Senior Managing Director, Enterprise Risk Management

How This Role Impacts Live Oak and Its People

The Senior Managing Director Enterprise Risk Management leads and continues to develop Live Oaks Enterprise Risk Management (ERM) Framework. This role provides both strategic direction and hands-on leadership to ensure Live Oakmaintainsa proactive enterprise-wide view of its risk appetite risk profile and control environment.

The position works closely with business units and control functions across the bank to strengthen risk practices promote alignment and support decision-making as the business grows and evolves. Live Oaks risk management framework spans credit liquidity interest rate strategic operational and compliance risk and this role plays a central part in ensuring these risks are understoodmonitored and managed effectively.

What Youll Do at Live Oak

• Lead the overall design governance implementation and ongoing operation of the Enterprise Risk Management Framework ensuring it is appropriately scaled to Live Oaks size and complexity.

• Conduct periodic self-assessments of ERM programs to ensure continued alignment with regulatory expectations and industry best practices.

• Lead develop and mentor the ERM team; foster strong collaboration across the organization to mature risk management capabilities and support consistent application of ERM concepts.

• Strengthen the Risk Control Self-Assessment (RCSA) process to support proactive and consistent identification evaluation and mitigation of key risks and controls.

• Track and report on emerging risks and risk events; ensureappropriate follow-up action plans and updates to related processes and policies.

• Advance Live Oaks Change Management program and policy including improvements to scope prioritization and risk assessment processes.

• Grow the Operational Risk Management discipline including Issues Management Root Cause Analysis Risk Acceptance and Operational Loss Reporting.

• Oversee business continuity planning and support Live Oaks participation in regulatory exams including coordination and planning.

• Enhance technical capabilities within the ERM function including data analytics and effective use of systems tools and reporting platforms.

• Deliver clear insightful analyses and risk reports to senior stakeholders executive committees and the Board of Directors.

• Collaborate with Credit Compliance Fraud Legal SOX Internal Audit and other teams to ensure alignment across risk management activities.

• Other responsibilities may be assigned based on organizational needs.

Required Experience

• Bachelors degree in a quantitative analytical or business discipline or equivalent practical experience.

• 10 years of relevant experience in risk management operational risk internal controls business analysis risk advisory or audit.

• Proven ability to design implement and improve risk assessment and control processes using established best practices tools and methodologies.

• Strategic yet hands-on mindset combining analytical thinking with practical execution and problem-solving skills.

• Experience leading cross-functional initiatives and managing competing priorities in fast-paced environments.

• Strong stakeholder management and relationship-building skills with the ability to influence credibly at all levels of the organization.

• Demonstratedpeopleleadership capabilities including building high-performing teams and developing talent.

• Excellent verbal and written communication skills.

• To reside or relocate to Wilmington NC.

Preferred Experience

• Experience supporting or coordinating regulatory exams or supervisory reviews.

• Experience improving risk reporting through data analytics dashboards or GRC systems.

• Prior roles in organizations with evolving risk and governance processes.

• Relevant certifications (PRM FRM CRCM CIA or similar).