal best practices

ESSENTIAL QUALIFICATIONS:

• Proficient with Microsoft Office Adobe and Encompass Loan Origination System.
• Strong interpersonal skills; ability to develop and maintain cooperative working relationships with others.
• Excellent written and verbal communication skills.
• The ability to work in a high volume fast paced environment; the ability to work independently and in a team environment.
• Ability to exercise good judgment decision-making and problem-solving skills.
• Maintain confidentiality and a professional demeanor.
• Excellent organization skills; ability to set priorities multi-task and work under pressure to meet changing deadlines while maintaining quality of work.
• Must be willing to work a flexible schedule as needed.

PHYSICAL DEMANDS:

This job is performed in an office setting and requires frequent sitting (often working on a computer/terminal monitor) occasional walking standing bending and reaching. Due to computer usage there may be repetitive motions of the hands and wrists.

No heavy lifting is expected. Exertion of up to 10 lbs. of force occasionally may be required. Good dexterity for the use of common office equipment such as computers terminals and copiers.

WORK ENVIRONMENT:

This job is performed indoors in a traditional office setting or remote office location during unforeseen circumstances such as pandemic or natural disaster. Activities include extended periods of sitting occasional fast paced events and extensive work at a computer monitor.

He/she must be able to navigate the jobsite and is expected to be able to comply with all safety regulations in the office and on the jobsite.

The above statements are intended to describe the general nature and level of work performed by people assigned to this classification. They are not intended to be a complete list of all responsibilities duties and skills required of personnel so classified. Duties and responsibilities may be added or changed as deemed appropriate by management at any time.

WHO WE ARE:

American Financial Network Inc. (AFN) is a unique force in the mortgage market. We are one of the nations largest privately held mortgage companies with the resources necessary to compete on a national level with the largest publicly held banks. AFN maintains speed to decision responsive communication and flexibility through its private ownership and flat organizational structure. We are a team of dynamic visionary and opportunistic professionals that thrive on the utilization of teamwork and technology to outperform our competition. We are driven by a vision of being a market leader through creating the ultimate in customer service and being consistently better by always seeking new ways to improve.

Were Proud of our Accomplishments!

• Top 100 Mortgage Companies in Americaby Mortgage Executive Magazine
• 50 Best Companies to Work Forby Mortgage Executive Magazine
• Top Mortgage Employerby National Mortgage Professional Magazine
• Top 10 Mortgage Company in Customer Satisfactionby Social Survey
• Americas Fastest Growing Companiesby Inc 5000
• Most Powerful Women in Mortgage and Women of Influence awarded to our EVP of Operationsby National Mortgage Professional Magazine & Housing Wire Magazine

American Financial Network Inc. NMLS #237341 is an Equal Opportunity accordance with applicable law we prohibit discrimination based on race color religion sex (gender) age national origin ancestry citizenship physical or mental disability military or veteran status medical condition genetic information sexual orientation or any other category protected by federal state or local laws.