Sr Loan Underwriter

Minneapolis, MN - USA

Yearly Salary: $ 70434 - 95294

Posted on: 20 hours ago

Vacancies: 1 Vacancy

Job Summary

The Sr Loan Underwriter will be responsible for reviewing analyzing and making credit decisions on mortgage
home equity consumer and small commercial loan requests. Make high level lending decisions in the best
interest of the client via the Bank Advisory Process while managing the risk to the Bank. Make
recommendations to the supervisor and other appropriate Bank personnel in order to enhance the success of the department the client and the Bank. Maintain safety and security of our clients our employees and Thrivent Financial Bank assets by adhering to regulations policies and procedures.

DUTIES & RESPONSIBILITIES:

Analyze and make creditdecisionon loansin accordance withall credit andBankpolicies.

Recommend underwriting criteria to be implemented withinautomatedunderwriting decision engine.

Active in underwriting activities required tosetthe direction of the department.

Recommend updates and changes to underwriting policies and procedures as needed.

Excellent knowledge of industry trends in the changingmarket place.

Proficiencyin interpreting and analyzing complex income tax returns and financial statements.

Analyze and approve employee loan requests.

Consistently meetsappropriate servicelevel timelines as designed fordepartment.

Maintain acceptable percentage level of charge-off loans.

Exercise sound judgment and decision-making skills using theappropriate underwritingguidelines.

Describebelowthe audiencethis role will interact withand level of influencethey willhave on those roles.

This role will interact with individual contributors within Thrivent external vendors contractors and/or consultants and manager and/or directors within Thrivent.

QUALIFICATIONS & SKILLS:

Required:

Bachelors degree or equivalent work experiencerequired.

Minimum 5years experiencein lending preferably in a retail banking environment.

Demonstratea high levelof interpersonal skills by relating well to others displaying tact and diplomacyshowing respect toward others opinions and reflecting a team player approach

Excellent communication skills in writing and in person.

Strong client-focusedskills.

Must be well-organized efficient and able to coordinate multiple tasks.

Possess strong leadership decision-making and problem-solving issues.

Knowledge of applicable Federal and State lending regulations.

FNMA Freddie FHLB underwriting guidelines

Pay Transparency

Thrivents long-term growth depends on attracting rewarding and retaining people who are committed to helping others thrive with purpose. We accomplish this by offering a wide variety of market competitive compensation programs to attract reward and retain top talent. The applicable salary or hourly wage range for this full-time role is $70434.00 - $95294.00 per year which factors in various geographic regions. The base pay actually offered will be determined by a variety of factors including but not limited to location relevant experience skills and knowledge business needs market demand and other factors Thrivent deems important.

Thrivent is unique in our commitment to helping people to be wise with money and live balanced and generous lives. That extends to our benefits.

The following benefits may be offered: various bonuses (including for example annual or long-term incentives); medical dental and vision insurance; health savings account; flexible spending account; 401k; pension; life and accidental death and dismemberment insurance; disability insurance; supplemental protection insurance; 20 days of Paid Time Off each year; Sick and Safe Time; 10 paid company holidays; Volunteer Time Off; paid parental leave; EAP; well-being benefits and other employee benefits. Eligibility for receipt of these benefits is subject to the applicable plan/policy documents. Thrivents plans/policies are subject to change at any time at Thrivents discretion.

Thrivent provides Equal Employment Opportunity (EEO) without regard to race religion color sex gender identity sexual orientation pregnancy national origin age disability marital status citizenship status military or veteran status genetic information or any other status protected by applicable local state or federal law. This policy applies to all employees and job applicants.

Thrivent is committed to providing reasonable accommodation to individuals with disabilities. If you need a reasonable accommodation please let us know by sending an email toor calland request Human Resources.

Required Experience:

Senior IC

DUTIES & RESPONSIBILITIES:

Analyze and make creditdecisionon loansin accordance withall credit andBankpolicies.

Recommend underwriting criteria to be implemented withinautomatedunderwriting decision engine.

Active in underwriting activities required tosetthe direction of the department.

Recommend updates and changes to underwriting policies and procedures as needed.

Excellent knowledge of industry trends in the changingmarket place.

Proficiencyin interpreting and analyzing complex income tax returns and financial statements.

Analyze and approve employee loan requests.

Consistently meetsappropriate servicelevel timelines as designed fordepartment.

Maintain acceptable percentage level of charge-off loans.

Exercise sound judgment and decision-making skills using theappropriate underwritingguidelines.

Describebelowthe audiencethis role will interact withand level of influencethey willhave on those roles.

This role will interact with individual contributors within Thrivent external vendors contractors and/or consultants and manager and/or directors within Thrivent.

QUALIFICATIONS & SKILLS:

Required:

Bachelors degree or equivalent work experiencerequired.

Minimum 5years experiencein lending preferably in a retail banking environment.

Demonstratea high levelof interpersonal skills by relating well to others displaying tact and diplomacyshowing respect toward others opinions and reflecting a team player approach