Manager, Bankruptcy Counsel

Capital Ones growing Legal department will allow you to showcase your talents in a fast paced fun environment. At Capital One you get to work with bright and intelligent individuals who will help elevate you to a new level. If you enjoy working with a team of high performing top talent Capital One is the place for you! Our Legal team thrives on collaborating and creates an environment where everyones voice is heard. This exciting role will allow you to use your depth and breadth of experience to strategize and influence management as well as the business lines you addition you will have the opportunity to enhance your skills and broaden your knowledge. Come to Capital One to be a part of challenging work while enjoying our exceptional culture and work life balance.

Description:

As Bankruptcy Counsel on the Card Banking and PPX Legal team in Capital Ones Legal Department the attorney in this position will work closely with a number of Capital Ones bankruptcy operations teams within the business lines Compliance and across the Legal Department to provide legal guidance to ensure compliance with internal policies and procedures and bankruptcy laws and regulations and manage litigation risk. The Bankruptcy Counsel will serve as the primary bankruptcy counselor advising Capital Ones Financial Servicess (FS) and Retail Bank/Small Business Bank bankruptcy operations groups and related support groups and be responsible for providing strategy and overseeing various bankruptcy issues relating to auto loans including but not limited to automatic stay lien perfection proofs of claim dischargeability and other secured transaction litigation along with other consumer regulatory areas and bankruptcy litigation for the business line operations they support. The Bankruptcy Counsel will work closely with one other Bankruptcy Senior Counsel supporting Capital Ones Consumer and Small Business Card and Commercial businesses and other support groups to help advise on and implement best practices at an enterprise level.

This role requires an attorney with experience in business and/or consumer regulatory and bankruptcy law preferably Chapter 7 Chapter 11 or Chapter 13 related litigation. The role requires an attorney with intellectual curiosity a desire to learn new areas of law and an interest and an ability to analyze and interpret laws regulations and other source documents covering many different areas of the law. This role also requires an attorney with a strong interest and proficiency in the use of modern technology and with strong analytical organizational and prioritization skills. Additionally this role requires an attorney possessing excellent verbal and written communication skills attention to detail the ability to interact with and influence associates across departments and job levels and the ability to work effectively in a fast-paced environment with minimal supervision while managing large volumes of work including complex legal issues that may arise suddenly.

Job Responsibilities:

• Serve as the legal counselor advising Capital One FS and Retail Bank/Small Business Bank bankruptcy operations and related support groups (e.g. Legal Compliance Risk Audit and Quality Assurance)

• Support the bankruptcy operations groups as an integral member of their operational and risk management processes

• Provide strategic and proactive leadership on trending legal and regulatory issues affecting the supported businesses

• Ensure timely identification mitigation resolution and reporting/escalation of existing and emerging legal issues and risks

• Support the development marketing and rollout of new products services and other innovations impacting customers being serviced by the supported bankruptcy operations groups

• Review internal policies and procedures and advise Capital Ones bankruptcy operations groups on best practices policies and procedures

• Build and maintain effective working relationships with internal and external stakeholder groups

• If not located in Plano Texas travel to Plano will be required at least quarterly and perhaps more frequently initially to build relationships

A successful candidate will have:

• Deep expertise in commercial and/or consumer bankruptcy laws and regulations affecting secured auto loans unsecured loans lines of credit and other banking products and services

• Financial services industry knowledge and expertise including experience with business and/or consumer regulatory requirements relating to auto loans credit cards lines of credit loans and other banking products and services

• Ability to work in a fast-paced environment with minimal supervision

• Ability to manage a large volume of work including complex legal issues that may arise suddenly

• Ability to thrive in an environment primarily defined by close collaboration with the businesses and Legal and Compliance colleagues to solve complex legal issues and to develop and effectively communicate guidance and advice

• Ability to think creatively about how to most effectively and efficiently deliver legal advice and improve current processes

• Ability and willingness to work as a team player with comfort interacting with associates across departments and job levels both inside and outside the Legal department

Basic Requirements:

• Juris Doctor from an accredited law school

• Active member in good standing of at least one state bar

• At least 3 years of experience as an attorney in a law firm at a government agency as a military judge advocate or as in-house counsel

• At least 3 years of experience working with business or consumer bankruptcy laws within the banking and financial services industry

Preferred Requirements:

• 4 years of law firm in-house legal department Chapter 7 or Chapter 13 trustee representation bankruptcy restructuring secured transactions or government experience in an attorney role

• 3 years of experience working on commercial or consumer regulatory matters

• 3 years of experience as an attorney within a regulatory environment

• Knowledge of consumer and protection laws including TILA ECOA UDAAP FCRA FDCPA SCRA Dodd-Frank Act and other accompanying regulatory consumer lending regulations

• Experience with Google Workspace

At this time Capital One will not sponsor a new applicant for employment authorization for this position.

This role is hybrid meaning associates typically spend 3 days per week in-person at one of our offices listed on this job posting.

The minimum and maximum full-time annual salaries for this role are listed below by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Candidates hired to work in other locations will be subject to the pay range associated with that location and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidates offer letter.

Capital One offers a comprehensive competitive and inclusive set of health financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status exempt or non-exempt status and management level.

If you have visited our website in search of information on employment opportunities or to apply for a position and you require an accommodation please contact Capital One Recruiting at 1- or via email at . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).