Junior Underwriter
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Job Location:
Pontiac, MI - USA
Monthly Salary:
Not Disclosed
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
United Wholesale Mortgage (UWM) is Americas #1 mortgage lender and were looking to fill an immediate need for underwriters.
Join a company that invests in you.
COMPENSATION
- $45000 starting salary
- Bonus opportunities
MUST-KNOWS
- This is an 8-hour shift MondayFriday
- This position requires full-time on-site attendance in Pontiac MI
- This role does not provide immigration sponsorship. Candidates must be legally authorized to work in the US without requiring sponsorship now or in the future
WHAT YOU WILL BE DOING
- Collect review and examine an applicants financial history and records
- Perform risk assessment reports
- Analyze clients financial statements and identify effective alternatives to application
- Maintain knowledge of and adhere to investor guidelines state and federal underwriting lending policies and the required documentation
- Keep up with changes and adaptations as they occur
- Provide elite service to internal and external clients
- Communicate with clients via email and over the phone on loan status which includes Mortgage Loan Officers and Broker Owners
- Manage multiple priorities while building rapport with clients
WHAT WE NEED FROM YOU
Must Have Qualifications:
- Completed 2 or 4-year college degree
- Complex rationale and problem-solving skills
- Computer literacy in Microsoft Word Excel Outlook and other internet resources
- Excellent written and verbal communication skills
- Willingness to learn and be coached
- Adaptable to a flexible fast-changing industry
- Self-motivated with a strong work ethic
- Ability to take accountability for actions
Nice to Have Qualifications:
- Experience in Finance and/or Accounting (financial analysis accounts receivable and accounts payable)
THE PLACE & THE PERKS
United Wholesale Mortgage has a firm commitment to excellence and empowers individuals to become the best version of themselves. We provide opportunities to individuals who want to excel within the mortgage industry.
We are an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race color religion age gender gender expression national origin veteran status disability or any other legally protected categories.
- Compensation package includes stock and forgivable loan incentives (subject to contract terms and conditions)
- Paid time off (PTO)
- Medical dental and vision insurance
- Disability and life insurance
- 401(k) with employer match
- Paid training and career development
- Paid holidays
- Referral bonuses
- Flexible start time
- Maternity and paternity leave
DISCLAIMER
All the above duties and responsibilities are essential job functions subject to reasonable accommodation and change. All job requirements listed indicate the minimum level of knowledge skills and/or ability deemed necessary to perform the job proficiently. Team members may be required to perform other or different job-related duties as requested by their team lead subject to reasonable accommodation. This document does not create an employment contract implied or otherwise. Employment with UWM is at-will. UWM is an Equal Opportunity Employer. By selecting Apply for this job online you provide consent to UWM to record phone call conversations between you and UWM to be used for quality control purposes.
Required Experience:
Junior IC
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
About Company
United Wholesale Mortgage partners with independent mortgage brokers to help them provide unparalleled client experience, best-in-class turn times, and competitive rates
