Senior Counsel, Bank Regulatory

Circle (NYSE: CRCL) is one of the worlds leading internet financial platform companies building the foundation of a more open global economy through digital assets payment applications and programmable blockchain infrastructure. Circles platform includes the worlds largest regulated stablecoin network anchored by USDC Circle Payments Network for global money movement and Arc an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises financial institutions and developers use Circle to power trusted internet-scale financial innovation. Learn more at .

What youll be part of:

Circle is committed to visibility and stability in everything we do. As we grow as an organization were expanding into some of the worlds strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity Future Forward Multistakeholder Mindful and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.

What youll be responsible for:

As Senior Counsel Bank Regulatory youll serve as Circles internal authority on prudential banking regulation as applied to stablecoins payments custody and blockchain-based financial infrastructure. You will advise senior leadership on regulatory strategy engage directly with U.S. banking regulators and apply traditional supervisory frameworks to innovative financial products and operating models.

This role is designed for a lawyer with direct experience inside or across banking regulatory agencies and the judgment to guide novel technology-driven offerings through traditional regulatory environments.

What youll work on:

• Advising on the application of U.S. federal and state banking laws and supervisory expectations to Circles stablecoin payments custody and settlement activities.

• Serving as a primary legal interface with prudential regulators (e.g. OCC Federal Reserve FDIC state banking authorities) on licensing examinations supervisory matters and regulatory change.

• Translating traditional bank regulatory conceptssafety and soundness governance risk management internal controlsinto practical guidance for digital asset and blockchain-based systems.

• Partnering closely with Compliance Product Engineering and Risk teams to structure new products in a manner consistent with supervisory expectations.

• Supporting regulatory strategy for Circles banking-adjacent entities and regulated financial institution partnerships.

• Reviewing new product proposals control frameworks and operating models for alignment with banking supervisory principles.

• Managing and coordinating external regulatory counsel and ensuring consistent positions across jurisdictions and regulatory bodies.

What youll bring to Circle:

Core Requirements:

• JD or equivalent with admission to practice law in the United States.

• 10 years of legal experience focused on bank regulatory law prudential supervision or financial regulation.

• Prior experience at a banking regulatory agency (e.g. OCC Federal Reserve FDIC CFPB or state banking regulator) or substantial experience representing clients before such agencies.

• Deep knowledge of U.S. banking laws and supervisory frameworks including safety and soundness governance risk management BSA/AML consumer protection and payments regulation.

• Demonstrated experience advising on or supervising technology-driven or innovative financial products including digital assets payment networks custody or novel settlement mechanisms.

• Strong ability to engage credibly with regulators and articulate regulatory positions in writing and in supervisory dialogue.

• Familiarity with generative AI models (ChatGPT Gemini etc.) and prompt development.
  

Preferred Requirements:

• Experience advising fintech crypto or digital asset companies on prudential regulatory issues.

• Experience supporting regulated entities through licensing chartering or supervisory examinations.

• Background in or exposure to stablecoins tokenized assets or blockchain-based financial infrastructure.

• Strong familiarity with financial institution partnerships and bank-fintech operating models.

Circle is on a mission to create an inclusive financial future with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.

Starting pay is determined by various factors including but not limited to: relevant experience skill set qualifications and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.

We are an equal opportunity employer. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status or any other protected status required by the laws in the locations where we hire. Additionally Circle participates in the E-Verify Program in certain locations as required by law.

Should you require accommodations or assistance in our interview process because of a disability please reach out tofor support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.

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