Sr. Associate, Wealth Testing

At FNBO our employees are the heart of our storyand were committed to their success! Please see below the details of this career opportunity and how it fits into our organizations success.

As a Senior Associate Wealth Compliance Testing you will lead a key second line of defense role to independently evaluate corporate initiatives and departmental processes for compliance with the complex regulatory requirements and corporate policies applicable for Non-Deposit Investments Personal Trust Institutional Trust Retirement Plan Services Retail Brokerage and Advisory Services and Registered Investment Advisory products and processes at FNBO.
You will be charged with providing guidance to team members executing and validating risk-based testing to ensure business line controls are designed appropriately and operating as intended. Additionally youll be tasked with driving the ongoing evolution of wealth compliance testing as we identify ways to automate and expand testing and monitoring activities.
Finally you will support business unit initiatives and regulatory implementations through serving as a SME lead for wealth management related projects.

About This Role:

• Developing the steps needed to test and/or analyze compliance with complex policies/procedures and laws/regulations.
• Conducting appropriate independent testing to ensure operational risks are mitigated and compliance requirements are adhered to.
• Preparing detailed and objective work papers to support conclusions.
• Reviewing issues and findings to provide effective challenge and quality of supporting documentation.
• Performing complex qualitative analysis of data.
• Identifying potential control weaknesses and identifying opportunities to remediate issues.
• Managing various ad-hoc requests for information related to testing including requests from internal Auditors and Examiners (e.g. OCC or CFPB).
• Serving as a resource to team members on escalated issues.
• Building developing and maintaining strong relationships with business and internal control partners (Business Audit Risk & Compliance Legal) to facilitate collaboration between all lines of defense for testing.
• Providing effective credible challenge to business partners and first-line risk partners in relation to how risk is being managed and mitigated.
• Maintain and enforce requirements for project documentation.Meticulous. You take time understand the impact of a big project but youre also known to get into the nitty-gritty to ensure expectations are met. You can effectively consider multiple risks across regulatory frameworks impacting a single project or testing engagement.

• Curious. You ask why you explore you challenge conventional thinking and the traditional ways of operation and you partner with stakeholders to identify and improve the status quo. Youre experienced in root cause analysis and love to put on your investigator hat.
• Translator. You are familiar with a variety of regulations have experience researching them and youre a pro at making jargon relevant.
• Creative. Undefined problems and new challenges dont frighten you. Youve probably led the charge on a new vision and you love discovering new ways to change the work you do for the better.

The Ideal Candidate for This Role:

• At least 5 years in trust investment management wealth management operations or financial services risk management specifically within audit or an analytical discipline or other relevant banking experience
• Working knowledge of Regulation R ERISA Internal Revenue Code the Investment Advisers Act and the expectations of Fiduciary Activities of National Banks under 12 CFR Part 9 and related regulations
• Strong written and verbal communication and presentation skills including heightened ability to translate complex information into comprehensive and concise test results and recommendations
• Strong analytical skills with high attention to detail and accuracy
• Advanced in MS Office Suite (Excel Word Power Point etc.)
• Experience building consensus gaining buy-in and addressing complex issues within all levels of an organization

Preferred Qualifications

• Bachelors degree or equivalent work-related experience.
• Six or more years of experience within a mid-size or large financial institution executing testing within functions such as Compliance Risk Audit or a Regulatory Agency.
• Advanced data analytics including use of AI
• Certified Investment Risk Specialist (CFIRS) or ability to obtain within three years

Candidates must possess unrestricted work authorization and not require future sponsorship.

Compensation:

Compensation range (base pay): $81662.00-$134741.00

This role may have a specific starting pay within this range.

Final compensation offer to candidate may vary from posted hiring range based upon work experience education and/or skill level.

Work Environment:

It is anticipated that the incumbent in this role will work onsite at the posted location. Our onsite environment fosters innovation mentorship and a vibrant culture where ideas flow freely and relationships flourish. As part of our team youll experience the energy of our collaborative spaces designed to support your professional growth while working alongside talented colleagues who inspire excellence daily. Please note that work location is subject to change based on business needs.

Benefits Overview:

We offer a variety of benefits designed to keep you and your family physically and financially healthy. Not only do we offer a competitive salary and work-life balance we offer benefits to match your needs:

• Medical Dental Vision Insurance

• 401k With Matching Contributions

• Time Off Programs

• Health Savings Account (HSA)/Dependent Care

• Employee Banking

• Growth Opportunities

• Tuition Assistance

• Short-Term/Long-Term Disability Insurance

Learn more about FNBO benefits here: additional information regarding compensation and benefits e-mail FNBO at . To ensure you receive a response include the number of this job (listed below) in the subject line of your message.

Job number: R-

Equal Opportunity & Belonging:

FNBO believes that the quality of our employee experience is at the heart of our customer experience. One key pillar of our intended employee experience is Belonging. Belonging means we are committed to fostering a workplace culture where employees of all backgrounds feel valued recognized and empowered to be their authentic selvesno matter their role or where they are in their journey.

Learn more here.

FNBO is an equal opportunity employer for all employees and applicants and makes employment decisions without regard to status or identity.

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FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer - Member FDIC

FNBO follows federal law regarding the use of marijuana (this applies to all non-California applicants)

Application Deadline:

All our jobs will be posted for a minimum of 5 calendar days. Job postings may come down prior to 5 calendar days based on volume of applicants.