Do you get energy from solving complex challenges using data analytics and mathematical thinking As a Credit Risk Model Developer youll work on models that directly shape how ING supports millions of customers. If you want to make real impact on responsible lending decisions and enjoy the intellectual challenge of designing highquality models this is your chance to build something meaningful.
The team
Youll join the Credit Risk Model Development department the group responsible for developing maintaining and improving INGs credit risk models. Your team is responsible for the Retail and SME portfolios. The team works closely with colleagues across Risk Data and the business to build models that help ING manage its lending activities and empower responsible customer decisions.
The culture is analytical collaborative and curiosity-driven with plenty of room for creative thinking challenging assumptions and learning from a diverse modelling community.
Roles and responsibilities
In this role you will contribute to the full model development lifecycle. You will:
Develop and calibrate credit risk models for Retail & SME portfolios using INGs modelling standards.
Build statistical expert-based and hybrid models across a wide range of products and countries.
Analyse large datasets and translate findings into robust regulatory-compliant model designs.
Improve and monitor existing models to ensure they remain accurate stable and effective.
Provide analytical insights and guidance to stakeholders to support high-quality credit risk decisions.
Collaborate with modelling peers model validators and business experts to continuously raise model quality.
How to succeed
We hire smart people like you for your potential. Our biggest expectation is that youll stay curious. Keep learning. Take on return well back you to develop into an even more awesome version of yourself.
To thrive in this role you bring:
Strong modelling experience using Python R and SAS and a passion for analytical problem-solving.
A background in developing Basel and IFRS 9 credit risk models (must-have).
An academic degree (MSc or PhD) ideally in econometrics physics mathematics statistics or similar.
The ability to analyse complex problems challenge assumptions and translate results into clear insights.
A proactive mindset you enjoy improving things and taking ownership.
Strong communication skills and a collaborative approach.
Rewards and benefits
We want to make sure that its possible for you to strike the right balance between your career and your private life. Find out more about our employment conditions.
The benefits of working with us at ING include:
25-28 vacation days depending on contract
Pension scheme
13th month salary
8% Holiday payment
Hybrid working
Personal growth and challenging work with endless possibilities
An informal working environment with innovative colleagues
About us
Curious about how ING empowers people and businesses to move forward Discover what we do and what we can offer you.
Questions
Contact the recruiter attached to the advertisement. Want to apply directly Please upload your CV and motivation letter by clicking the Apply button.
Required Experience:
IC
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