FinCrime Data Analyst

Cardiff - UK

Monthly Salary: Not Disclosed

Posted on: 6 hours ago

Vacancies: 1 Vacancy

Job Summary

Were Capital on Tap
Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200000 businesses across the world and our goal is to help 1 million small businesses by 2030.

Cardiff 3 days a week in the office

Financial Crime
The Financial Crime team consists of 62 people globally. They are responsible for ensuring that Capital on Tap meets its regulatory obligations in relation to all things AML and CTF.

What Youll Be Doing

Monitor daily financial crime reports and processes - spotting data quality issues process breaks or unusual reporting trends.
Build and maintain MI that reflects the true health of our first-line controls providing these insights to the wider business and senior stakeholders ensuring our reporting is the single source of truth.
Use SQL and Python to stay ahead of emerging AML trends and typologies; youll be the first to notice shifting patterns in suspicious activity and translate these into suggestions for control enhancements.
Use historical data and predictive analytics to forecast volume spikes to ensure operational readiness.
You will use data to help drive changes in how we report and monitor ensuring our first-line processes remain agile policy-aligned and efficient.
Act as a central point of contact for Senior Management translating complex operational data into clear risk-based proposals.

Our Values & Culture

Just Pilot: We never settle for good enough. We pilot new ideas fast ask questions to figure it out and scale quickly.
Why Not Today Fast is as slow as we go - speed and simplicity gives us a competitive advantage.
Be a Buddy: We tap in from day one to help the team we do the right thing even if its hard.
Owners and Dates: We dont chase people. If you own a task and agree to a date the expectation is that it gets done.
Feedback: We want our employees to flourish so we regularly provide direct and constructive feedback.

Were Looking For

Essential knowledge of Financial Crime and AML principles. You understand the regulatory landscape and can apply this context to your data analysis to ensure our controls remain effective.
A proven ability to scrutinise operational data and detect subtle irregularities. You take a proactive approach to troubleshooting digging into the why behind the numbers to resolve issues before they impact the function.
Highly comfortable using SQL to interrogate databases and Python for deeper analysis.
Proven experience in designing and maintaining reports that are accurate reliable and provide a clear view of performance.

Interview Process

Stage 1: 30 minute intro and values call with a Talent Partner
Stage 2: 60 minutes with a Senior FinCrime Manager talking through approach and CV overview
Stage 3: 30 minutes with a Head of covering collaboration

Diversity & Inclusion
We welcome consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives and everyone can do their best work.

Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table arcade machine beer tap and a couple of office dogs thrown in for good measure. Check out our benefits:
Private Healthcare including dental and opticians services through Vitality
Worldwide travel insurance through Vitality
Anniversary Rewards (-week fully paid sabbatical)
Salary Sacrifice Pension Scheme up to 7% match
Octopus EV Salary Sacrifice Scheme
28 days holiday (plus bank holidays)
Annual Learning and Wellbeing Budget
Enhanced Parental Leave
Cycle to Work Scheme
Season Ticket Loan
6 free therapy sessions per year
Dog Friendly Offices
Free drinks and snacks in our offices

Check out more of our benefits values and mission here.

Other Info
Check out ourTop Tips for interviewing.
Keep updated on new job opportunities by following us on Linkedin.
Email if you have any questions.

Excited to work here Apply!
If youd like to progress your career within our fast growing profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

Required Experience:

Were Capital on Tap Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200000 busine...

Cardiff 3 days a week in the office

What Youll Be Doing

Monitor daily financial crime reports and processes - spotting data quality issues process breaks or unusual reporting trends.
Build and maintain MI that reflects the true health of our first-line controls providing these insights to the wider business and senior stakeholders ensuring our reporting is the single source of truth.
Use SQL and Python to stay ahead of emerging AML trends and typologies; youll be the first to notice shifting patterns in suspicious activity and translate these into suggestions for control enhancements.
Use historical data and predictive analytics to forecast volume spikes to ensure operational readiness.
You will use data to help drive changes in how we report and monitor ensuring our first-line processes remain agile policy-aligned and efficient.
Act as a central point of contact for Senior Management translating complex operational data into clear risk-based proposals.

Our Values & Culture

Just Pilot: We never settle for good enough. We pilot new ideas fast ask questions to figure it out and scale quickly.
Why Not Today Fast is as slow as we go - speed and simplicity gives us a competitive advantage.
Be a Buddy: We tap in from day one to help the team we do the right thing even if its hard.
Owners and Dates: We dont chase people. If you own a task and agree to a date the expectation is that it gets done.
Feedback: We want our employees to flourish so we regularly provide direct and constructive feedback.

Were Looking For

Essential knowledge of Financial Crime and AML principles. You understand the regulatory landscape and can apply this context to your data analysis to ensure our controls remain effective.
A proven ability to scrutinise operational data and detect subtle irregularities. You take a proactive approach to troubleshooting digging into the why behind the numbers to resolve issues before they impact the function.
Highly comfortable using SQL to interrogate databases and Python for deeper analysis.
Proven experience in designing and maintaining reports that are accurate reliable and provide a clear view of performance.

Interview Process

Stage 1: 30 minute intro and values call with a Talent Partner
Stage 2: 60 minutes with a Senior FinCrime Manager talking through approach and CV overview
Stage 3: 30 minutes with a Head of covering collaboration

Check out more of our benefits values and mission here.

Other Info
Check out ourTop Tips for interviewing.
Keep updated on new job opportunities by following us on Linkedin.
Email if you have any questions.

Required Experience:

Key Skills

Data Analytics
Microsoft Access
SQL
Power BI
R
Data Visualization
Tableau
Data Management
Data Mining
SAS
Data Analysis Skills
Analytics

Apply Now

About Company

Capital On Tap

With the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.

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