BSA Fraud Manager

Position: BSA Fraud Manager

Location: Headquarters (132nd & Pacific St)

Step into a leadership role that protects the integrity of our financial community. As the BSA Fraud Manager youll guide Centris fraud prevention and compliance strategy strengthen critical safeguards and serve as the goâto expert for investigations and regulatory oversight. Its a chance to make a meaningful impact while supporting our mission to be a trusted lifelong financial partner.

General Summary:

The primary purpose of this position is to assist Centris Federal Credit Union in our mission to be a trusted life-long financial partner. The BSA Fraud Manager is responsible for overseeing the institutions Fraud Prevention Anti-Money Laundering (AML) and Office of Foreign Assets Control (OFAC) compliance programs. This role provides strategic leadership to mitigate financial crime risk ensure adherence to regulatory requirements and partners with business units to strengthen controls monitoring and reporting processes. This role serves as a subject matter expert and primary escalation point for investigations program governance regulatory exams and internal/external audits related to the BSA AML OFAC and Fraud.

Essential Responsibilities:

• Leadership: Promote and model the Centris Vision Mission Values and Team Principles.
  • Contribute to public relations and community involvement initiatives.
  • Manage a team of fraud and AML staff providing effective oversight of daily responsibilities monitoring performance and identifying opportunities for team growth and additional staffing needs.
  • Establish clear performance goals provide ongoing coaching and mentoring and foster a collaborative high-performance team culture.
  • Lead efforts to foster and sustain a strong anti-fraud culture across the organization through education communication and cross-functional collaboration.
  • Partner with business lines operations technology services and others to strengthen internal controls and reduce exposure to financial crime risks.
  • Oversee and act as liaison with vendors law enforcement agencies regulators auditors and examiners regarding financial crime matters.
• Program Oversight & Governance
  • Ensure compliance with BSA USA PATRIOT Act AML OFAC regulations and applicable fraud-related regulations.
  • Perform staff-level functions on a regular basis to support workload demands and ensure timely completion of tasks. Serve as a back-up across all roles stepping in as needed to maintain service levels regulatory compliance and effective member support; including filing regulatory reports monitoring system alerts and conducting member outreach related to fraud situations.
  • Provide guidance on interpretation of regulatory updates and provide practical solutions to maintain compliance with requirements.
  • Lead the design implementation and continuous improvement of the organizations Fraud AML and OFAC compliance programs ensuring alignment with regulatory expectations and industry best practices.
  • Develop maintain and update financial crimes-related policies procedures risk assessments and program documentation.
  • Maintain and strengthen internal controls by conducting ongoing monitoring of internal review and quality assurance activities.
  • Oversee and coordinate internal and external fraud and BSA education and training activities.
  • Prepare documentation reports and responses for regulatory exams audits and internal reviews.
• Monitoring Detecting and Reporting:
  • Oversee financial crimes technology systems (transaction monitoring sanctions screening fraud detection case management). Regularly assess system effectiveness identify gaps or limitations and recommend enhancements to increase efficiency or strength monitoring.
  • Evaluate both current and long-term technology needs by staying informed on emerging financial crimes software solutions regulatory expectations and industry best practices.
  • Oversee transaction monitoring sanctions screening and fraud detection systems; optimize rules thresholds and alerts to balance risk detection efficiency and member experience.
  • Direct and oversee investigations into suspicious or unusual activity ensuring timely accurate and compliant filing of Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs).
  • Serve as the escalation point for complex fraud and AML investigations and sanctions matches providing guidance and ensuring appropriate resolution and documentation.
  • Conduct regular risk assessments and develop mitigation strategies for fraud AML and sanctions developing effective mitigation strategies.
  • Provide regular reporting and dashboards to leadership on program trends emerging risks and overall effectiveness.
  • Maintain a strong working knowledge of industry trends regulatory updates and best practices and ensure changes are proactively incorporated into policies/programs.

Job Requirements:

• Experience Requirement
• Must have a bachelors degree in finance business administration criminal justice or related field and/or additional related work experience.
• Must have 7 years of experience in financial crimes compliance with demonstrated expertise in Fraud AML and OFAC.
• Strong knowledge of regulatory requirements (BSA/AML OFAC FFIEC guidance fraud regulations).
• Professional certifications strongly preferred: CAMS (Certified Anti-Money Laundering Specialist) CFE (Certified Fraud Examiner or CFCS (Certified Financial Crimes Specialist)
• Core system experience preferred: Corelation Keystone Verafin and Q2
• Technical Skills and People Skills Requirement
• Experience managing a team with proven ability to coach develop and inspire.
• Strong analytical investigative and decision-making skills with attention to detail.
• Excellent communication skills with ability to interact effectively with senior executives regulators and external stakeholders.
• Strong organizational skills including the ability to manage multiple projects simultaneously in a dynamic environment.
• Ability to work independently under general supervision with considerable latitude for initiative and independent judgment.
• Strong teamwork skills with a proven ability of completing assignments and projects on time.
• Physical Skills Requirement
• Must be able to effectively access and interpret computer screens documents and reports.
• Must be able to operate general office equipment.
• Other Requirements
• Must report to work regularly on time and be flexible during peak times
• Must be able to work the hours necessary to fulfill the responsibilities of the position.
• Must be able to travel in and out of state.

• • • Must be knowledgeable in BSA and compliance requirements enforced on the credit union by state and federal law as applicable.
    • Must be bondable.

Required Experience:

Manager