Senior Corporate Underwriter
Share
Job Location:
Greater Manchester - UK
Monthly Salary:
Not Disclosed
Posted on:
7 hours ago
Vacancies:
1 Vacancy
Job Summary
As a Senior Corporate Underwriter you will work as part of our high performing Corporate Lending Team and be responsible for assessing underwriting and managing complex corporate real estate transactions. Working closely with the Corporate Sales and Portfolio Teams you will deliver appropriate lending solutions for new and existing Corporate Customers. The Corporate Lending Team collaborate with both direct customer and broker channels to achieve a commercially balanced sustainable solution assessing the credit position and identifying the right option suitable to meet both the Customer and Together.
You will be supported with case load by a highly trained team incorporating a Corporate Case and Completion Manager in addition to a Corporate Processing Executive.
As a Senior Corporate Underwriter we are looking for someone to:
- Evaluate and analyse credit and portfolio risk for both new and existing Customers with lending needs of 2m
- Conduct detailed financial analysis which include evaluation of financial statements cash flows market trends and industry risks
- Assess the creditworthiness of high-value corporate clients identifying key risks and mitigants in each loan proposal
- Structure complex loan facilities ensuring terms and conditions are aligned with both the customer need and Togethers risk appetite
- Review and approve credit proposals ensuring they meet risk appetite and regulatory standards
- Lead underwriting discussions in credit committee meetings and to Senior Stakeholders offering insights and recommendations based on in-depth financial evaluations
Qualifications :
Essential
- Extensive experience in a lending environment either as Lending Director or Senior Underwriter providing credit analysis or risk management of complex real estate lending
- Advanced financial analysis capability able to evaluate financial statements cashflows market trends and industry risks
- Expert in structuring complex lending solutions aligned to customer needs and organisational risk appetite
- Strong credit governance and decisionmaking independently able to approve highvalue and complex credit applications using sound judgment
- Clear confident communicator with senior stakeholders able to present cases to Credit Committee and influence decisions
- Leadership in underwriting discussions providing insight and recommendations based on thorough evaluation
If you feel you have some of the skills mentioned above but not all please do still apply and we would be happy to have a further discussion with you in regards to your suitability for the role.
Additional Information :
Together embraces diversity and inclusion and are proud to be an equal opportunity workplace. Not only do we welcome difference we celebrate it support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds perspectives and skills.
If you feel youd benefit from any support or reasonable adjustments during any stage of the recruitment process please dont hesitate to let us know when completing your application. This information will be picked up by our team so we can try and put steps in place to help you be at your best through this process.
Click here for more information on our Recruitment Process
Please note that all successful applicants will undergo relevant employment reference financial and criminal record checks.
Remote Work :
No
Employment Type :
Full-time
Key Skills
- Loan Processing
- Credit Analysis
- Fraud
- Math
- Risk Analysis
- Pricing
- Analysis Skills
- Fair Housing Regulations
- Equity Research
- Underwriting
- negotiation
- RMF
About Company
Benefits of working at Together26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidaysFree access to company holiday homesBuy & sell holidaysDiscretionary annual bonus plus an additional Shared Reward BonusMatched pension contributionH ... View more
