Rail Application Analyst

Cape Town - South Africa

Monthly Salary: Not Disclosed

Posted on: 2 hours ago

Vacancies: 1 Vacancy

Job Summary

Our client is a high-growth fintech company building the next generation of payment infrastructure across Africa. Their mission is to make money movement seamless inclusive and scalable across borders. They operate at the intersection of financial innovation and real-world impact empowering businesses and consumers with tools to thrive in a rapidly digitizing economy.

Role Overview

The Rails Application Analyst will play a critical role in supporting and managing applications to banking partners payment providers and regulated financial institutions. This role requires hands-on experience working within fintech payments or crypto environments with a strong understanding of regulatory requirements onboarding processes and financial rails.

The role will act as a key liaison between internal teams and external partners ensuring applications documentation and compliance processes are executed accurately efficiently and in line with regulatory expectations across regulated markets such as Africa the UK or similar jurisdictions.

Job Type: Full

Workplace: Onsite

Location: Cape Town

Skills & Experience

Bachelors degree in Business Law Finance or a related field
4 years experience within fintech payments crypto or regulated financial services
Hands-on experience with banking or fintech applications and onboarding including EMIs regulated exchanges CFD providers or financial institutions
Strong understanding of KYC KYB and AML frameworks
Proven experience preparing and managing regulatory compliance and banking documentation
Experience liaising directly with banks regulators and third-party providers
Comfortable managing multiple stakeholders across legal compliance product and operations functions

Nice to Have (Not Essential)

Existing relationships with banks payment providers or regulated exchanges
Background in compliance operations or regulatory consulting
Experience operating across African UK or similar regulated markets

Responsibilities

Banking & Rails Applications

Manage and coordinate applications to banks payment providers and regulated financial institutions
Support onboarding processes for financial rails including banks EMIs regulated exchanges and financial institutions
Ensure applications meet partner regulatory and compliance requirements

Regulatory & Compliance Documentation

Prepare review and submit regulatory compliance and banking documentation
Support KYC KYB and AML processes in line with applicable regulatory frameworks
Maintain accurate records and documentation for audits reviews and partner assessments

Stakeholder & Partner Management

Liaise directly with banks regulators payment providers and third-party partners
Act as a point of coordination between legal compliance product and operations teams
Manage multiple stakeholders and ensure timely communication and follow-up

Cross-Functional Collaboration

Work closely with internal compliance operations product and legal teams to support onboarding and ongoing requirements
Provide guidance on regulatory expectations and partner requirements
Support continuous improvement of onboarding and application processes

Benefits

Mission-Driven Work: The opportunity to work on solving cross-boarder payments in Africa. Connecting us to the world and the world to us.
A startup environment with massive growth: High pace high growth where your work directly shapes and impacts the company.
Competitive Compensation: A salary package that matches your expertise and the market rate