Department Overview:
- The Sectors Portfolio Management (PM) team aims to be the center of excellence for the in-life management of INGs lending exposures to multiple sectors. It is a front office team that covers all activities post the initial funding to the final repayment of a lending transaction.
- The Sectors PM team monitors the performance of all sector-driven lending transactions in the UK and respond to requests from the client including facility extensions amendments and waivers (plus other ad hoc requests).
- The position involves contact with clients other banks legal advisors and frequent cooperation with internal departments such as Credit Risk Management Legal and Deal Execution.
- The Sectors PM team is looking to hire a portfolio management analyst who will work across sectors and provide general support to the team.
Main Duties and Responsibilities of Role:
- You will contribute to the management of portfolios of loans working closely with senior colleagues and other stakeholders.
- In line with the Banks policies and objectives you will provide file analysis and monitoring (including periodic covenant management identification and resolution of early warning signals and risk rating reviews) and will be responsible for delivering high quality reviews of the Borrowers in your portfolio. This will include but is not limited to market updates on the client and sector it operates compliance checks performance updates received from the client ESG analysis and review of financial information/models.
- For credit modifications (amendments/waivers) or refinancings within your portfolio you will work alongside senior colleagues to deliver these in line with internal credit risk timeframes and client deadlines. This may also involve reviewing legal documentation for accuracy internal compliance and commercial risk mitigation alongside INGs in-house legal teams.
- You will also deliver reports required by colleagues in credit risk management internal / external auditors as well as the Banks regulators.
- As a front office department PM collaborates closely with origination colleagues and product specialists to ensure a seamless client experience.
- You will maintain relationships and liaise with internal functions such as Credit Risk Operations and where necessary Global Credit Restructuring.
- You will be responsible for the acceptance of new transactions into your portfolio and management of offboarding or handover of files when appropriate
- Where necessary and appropriate you will participate in discussions with borrowers advisors and facility agents
Candidate Profile
Qualification/Education
Essential: Degree level education
Desirable: CFA or similar
Experience/Knowledge
Essential: Minimum 1 years of relevant experience in a lending role
Desirable: Portfolio management experience and / or previous exposure to structured finance / cash-flow based lending.
Personal Competencies
- Strong financial and credit analysis capabilities
- Strong financial modelling capabilities
- Excellent presentation and communication skills
- Ability to thrive in a fast-paced environment with multiple competing priorities and tight deadlines
- Committed and entrepreneurial individual who is prepared to learn about new industry sectors
- Understanding of risks and ability to assess potential mitigants
- General knowledge of legal documentation and transaction structuring
- Proficient in MS Excel Word and Powerpoint
- Self-motivated positive attitude and professional demeanour
Required Experience:
IC
Department Overview:The Sectors Portfolio Management (PM) team aims to be the center of excellence for the in-life management of INGs lending exposures to multiple sectors. It is a front office team that covers all activities post the initial funding to the final repayment of a lending transaction.T...
Department Overview:
- The Sectors Portfolio Management (PM) team aims to be the center of excellence for the in-life management of INGs lending exposures to multiple sectors. It is a front office team that covers all activities post the initial funding to the final repayment of a lending transaction.
- The Sectors PM team monitors the performance of all sector-driven lending transactions in the UK and respond to requests from the client including facility extensions amendments and waivers (plus other ad hoc requests).
- The position involves contact with clients other banks legal advisors and frequent cooperation with internal departments such as Credit Risk Management Legal and Deal Execution.
- The Sectors PM team is looking to hire a portfolio management analyst who will work across sectors and provide general support to the team.
Main Duties and Responsibilities of Role:
- You will contribute to the management of portfolios of loans working closely with senior colleagues and other stakeholders.
- In line with the Banks policies and objectives you will provide file analysis and monitoring (including periodic covenant management identification and resolution of early warning signals and risk rating reviews) and will be responsible for delivering high quality reviews of the Borrowers in your portfolio. This will include but is not limited to market updates on the client and sector it operates compliance checks performance updates received from the client ESG analysis and review of financial information/models.
- For credit modifications (amendments/waivers) or refinancings within your portfolio you will work alongside senior colleagues to deliver these in line with internal credit risk timeframes and client deadlines. This may also involve reviewing legal documentation for accuracy internal compliance and commercial risk mitigation alongside INGs in-house legal teams.
- You will also deliver reports required by colleagues in credit risk management internal / external auditors as well as the Banks regulators.
- As a front office department PM collaborates closely with origination colleagues and product specialists to ensure a seamless client experience.
- You will maintain relationships and liaise with internal functions such as Credit Risk Operations and where necessary Global Credit Restructuring.
- You will be responsible for the acceptance of new transactions into your portfolio and management of offboarding or handover of files when appropriate
- Where necessary and appropriate you will participate in discussions with borrowers advisors and facility agents
Candidate Profile
Qualification/Education
Essential: Degree level education
Desirable: CFA or similar
Experience/Knowledge
Essential: Minimum 1 years of relevant experience in a lending role
Desirable: Portfolio management experience and / or previous exposure to structured finance / cash-flow based lending.
Personal Competencies
- Strong financial and credit analysis capabilities
- Strong financial modelling capabilities
- Excellent presentation and communication skills
- Ability to thrive in a fast-paced environment with multiple competing priorities and tight deadlines
- Committed and entrepreneurial individual who is prepared to learn about new industry sectors
- Understanding of risks and ability to assess potential mitigants
- General knowledge of legal documentation and transaction structuring
- Proficient in MS Excel Word and Powerpoint
- Self-motivated positive attitude and professional demeanour
Required Experience:
IC
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