Title: Due Diligence Quality Control Underwriter
Location: Remote (Mainland U.S. only; excluding CA NV and NY)
Status: Full-time W-2 (overtime eligible)
Pay: $35-37/hour (based on experience and meeting requirements)
Schedule: 40 hours/week; start between 8:30 - 5:00PM; work a full 8 hours
Start: Target 02/25/2026
Benefits: Medical Dental Vision 401(k) PTO after 90 days (24 weeks average)
Notice: This is our clients screening policy not NMSs. To be considered your resume must clearly and explicitly show every requirement listed in this job description within your work history. If your resume does not clearly demonstrate the required experience and systems in the resume content the client will decline to review your application. If needed please update your resume before applying.
POSITION PURPOSE:
The Due Diligence Underwriter will specialize in both the credit and compliance portion of the file review. Responsibilities will encompass a thorough review of credit property legal documentation and regulatory compliance.
Ideal Candidates:
To be successful in this position the ideal candidate will have experience underwriting both AUS and Jumbo loans. Additionally the Underwriter must be proficient in performing complex income analysis with multiple REOs.
Responsibilities*:
Perform credit and compliance review and testing on closed mortgage files.
Accurately enter applicable data from the loan file into the underwriting platform.
Ensure underwriting guidelines are met; make sure correct decision has been made based upon guidelines (Ratings 1 2 3 / A B C D for Credit Property Compliance and Overall Final Rating).
Analyze the loan file for determination of Borrowers overall credit profile and determination of risk regarding Ability to Repay.
Validate automated exceptions based on your review and provide appropriate recommendations on Findings.
Investigate deviations and red flags found within the loan file and apply applicable Findings if appropriate.
Work on special projects as assigned.
Monitor emails and Teams to ensure responsiveness to all inquiries.
Read and respond to audit feedback in a timely manner.
Meet or exceed quality and production expectations.
Contact designated email staffing group to determine next assignment.
Attend and successfully complete all required training courses.
Develop ways to improve current processes and/or provide new services to meet client needs.
Perform in a QC Underwriter role when needed based on volume and business requirements.
* Essential Functions
The above statements are intended only to describe the general nature of the job and should not be construed as an all-inclusive list of position responsibilities.
Education Experience and Job Skills:
Some College preferred or prior work experience
equivalent.
Minimum 5 years experience due diligence underwriting
Strong attention to detail with excellent written and verbal communication
skills.
Ability to work independently and ask for assistance / escalate when
needed.
Able to work constructively under stress and pressure and perform tasks
efficiently.
Ability to adapt to changing requirements and new processes.
Strong analytical skills with the ability to draw conclusions based on
objective-based facts.
Proficient in basic computer skills including working knowledge of Microsoft
Office products.
Knowledge and experience with AUS reports manual underwriting and
Agency Guidelines.
Srong FHA VA USDA Conventional and Non-QM guideline knowledge
General knowledge of mortgage industry regulatory requirements.
Confidence performing complex income analysis with multiple businesses
and REOs. Must have worked for a Third-Party Review organization
LAURA MAC PREFERRED |
All candidates offered a position must pass a Criminal Background and Drug Test
Remote candidates must be located in the Mainland U.S. (excluding CA NV and NY). Equipment is provided. Overtime is available.
Thank you for your interest!
If your background aligns with our clients needs one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
Title: Due Diligence Quality Control UnderwriterLocation: Remote (Mainland U.S. only; excluding CA NV and NY)Status: Full-time W-2 (overtime eligible)Pay: $35-37/hour (based on experience and meeting requirements)Schedule: 40 hours/week; start between 8:30 - 5:00PM; work a full 8 hoursStart: Target ...
Title: Due Diligence Quality Control Underwriter
Location: Remote (Mainland U.S. only; excluding CA NV and NY)
Status: Full-time W-2 (overtime eligible)
Pay: $35-37/hour (based on experience and meeting requirements)
Schedule: 40 hours/week; start between 8:30 - 5:00PM; work a full 8 hours
Start: Target 02/25/2026
Benefits: Medical Dental Vision 401(k) PTO after 90 days (24 weeks average)
Notice: This is our clients screening policy not NMSs. To be considered your resume must clearly and explicitly show every requirement listed in this job description within your work history. If your resume does not clearly demonstrate the required experience and systems in the resume content the client will decline to review your application. If needed please update your resume before applying.
POSITION PURPOSE:
The Due Diligence Underwriter will specialize in both the credit and compliance portion of the file review. Responsibilities will encompass a thorough review of credit property legal documentation and regulatory compliance.
Ideal Candidates:
To be successful in this position the ideal candidate will have experience underwriting both AUS and Jumbo loans. Additionally the Underwriter must be proficient in performing complex income analysis with multiple REOs.
Responsibilities*:
Perform credit and compliance review and testing on closed mortgage files.
Accurately enter applicable data from the loan file into the underwriting platform.
Ensure underwriting guidelines are met; make sure correct decision has been made based upon guidelines (Ratings 1 2 3 / A B C D for Credit Property Compliance and Overall Final Rating).
Analyze the loan file for determination of Borrowers overall credit profile and determination of risk regarding Ability to Repay.
Validate automated exceptions based on your review and provide appropriate recommendations on Findings.
Investigate deviations and red flags found within the loan file and apply applicable Findings if appropriate.
Work on special projects as assigned.
Monitor emails and Teams to ensure responsiveness to all inquiries.
Read and respond to audit feedback in a timely manner.
Meet or exceed quality and production expectations.
Contact designated email staffing group to determine next assignment.
Attend and successfully complete all required training courses.
Develop ways to improve current processes and/or provide new services to meet client needs.
Perform in a QC Underwriter role when needed based on volume and business requirements.
* Essential Functions
The above statements are intended only to describe the general nature of the job and should not be construed as an all-inclusive list of position responsibilities.
Education Experience and Job Skills:
Some College preferred or prior work experience
equivalent.
Minimum 5 years experience due diligence underwriting
Strong attention to detail with excellent written and verbal communication
skills.
Ability to work independently and ask for assistance / escalate when
needed.
Able to work constructively under stress and pressure and perform tasks
efficiently.
Ability to adapt to changing requirements and new processes.
Strong analytical skills with the ability to draw conclusions based on
objective-based facts.
Proficient in basic computer skills including working knowledge of Microsoft
Office products.
Knowledge and experience with AUS reports manual underwriting and
Agency Guidelines.
Srong FHA VA USDA Conventional and Non-QM guideline knowledge
General knowledge of mortgage industry regulatory requirements.
Confidence performing complex income analysis with multiple businesses
and REOs. Must have worked for a Third-Party Review organization
LAURA MAC PREFERRED |
All candidates offered a position must pass a Criminal Background and Drug Test
Remote candidates must be located in the Mainland U.S. (excluding CA NV and NY). Equipment is provided. Overtime is available.
Thank you for your interest!
If your background aligns with our clients needs one of our Recruiters will reach out. Please Check your spam folder and voicemail for messages from our recruiters.
Unfortunately due to high volumes of applicants we may not be able to respond to those who are not a fit. If you do not hear from us regarding this application please know we do appreciate your interest and encourage you to continue to keep an eye on our website for new opportunities.
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Job Location:
Hourly Salary:
$ 35 - 37
Posted on:
13 hours ago
Vacancies:
1 Vacancy
