Multifamily Financial Crimes Senior Lender Oversight Activities

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Position Overview:

The Technology & Operational Risk department within the Multifamily Division is seeking a proactive and Bank Secrecy Act (BSA)-aware Multifamily Financial Crimes Senior. This role focuses on the oversight of Freddie Mac Multifamily Seller/Servicers as they relate to their Anti-Money Laundering (AML) responsibilities. The position requires strong partnership with Multifamilys Counterparty Risk and Compliance (CRC) team acting as a subject matter expert on BSA requirements Freddie Mac Multifamily Seller/Servicer Guide requirements BSA program implementations and general BSA best practices for Lenders in the Multifamily space. Reporting to the Multifamily Financial Crimes Governance Manager the Senior Lender Oversight Activities position will be an integral part of the team responsible for tracking Lender metrics providing input to Lender audits collaboratively working to develop Lender audit testing and maintaining Lender risk ratings based on Financial Crimes findings. The position requires close collaboration across the Multifamily Division Single Family Division and Enterprise Risk Management to ensure adherence to financial crimes regulations and laws. This role can be located onsite in either McLean VA or Plano TX.

Our Impact:

• Freddie Mac Multifamily finances rental housing to ensure a plentiful supply of affordable housing across the nation. We provide mortgage funding for apartment loans and subsequently securitize them supporting various communities including students and working families.
• We lead strategic execution by collaborating with Multifamily business leaders to develop tools and solutions that further our mission.
• Leveraging extensive data assets and risk management capabilities we aim to expand our mission of providing affordable housing.
• We foster an inclusive environment that promotes active engagement intellectual curiosity and skill development empowering a dynamic workforce.

Your Impact:

• Track Seller/Servicer metrics specific to tip intake loan inflows suspicious activity report filings watchlist hits investigations etc. to build a comprehensive risk profile that drives future due diligence efforts for each Seller/Servicer.
• Provide insights to Multifamilys CRC Audit team ahead of Seller/Servicer audits to ensure the Financial Crimes portions of those audits reflect the risk profile of the specific Seller/Servicer.
• Advise Multifamilys CRC Audit team as a BSA/AML subject matter expert and offer feedback on potential observations findings remediation plans and Seller/Servicer responses.
• Develop and maintain pertinent testing processes and focal points for Financial Crimes related portions of Multifamilys CRC Audit functions.
• Conduct independent assessments of Seller/Servicer BSA/AML functions analyze data to identify patterns of risk across the entire Seller/Servicer population and make recommendations to update the Guide or internal controls to minimize Financial Crimes risks.
• Participate in the creation and delivery of training materials and presentations sharing knowledge on BSA/AML processes red flags and compliance measures with Multifamily Seller/Servicers.
• Work within established processes to prioritize tasks and achieve successful outcomes across multiple assignments concurrently.

Qualifications:

• Bachelors Degree in Criminal Justice Finance Business Administration or a related field or equivalent experience; with 5 years of relevant experience.
• 1-2 years of experience in the mortgage industry with a strong focus on multifamily properties demonstrating an understanding of their operations and financial dynamics is desired. Experience in financial crimes is a plus.
• 1-2 years of experience in a BSA/AML oversight function such as Compliance or Audit testing program management or technology integration.
• Strong skills in regulatory compliance analysis; adept at identifying patterns and inconsistencies and performing root cause analysis.
• Proficiency in Microsoft Word PowerPoint and Excel (including V-lookups pivot tables and data filtering).
• Preferred experience with regulatory compliance and testing related to BSA/AML or Office of Foreign Assets Control frameworks to include financial crimes program management and interfacing with regulators and auditors.

Keys to Success in this Role:

• Strong organizational skills and attention to detail with experience adhering to high standards of accuracy and quality within time constraints
• Aptitude to self-manage recognize priority and address tasks in a timely manner
• Adept in analyzing complex data and summarizing findings clearly
• Ability to develop and maintain trusting relationships with internal partners senior leaders and colleagues involved in cross-functional projects
• Discretion in handling sensitive information preserving confidentiality
• Proactive forward-thinking and intellectually curious

Current Freddie Mac employees please apply through the internal career site.

We consider all applicants for all positions without regard to gender race color religion national origin age marital status veteran status sexual orientation gender identity/expression physical and mental disability pregnancy ethnicity genetic information or any other protected categories under applicable federal state or local laws. We will ensure that individuals are provided reasonable accommodation to participate in the job application or interview process to perform essential job functions and to receive other benefits and privileges of employment. Please contact us to request accommodation.

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