Job Title: Sr. Business Analyst / Mortgage BA Specialist
Location: New York NY 10036
Setting: Hybrid Role (4 days remote / 1 day remote)
Type: Full-Time (Permanent)
Role Overview:
The Senior Business Analyst will work closely with US-based clients servicers and cross-functional technology teams to drive end to end business analysis across the residential mortgage lifecycle. This role requires deep expertise in US mortgage processes multiple file servicers MISMO data standards and credit/securities domain fundamentals.
Required Skills & Experience:
- 8 years in US Mortgage / Residential Lending domain.
- Strong understanding of loan origination underwriting servicing.
- Hands on with MISMO standards and loan data mapping.
- Strong SQL/data analysis Excel workflow understanding.
- Excellent communication and client facing skills.
Key Responsibilities:
Requirements Gathering & Analysis
- Lead E2E requirement discovery for Origination Underwriting Closing Post closing Servicing MSR and Secondary Market workflows.
- Analyze and document business processes aligned with US mortgage guidelines.
MISMO & Data Mapping Expertise
- Perform detailed MISMO 3.3 data mapping for residential loans.
- Map loan tapes servicing tapes MSR datasets and validation rules.
Multiple Servicers & Vendor Platform Experience
- Work with platforms like Black Knight MSP Encompass LUSY etc.
- Perform data ingestion quality validation and impact analysis.
Credit Risk & Securities Domain
- Analyze borrower credit attributes pricing factors risk layers.
- Support workflows related to mortgage backed securities and MSR valuation.
Collaboration & Stakeholder Management
- Coordinate with Product Owners SMEs Engineering and QA.
Documentation & Process Governance
- Create BRDs FRDs user stories process maps and data dictionaries.