Credit Analyst

Chester - UK

Yearly Salary: GBP 30001 - 35000

Posted on: Yesterday

Vacancies: 1 Vacancy

Job Summary

Hybrid - 3 days a week working in our Chester office (Tues Weds and Thurs)

37.5 hours per week (Monday- Friday8:45am - 5:15pm)

Up to 38000 (depending on experience)

Be a part of something big!

NextGear Capital UK and Ireland part of the Cox Automotive Group is the UKs leading provider of Stocking Plans for independent and franchise dealers. Our Credit Team maintains the financial records of the business ensures appropriate controls and governance to minimize risk and provides insightful management reporting to drive business decisions. We support strategic change and partner with business leaders and managers as needed.

Why Join Us & Whats In It For You

As a NextGear Capital team member youll have access to a wide range of benefits including exclusive discounts cashback offers and our brilliant peer to peer recognition scheme. And theres even more to enjoy:

A diverse supportive team where your voice matters

Full training and development opportunities

Hybrid work option - 3 office days

A dynamic and growing company culture

Your birthday off every year - paid

One annual Well-Being Day for you to relax and recharge

One paid Charity Day to give back and support a cause that matters to you

About The Role

As a Credit Analyst you will reviewbusiness financial information and Credit Reference Agency data to recommend appropriate dealer stock funding facilities. You will play a key part in monitoring and managing the funding portfolio identifying potential risks and taking proactive steps to mitigate them. Ensuring compliance with internal process

procedures and reporting standards is essential as is responding to alerts from credit agencies to manage risk in line with our credit policy.

What Youll Be Doing

Conducting credit analysis for new stocking limit applications renewals and amendments by interpreting business financial information and credit reference agency data. This includes report writing to summarise your findings and recommendations.

Maintain accurate up-to-date records in internal systems to support cross-functional teams.

Conduct anti money laundering and portfolio checks to ensure dealers meet eligibility criteria and NextGear Capital remains compliant with regulatory requirements.

Collaborate closely with teams across NextGear Capital and Cox Automotive to support seamless completion of credit analysis tasks.

Building developing and managing strong funding relationships with business owners and Directors of new and existing clients.

What Were Looking For

Previousexperience in credit or underwriting for commercial credit facilities ispreferred but not essential.

Strong financial analytical skills with a solid understanding of financial statements (P&L & Balance Sheet analysis is essential).

Familiarity with Credit Reference Agency reports is advantageous.

Automotive industry knowledge is desirable but not essential.

Experience with Salesforce is advantageous.

Proficiency in MS Office particularlyWord & Excel.

Analytical thinker with a keen eye for detail and a strong credit analysis focus.

Excellent decision-making prioritization and time management skills.

Strong interpersonal and communication skills with the ability to collaborate across all levels.

Confident problem-solver and team player with a calm approach under pressure.

Solid IT numerical and data interpretation skills

Applications are welcome from graduates with a degree in Business Financial Services Economics or related fields.

Were Committed to Inclusion

We are proud to be an inclusive and equal opportunity employer. We celebrate diversity in all its forms. We are a place where you can be you.

Ready To Join Our Team & Make A Difference

If youre ready to take the next step in your career and grow with a dynamic and supportive team wed love to hear from you. Apply now and help shape the future of dealer stock funding with Next Gear Capital.

Who we are

Cox Automotive is the worlds largest automotive service organisation. We
provide dependable solutions that improve performance and profitability
throughout the vehicle lifecycle to manufacturers fleets and retailers.
Our businesses are organised around our customers core needs across vehicle
solutions mobility remarketing funding and retail.

The Benefits

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Testimonials

Aneliese Platts
Senior Designer

The people that work here are what sets Cox Automotive apart. We genuinely work as a team and I feel the same level of support everywhere in the business. Working here is like a family away from home but most importantly we have fun whilst doing it!

Ann Fairbanks
Executive PA & Business Support

I wouldnt be where I am today without Cox Automotive. The company has real culture of learning pushing the boundaries and making YOU better. Its all built on strong values that are more than just words theyre acted on every single day.

Gemma Hepple
National Operations Manager

In my nine years here Cox Automotive has allowed me to learn grow and hone my skills. Theres a real commitment to inclusion and diversity and today I am proud to be in what was historically perceived to be a mans role.

Documents

Required Experience:

Hybrid - 3 days a week working in our Chester office (Tues Weds and Thurs)37.5 hours per week (Monday- Friday8:45am - 5:15pm)Up to 38000 (depending on experience)Be a part of something big!NextGear Capital UK and Ireland part of the Cox Automotive Group is the UKs leading provider of Stocking Plans ...