Senior Complaints Specialist

Upstart

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profile Job Location:

Columbus, NE - USA

profile Monthly Salary: Not Disclosed
Posted on: Yesterday
Vacancies: 1 Vacancy

Job Summary

About Upstart

At Upstart were united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day we bring creativity experimentation and advanced AI to reshape access to credit helping millions move forward financially with clarity and confidence.

As the leading AI lending marketplace we partner with banks and credit unions to expand access to affordable credit through technology thats both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 1800 signals powering smarter fairer decisions for millions of customers. But the numbers only hint at the impact. Every idea every voice and every contribution moves us closer to a world where credit never stands between people and their financial progress.

Were proudly digital-first giving most Upstarters the flexibility to do their best work from wherever they thrive alongside teammates across 80 cities in the US and Canada. Digital-first doesnt mean distant. Were intentional about in-person connection through team onsites planning sessions and moments that spark creativity and trust. And whether you choose to work primarily from home or collaborate in-person from one of our offices in Columbus Austin the Bay Area or New York City (opening Summer 2026) youll have the support to work in the way that works best for you.

If youre energized by tackling meaningful problems excited to innovate with purpose and motivated by work that truly matters wed love to hear from you.

The Team:

As the Senior Complaints Specialist at Upstart you will be responsible for ensuring that Upstart provides high quality customer experience complies with all federal and state regulations and adheres to Upstarts policies and procedures. You will be an escalation point for customer complaints perform in-depth investigations analyze trends and report to senior leadership and provide feedback and recommendations to management as needed

How youll make an impact

  • Quickly and accurately review complaints to identify root cause determine appropriate resolution craft and deliver a response to the complainant and remediate any potential customer harm (as necessary)
  • Manage a pipeline of complaint cases and determine the appropriate partners to collaborate with to resolve the customers complaint
  • Remain up to date on organizational policies and processes to ensure timely responses can be provide

Minimum Qualifications

  • 2 years of experience investigating customer complaints and responding in written form
  • Strong attention to detail and ability to multitask
  • Exceptional written communication skills
  • Ability to quickly learn and adapt to new technology systems and processes

Preferred Qualifications

  • Knowledge of regulations including but not limited to: FCRA UDAAP FDCPA ECOA
  • Previous experience conducting investigations and/or handling complaints related to Identity Theft Fraud Auto Loans Bankruptcy Home Lending (e.g. HELOC etc.) and Credit Disputes
  • Bachelors degree preferred
  • Experience with LLMs (e.g. ChatGPT Gemini etc.)
  • 6 months of proven success working with cross-functional teams to resolve complaints
  • 1 years of experience in a highly regulated industry preferably financial services

Position location This role is available in the following locations: Remote

Time zone requirements The team operates on the East/West coast time zones.

Travel requirements As a digital first company the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.

This is a Non-Exempt position. Employees in this position are paid an hourly pay rate on a bi-weekly basis and are eligible to receive overtime pay for any hours worked over 40 in a work week or over 8 in a work day if required by state law.

At Upstart your base pay is one part of your total compensation package. The anticipated annualized base salary for this position is expected to be within the below range. Your actual base pay will depend on your geographic locationwith our digital first philosophy Upstart uses compensation regions that vary depending on location. Individual pay is also determined by job-related skills experience and relevant education or training. Your recruiter can share more about the specific salary range for your preferred location during the hiring process.

In addition Upstart provides employees with target bonuses equity compensation and generous benefits packages (including medical dental vision and 401k).

United States Remote - Anticipated Hourly Rate Range
$25.48$25.48 USD

What youll love

At Upstart our benefits are designed to support your health financial well-being family and personal growth. Heres what you can expect:

  • Competitive compensation including base pay bonus opportunities and annual equity grants that vest quarterly
  • Generous 401(k) plan with Upstart matching $2 for every $1 contributed up to $15000 per year
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
  • Affordable medical dental and vision coverage with multiple plan options - Upstart covers 90% to 100% of the cost depending on the plans you choose
  • Health Savings Account contributions from Upstart for eligible plans
  • Income protection benefits including company-paid Basic Life AD&D and Short- and Long-Term Disability coverage with options to purchase supplemental coverage
  • Paid time off sick and safe time and company holidays
  • Paid family and parental leave to support caregiving and major life moments
  • Family-centered benefits through Carrot and Cleo supporting fertility parenthood and caregiving
  • Employee Assistance Program (EAP) offering mental health support and life-centered resources
  • Financial wellness resources including access to financial planning tools and a financial concierge service
  • Annual wellness allowance to support your physical and emotional well-being and personal development based on what matters most to you
  • Annual productivity allowance to invest in relevant tools and resources you need to do your best work no matter where you work from
  • Connection and community through team events and onsites all-company updates and employee resource groups (ERGs)
  • Onsite perks including catered lunches and fully stocked micro-kitchens when working from one of our four offices located in the Bay Area Austin Columbus and New York City (opening Summer 2026!).

Upstart is a proud Equal Opportunity Employer. Just as we are dedicated to improving access to affordable credit for all we are committed to inclusive and fair hiring practices.

If you require reasonable accommodation in completing an application interviewing completing any pre-employment testing or otherwise participating in the employee selection process please email

Experience:

Senior IC

About UpstartAt Upstart were united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day we bring creativity experimentation and advanced AI to reshape access to credit helping millions move forward financially with clarity and confidence.A...
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