Portfolio Manager II, CRE

Wintrust provides community and commercial banking specialty finance and wealth management services through its 16 bank charters and nine non-bank businesses. Wintrust delivers the sophisticated solutions of a large bank while staying true to the relationship-focused personalized service of our community banking roots. We serve clients in all 50 states with more than 200 branch banking locations in Illinois southwestern Florida northwestern Indiana west Michigan and southern Wisconsin and commercial banking offices in Chicago Denver Milwaukee Grand Rapids Mich. and in key branch banking locations throughout Illinois. Our people are the heart of our business and we are proud to rank consistently as a top place to work. Wintrust is a $66 billion financial institution based in Rosemont Illinois and listed on the NASDAQ Global Select Market under the symbol WTFC.

Why join us

• An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 11 years) and Employee Recommended award by the Globe & Mail (past 6 years)
• Competitive pay and annual discretionary bonus eligible

• Comprehensive benefit package including medical dental vision life a 401k plan with a generous company matches and tuition reimbursement to name a few

• Family-friendly work hours

• Promote from within culture

The Commercial Real Estate Banking segment is seeking a CRE Portfolio Manager with a sound knowledge of commercial real estate finance/lending and credit with the expectation that these skills will be further developed while in this role. Responsibilities include independent analysis and underwriting of moderate to complex real estate transactions completing portfolio management tasks such as preparing annual reviews and testing covenants and interacting with clients by email phone and in person. Applicants should be able to manage simpler transactions with little guidance and contribute to more complex transactions with guidance from senior staff. Applicants should have strong communication and business writing skills and be able to easily analyze basic real estate documents. The ideal candidate is self-motivated and can multi-task across job functions client needs and competing bank priorities.

Responsibilities:

• Underwrite existing portfolio credit approvals for renewals and other Credit requests pertaining to existing clients

• Underwrite opportunity memos and full credit approvals for new business clients

• Independently analyze credit and financial information of property and individuals to determine the degree of risk associated with the extension of credit

• Proactively manage covenant compliance testing for existing clients and new clients on an ongoing basis.

• Develop a working knowledge of credit/loan policy for credit requests and exceptions

• Perform collateral analysis of current and prospective customers

• Actively participate in existing client and potential new client meetings/site visits with banking team

• Handle various aspects of a customer relationship except negotiations pertaining to pricing and loan structuring

• Maintenance of Annual Review form for multi-year CRE borrowing facilities for existing clients

• Work with external and internal business partners on review of deal related legal documents

• Ongoing monitoring tracking and management of the reporting requirement and loan documentation exception process

• Effective communication with Credit and Commercial Real Estate Banking Officers

Qualifications:

• 5 years commercial real estate/credit experience with a working knowledge of banking environment products and all supporting processes and technology

• Formal Bank credit training is preferred with a strong understanding of general credit and risk principles and banking policies/procedures

• Bachelors degree (Business Finance Accounting or Economics preferred)

• Proficiency in MS Office: Excel Word PowerPoint and financial forecast models

• Strong analytical and organizational skills with the ability to proactively manage and prioritize workflow

• Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment

Benefits

Medical Insurance Dental Vision Life insurance Accidental death and dismemberment Short-term and long-term Disability Insurance Parental Leave Employee Assistance Program (EAP) Traditional and Roth 401(k) with company match Flexible Spending Account (FSA) Employee Stock Purchase Plan at 5% discount Critical Illness Insurance Accident Insurance Transportation and Commuting Benefits Banking Benefits Pet Insurance

Compensation

The estimated salary range for this role is $85000-$110000 along with eligibility to earn an annual bonus. Actual salaries may vary based on several factors such as a candidates qualifications skills and experience.

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From our first day in business Wintrust has been proud to serve a variety of unique communities and people from all walks of life. To build a company that reflects the communities we serve we believe that fostering a unique and inclusive workplace where everyone feels valued and empowered to succeed will support our ongoing success. Wintrust Financial Corporation including community banking and financial services subsidiaries is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race color religion sex age national origin disability veteran status genetic information and other legally protected categories.