Buy-to-Let Underwriter
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Job Location:
Monthly Salary:
Posted on:
17 hours ago
Vacancies:
1 Vacancy
Job Summary
Are you an experienced Buy-to-Let underwriter who enjoys working complex cases from start to finish
Do you thrive in a fast-paced environment where quality ownership and broker relationships really matter
Do you want to underwrite bespoke BTL deals while helping grow a specialist lending business
If this sounds like you then this could be the perfect next step in your career. Apply today and lets grow together at West One Loans.
Key Accountabilities
Own allocated BTL Bespoke mortgage cases from inception through to completion ensuring excellent service throughout the customer journey.
Enter and maintain accurate borrower and loan data on the Fusion lending platform ensuring all cases meet underwriting guidelines and company policy.
Assess mortgage applications against underwriting criteria regulatory requirements and group risk appetite.
Underwrite large loan values and complex cases while maintaining a balanced pipeline.
Prepare Credit Papers for presentation to Credit Committee where required.
Provide clear concise updates to brokers and proactively chase outstanding requirements to progress cases efficiently.
Build and maintain strong relationships with brokers solicitors and third-party suppliers to support smooth case progression.
Ensure all underwriting activity is compliant with FCA regulation and Enra Specialist Finance policies and procedures.
Maintain ownership of pipeline performance overseeing cases from application to completion.
Support the growth of West One Secured Loans by developing and maintaining key broker relationships.
Skills & Competencies
Strong underwriting capability with the ability to manage complex Buy-to-Let cases.
High attention to detail with excellent written and verbal communication skills.
Confident working to deadlines in a high-volume environment.
Able to work collaboratively within a team while taking ownership of individual casework.
Comfortable engaging with brokers and external partners.
Successful completion of internal competency assessments post-induction.
Knowledge & Qualifications
Minimum experience underwriting Buy-to-Let mortgage applications.
Good understanding of FCA regulation and lending compliance.
Experience using lending platforms and underwriting systems.
CeMAP desirable but not essential.
Personal Attributes
Organised articulate and detail-focused.
Flexible and adaptable in a changing environment.
Robust and calm under pressure.
Self-motivated with a strong sense of accountability.
Why Join Us
At West One Loans were growing fast and looking for ambitious people who want to be part of our exciting journey. Well give you the tools training and support you need to succeed while offering clear opportunities to progress your career.
Alongside this we offer a strong benefits package including private medical healthcare 25 days annual leave paid volunteering days and a host of additional benefits.
If youre ready to build your career with a Specialist Lender and make an impact - click apply today!
Key Skills
- Loan Processing
- Computer Skills
- Fraud
- Math
- Banking
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Underwriting
- Financial Analysis
- negotiation
- Phone Etiquette
About Company
At Enra we believe that working together collaboratively is the best way to serve our customers and develop our colleagues. We are very focused on developing and maintaining our culture and remaining dedicated to the CREDIT values on which Enra was built: Customers Results Energy Deve ... View more
