Senior Data Scientist Credit Risk
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Job Location:
Amsterdam - Netherlands
Monthly Salary:
EUR 6900 - 8500
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
Job description
Fixing finance - for real
Small businesses drive the economy. They build hire innovate and take risks. But when they need financing things still move at the speed of paper. Endless forms. Long approvals. Decisions that rely more on history than on logic. We built BridgeFund to fix that. What takes weeks elsewhere happens here in seconds - a small business applies in 3 minutes and our model decides in one. No paperwork. No waiting. No human bottlenecks. Just smart tech making fair decisions fast. Thats how we grew 74% last year provided over 500 million in funding and will close 2025 profitably.
BridgeFund is a fantastic place to work because it doesnt feel like work. Its not the catered lunch company boat or other great benefits (although those perks dont hurt!). Its the people the purpose and the passion we bring to work every day.
Your role as Senior Data Scientist
Weve built a platform that turns business financing from a slow manual process into a one-second decision. Now were looking for someone to make it even smarter. As a Data Scientist at BridgeFund youll help shape the logic that decides how millions in business funding flow through our system. Youll work end-to-end: designing training and deploying models that predict risk assess creditworthiness and guide portfolio performance. Youll turn raw data into clear actionable insight: the kind that changes how we lend price and grow. Youll be part of a compact high-impact team of data scientists engineers and analysts who prefer building over talking. We test fast ship often and only celebrate what works in production. Were far from done and thats exactly how we like it.
What your day-to-day will look like
Build and own predictive risk models (PD churn stress testing)
Analyze drivers of risk and performance and translate insights into improvements
Design and validate features that make models more robust and explainable
Work with engineers to bring models into production and keep them running smoothly
Translate insights into clear data-driven decisions for stakeholders
Stay sharp on trends regulations and new modelling techniques
As a senior you will coach junior team members and help the team grow
What you bring
Senior experience as a Data Scientist or Credit Risk Modeller in a bank fintech or lending company.
Proven experience building and owning credit risk models (e.g. PD LGD loan capacity portfolio models).
Strong skills in Python and SQL.
Experience taking models from data to production and embedding them in real credit decisions (acceptance pricing credit limits).
Strong understanding of lending portfolios and the growth vs risk trade-off with experience contributing to risk appetite & portfolio steering.
Comfortable working with engineers analysts and risk stakeholders in a cross-functional environment.
Business-driven: able to link models and analyses to approval rate losses margin and portfolio performance.
Structured proactive and able to take ownership in a fast-growing scale-up environment.
Job requirements
Were as proud of our culture as we are of our product
The BridgeFund community is exceptional because we respect one another care deeply about each other and work toward the same goals: driving innovation and improving through data and automation. Youll have the freedom to grow learn and enjoy what you do. And because success means more when you share it we make sure youve got everything you need to thrive.
Salary between 6.900 and 8.500 based on 40 hours per week
6% pension via ASR Doen Pensioen
25 paid vacation days and 8% holiday allowance
Travel allowance of 0.23 per kilometer (even if you cycle)
40 Alleo budget per month for things like TrainMore Uber or a day out
Bridge Day: one extra day off for something that matters to you
Company boat The Royal Ted for team events or private use
Sports activities such as boxing classes and a running club
50% paid lunches
Friday drinks quarterly parties and team outings
Two weeks per year of remote work from abroad
Modern workspace with a MacBook open areas quiet zones and zero ceiling tiles
BridgeFun(d) bar with DJ booth stage and karaoke
Free snacks: healthy and not-so-healthy
BridgeFund Academy for personal growth learning and coaching
Curious
Good. Thats usually how the best data scientists start here at BridgeFund. Apply directly or reach out to Mak at . We cant wait to hear what youre all about!
All done!
Your application has been successfully submitted!
Required Experience:
Senior IC
Key Skills
- Laboratory Experience
- Mammalian Cell Culture
- Biochemistry
- Assays
- Protein Purification
- Research Experience
- Next Generation Sequencing
- Research & Development
- cGMP
- Cell Culture
- Molecular Biology
- Flow Cytometry
