Senior Associate ESP (CreditAnalysis Team)

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Amston client Profitus is a leading European real estate crowdfunding platform headquartered in Vilnius Lithuania. The platform provides investment opportunities in mortgage-backed property development projects across Europe combining financing for developers with accessible investment options for individual and institutional investors.

We are looking for a Senior Associate in the Credit/Analysis Team responsible for evaluating structuring and coordinating financing projects in the Spanish market ensuring high-quality credit assessments and smooth project approval from initial application to the Credit Committee decision.

Job Description

• Analyse initial project and client information and prepare materials for credit risk assessment
  and project financing approval in cooperation with Credit Risk Sales and other internal
  teams
• Assess clients creditworthiness financial statements database information and historical
  data
• Prepare comprehensive financial and business analyses for loan proposals including project
  feasibility profitability business model sustainability and competitive environment in Spain
• Coordinate and lead the internal approval process from receipt of the borrowers financing
  application and documentation to the Credit Committees final decision
• Prepare and present materials for Credit Committee meetings
• Ensure compliance with internal credit policies and established risk tolerance levels
• Cooperate with the Legal Department to ensure proper structuring of financing transactions.
• Contribute to continuous improvement of credit assessment methodologies and internal
  business processes
• Participate in joint calls or meetings with borrowers together with the Sales Team when
  clarification of financial or project-related matters is required
• Coordinate and participate in notary signings together with Legal Department
• Support Sales Teams actions by going to real estate events in Spain

• Bachelors degree in Finance Economics Business Administration or Real Estate Development (Masters degree is an advantage)
• Previous experience in banking finance credit analysis project financing and/or asset
  valuation preferably related to real estate projects
• Strong analytical skills and ability to interpret financial data and business models
• Good understanding of credit risk assessment and project financing principles
• Technological proficiency with MS Office suite especially MS Excel
• Fluency in English (minimum B2) and Spanish (native or full professional proficiency)

• Annual performance bonus linked to company results
• Critical and analytical thinking with strong attention to responsible and able to justify own conclusions and recommendations
• Strong communication and collaboration skills
• Well-organised and capable of managing multiple projects simultaneously
• Customer-oriented mindset and high professional standards
• Adaptive open-minded and reliable team player with interest in real estate and financing markets

Additional information
Contact person Rugile
Contact person Agne

Please note that in order to ensure an efficient selection process we will only reach out to candidates who best match the qualifications for the role.