US Corporate Lending CDD CIP Lead
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Job Location:
Michigan, IN - USA
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
OakNorthis a UK-founded digital bank built to support ambitious growing businesses. Over the past decadewevescaled rapidly lending over $21bn globally to middle-market and sponsor-backed US expansion is accelerating. Deal volume has increased significantly and we are building the next phase of our US lending are now hiring a senior CDD professional to sit at the intersection of lendingfinancial crimerisk and execution - someone who can protect the bank while enabling growth.
In This Role:
- This is not a traditional AML production will lead the end-to-end onboarding of US corporate lending clients working directly alongside Credit Legal and Deal Teams to support live lending will own the AML CDDcomponentof commercial loan origination ensuring onboarding keeps pace with lending timelines without compromising regulatory role is hands-on. You will execute files personally while also acting as a senior escalation point within the US onboarding will be embedded in the deal lifecycle.
What Youll Be Responsible For
- Leading end-to-end onboarding of US middle-market borrowers (typically $5m$50m facilities).
- Analysingcomplexinternationalcorporate ownership structures including sponsor-backed multi-layer and cross-border entities.
- Conducting and reviewing CDD and EDD for US corporate lending clients.
- Presenting clear structuredfinancialcrimerisk conclusions that inform lending decisions.
- Acting asan escalationpoint for high-risk clients and complex structures.
- Balancing regulatory integrity with commercial pace in live deal environments.
- Partnering closely with our UK-based onboarding team to deliver seamless cross-border coverage.
- Identifyingprocess improvements to increase throughput and enhance execution capability.
- Supporting the Lending Lead with transformation initiatives as we scale the US platform.
- Completing BAU and ad hoc administrative tasks asrequired.
What Were Looking For
- 5 years experience in AML/KYC/ CIPwithin a bank or regulated financial institution.
- Direct experience onboarding US corporate or commercial lending clients.
- Experience supporting commercial loan originationorworking alongside credit teams.
- Strong exposure to complex ownership structures (including trusts offshore entities sponsor-backed structures).
- Solid understanding of US AML/BSA requirements including FinCEN expectations and OFAC screening.
- Familiarity with UK AML frameworks (MLR 2017 / JMLSG)
More importantly you are:
- Comfortable operating in a fast-scaling ambiguous environment.
- Able to distil complex information into clear credit-facing recommendations.
- Confidentchallengingconstructively whenfinancial crimerisk concerns arise.
- Commercially aware and able to balance pace with protection.
- Comfortable owning outcomes in a visible high-accountability environment.
- Anexcellentwrittenand verbalcommunicatorwithconfidence inengaging internal and externalstakeholders.
Why Join
- This is an opportunity to join a scaling US lending platform at a pivotal will work closely with seniorleadership andhelp shape the next stage of US role offers equity participation and the chance to build something meaningful within a high-growth digital bank.
We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.
Key Skills
- Administrative Skills
- Facilities Management
- Biotechnology
- Creative Production
- Design And Estimation
- Architecture
About Company
OakNorth Credit Intelligence Suite transforms commercial lending, giving banks 360° views of borrowers, with deeply granular, forward-looking insight, to improve efficiencies, lower credit risk, and drive profitable growth through economic cycles. Banks lend smarter, lend faster, and ... View more
