Real Estate Lending Relationship Manager The Woodlands, TX

The Woodlands, TX - USA

Monthly Salary: Not Disclosed

Posted on: 2 days ago

Vacancies: 1 Vacancy

Job Summary

At Amegy Bank everyone counts! Your contributions are valued and everyone is given the opportunity to grow in their career. Were committed to doing the very best for our customers our communities and our employees.

We are looking for an experiencedReal Estate Lending Relationship Managerto join ourCommercial Real Estate (CRE) team in The Woodlands TX.

Key Responsibilities

Loan Origination & Business Development

Source and cultivate lending opportunities with affordable housing developers community development corporations missiondriven organizations and public agencies.
Evaluate project feasibility and borrower creditworthiness through financial modeling market analysis and risk assessment.
Structure loan products that may include construction loans permanent financing acquisition loans bridge loans and tax-creditenhanced lending.
Develop and maintain a robust pipeline aligned with departmental growth goals.

Underwriting & Execution

Lead full underwriting process including financial spreads cash-flow projections collateral analysis and risk grading.
Analyze layered financing deals involving Low-Income Housing Tax Credits (LIHTC) HOME CDBG RAD Section 8 HOPE VI and other federal state and local programs.
Prepare clear comprehensive credit memoranda for credit committee review.
Coordinate with internal teams (credit appraisal compliance legal) to ensure accurate timely loan execution.
Negotiate loan terms conditions covenants and pricing consistent with risk and bank policy.

Portfolio Management

Manage a portfolio of affordable housing loans monitoring performance covenant compliance and collateral conditions.
Conduct periodic property inspections borrower meetings and annual reviews.
Identify emerging risks and develop mitigation strategies.

Relationship Management

Build and maintain strong relationships with clients government agencies syndicators housing authorities and community partners.
Represent the bank at industry events trainings and affordable housing conferences.
Serve as a subject-matter expert within the bank on affordable housing finance and community development lending

Qualifications Required

Bachelors degree in Finance Real Estate Business Public Policy Urban Planning or related field; or equivalent experience.
37 years of experience in commercial real estate lending community development finance or affordable housing finance.
Strong understanding of LIHTC programs and multifamily underwriting.
Demonstrated ability to analyze complex financial statements and pro forma models.
Excellent written and verbal communication skills including the ability to present transactions to credit committees.

Preferred

Experience working with mission-driven developers or nonprofit partners.
Knowledge of environmental reviews appraisal standards and construction loan administration.
Familiarity with federal and state housing agencies and community development programs.
Existing relationships in the affordable housing ecosystem.

Benefits:

Medical Dental and Vision Insurance START DAY ONE!
Life and Disability Insurance Paid Paternal Leave and Adoption Assistance
Health Savings (HSA) Flexible Spending (FSA) and dependent care accounts
Paid Training Paid Time Off (PTO) and 11 Paid Federal Holidays
401(k) plan with company match Profit Sharing competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees
Employee Ambassador preferred banking products

Required Experience:

Manager