Senior Credit Risk Analyst

Warszawa - Poland

Monthly Salary: Not Disclosed

Posted on: 9 hours ago

Vacancies: 1 Vacancy

Job Summary

Senior Credit Risk Analyst

Warsaw Poland

ThisisWorldline

We are the innovators at the heart of the paymentstechnologyindustry shaping how the world pays and gets paid. The solutions our people build today power the growth of millions of businesses tomorrow. From your local coffee shop to unicorns and international banks. From San Francisco to Auckland. We are in every corner of the world in every part of commerce. And just as we help our customers accelerate their business we are committed to helping our people accelerate their careers. Together we shape the evolution.

The Opportunity

Our global credit risk team is a part of the 1st line risk & compliance and has an end-to-end credit management responsibility for the verticals Key Accounts (e-retail wholesale entertainment event ticketing gaming payment facilitators etc.) and Travel & Hospitality (airlines cruise lines hotels chains online travel agencies). We are tasked with underwriting and reviewing new and existing merchants monitoring non-delivery exposure and credit quality.

The credit risk department is growing and currently consists of 20 colleagues spread across different offices at international locations. The regular exchange with experts from different countries ensures exciting daily work and challenges at the same Credit Risk we are globally minded with a FinTech atmosphere. You will experience this in your everyday life as a Worldliner.

Day-to-day responsibilities

In-depth financial analysis (P&L BS and CF) and conducting detailed underwriting/credit assessments documenting the merchant business model and sector dynamics financial performance with the key indicators credit risks and mitigants;
Presenting your credit proposal to divisional and group risk committees;
Carrying out annual/periodic credit reviews of assigned limits and recommending risk class changes in limit and collateral setup based on the outcome of the analysis;
Collaborating closely with business development and advising/supporting them on the boarding process;
Communicating effectively with merchants at CFO or treasurer level;
Reviewing legal documents and amendments ensuring compliance with policies and procedures;
Credit risk signing authority (based on your level of expertise/experience);
Coaching developing and guiding team members.

Who Are We Looking For

We look for big thinkers. People who can drive positive change step up and show whats next people with passion can-do attitude and a hunger to learn and practice this means:

Around 4 years of experience in financial analysis with corporate risk assessments;
Substantial knowledge and deep understanding of financial statements financial & cashflow analysis and accounting principles;
Strong communication negotiation and stakeholder management skills;
Fluency in English;
Masters degree in finance/accounting/business economics would be a plus;
Payment and FinTech industry knowledge would be an asset;
Strong ability to prioritize work in a fast-paced and changing environment;
Good sense of responsibility;
Ability to support guide and help other team members.

Perks & Benefits:

At Worldline youll get the chance to be at the heart of the global payments technology industry and shape how the world pays and gets paid. On top of that you will also:

Private medical & life insurance
MyBenefit Platform
Holiday allowance
Referral program
Public transportation allowance
Meal allowance
Annual bonus.

Shape the evolution

We are on an exciting journey towards the next frontiers of payments technology and we look for big thinkers people with passion can-do attitude and a hunger to learn and grow. Here youll work with ambitious colleagues from around the world take on unique challenges as a team and make a real impacton the society.With an empowering culture strong technology and extensive training opportunities we help you accelerate your career - wherever you decide to go. Join our global team of 18000 innovators and shape a tomorrow that is yours to own.

Learn more about life at Worldline

We are proud to be an Equal Opportunity employer. We do not discriminate based upon race religion color national origin sex (including pregnancy childbirth or related medical conditions) sexual orientation gender identity gender expression age status as an individual with a disability or any applicable legally protected characteristics.

Pursuant to the Article 24 sec. 6 of the Act of 14 June 2024 on the protection of whistleblowers we inform you that Worldline Financial Services (Europe) S.A. a joint-stock company Branch in Poland (hereinafter referred to as Worldline) is governed by the Regulations on the receipt of internal reports and taking follow-up actions (hereinafter referred to as the Regulations).

#LI- AS2

Required Experience:

Senior IC

Senior Credit Risk AnalystWarsaw PolandThisisWorldlineWe are the innovators at the heart of the paymentstechnologyindustry shaping how the world pays and gets paid. The solutions our people build today power the growth of millions of businesses tomorrow. From your local coffee shop to unicorns and i...