Job Title: Relationship Manager - Corporate Banking
About the Role:
We are seeking a suitable candidate for Relationship Manager - Corporate Banking to join our Corporate Banking team in the capacity of Retain grow and acquire a portfolio of Corporate Banking clients in order to contribute to the strategic business priorities of profitable volume growth; Cross-sell up sell and retain existing business clients; Manage client portfolio of borrowing and non-borrowing accounts ensuring effective relationship management; Meet financial objectives related to the profitable growth and retention of individual assigned portfolio in the growth segment of business accounts.
Key Responsibilities:
- Develop individual market and sales plans in order to acquire new clients.
- Build advance and actively replenish a pipeline of prospective clients in order to achieve new client acquisition goal.
- Develop needs-based sales strategies with input from appropriate company partners for all clients and prospects in order to create or increase revenue client profitability and client loyalty.
- Use sales enablers including targeted prospecting and pre-call planning tools in client interactions.
- Price business and collect fees within prescribed guidelines maintaining a balance of sales results portfolio profitability and relationship building.
- Maintain an ongoing sales pipeline with a minimum aggregate value and number of clients.
- In conjunction with the Credit Solutions Manager conduct financial analysis and recommendation of terms conditions pricing and covenants.
- Prepare credit applications in tandem with the Credit Solutions Manager.
- Ensure prompt follow-up for acceptance of the authorization and react swiftly to any problems amendments extensions reporting to senior management where necessary.
- Build and maintain a market profile in the assigned market area with both internal and external contacts.
- Ensure any and all support from other departments of the Bank on fulfillment client portfolio monitoring and servicing are completed.
- Complete credit reviews where applicable in association with the Credit Solutions Manager within the appropriate timeframe.
- Complete the satisfactory monthly Relationship Manager Portfolio Activity Log inclusive of documented action plans.
- Monitor portfolio and take appropriate and immediate action to correct instances where unavoidable lending excesses occur or where collateral is deemed out of order.
- Perform other job-related duties assigned from time to time.
Required Qualifications:
- Bachelors Degree in Management Studies Finance or Economics from a recognized tertiary institution.
- A minimum of five (5) years working experience in the Banking industry.
- At least 5 years working experience in general credit including corporate lending and loan administration.
- A thorough knowledge of the Corporate and commercial banking marketplace in Jamaica.
- Good networking and interpersonal skills.
- Analytical skills and ability to assess lending risks.
- A general knowledge of the assigned market areas key industries and competitive positioning within the assigned market area.
- An understanding of the commercial banks objectives thorough knowledge of segment strategies structures as well as its lending and deposit products and services.
- Analytical skills and ability to assess lending risks.
- Thorough knowledge of the Banking Act 1992 the Banking Amendment Act 1997 and the BOJ Regulations regarding Credit Classification Provisioning and Non-accrual Requirements.
- Knowledge of and ability to exercise best contemporary management and supervisory practices including handling difficult team members.
- Ability to be persuasive in marketing the Banks products and services.
- Strong knowledge of the Banks commercial lending and deposit products and services.
- Demonstrated success with business development activities including prospects and referrals.
- Knowledge of computer applications used by the Bank
Job Title: Relationship Manager - Corporate Banking About the Role: We are seeking a suitable candidate for Relationship Manager - Corporate Banking to join our Corporate Banking team in the capacity of Retain grow and acquire a portfolio of Corporate Banking clients in order to contribute to the s...
Job Title: Relationship Manager - Corporate Banking
About the Role:
We are seeking a suitable candidate for Relationship Manager - Corporate Banking to join our Corporate Banking team in the capacity of Retain grow and acquire a portfolio of Corporate Banking clients in order to contribute to the strategic business priorities of profitable volume growth; Cross-sell up sell and retain existing business clients; Manage client portfolio of borrowing and non-borrowing accounts ensuring effective relationship management; Meet financial objectives related to the profitable growth and retention of individual assigned portfolio in the growth segment of business accounts.
Key Responsibilities:
- Develop individual market and sales plans in order to acquire new clients.
- Build advance and actively replenish a pipeline of prospective clients in order to achieve new client acquisition goal.
- Develop needs-based sales strategies with input from appropriate company partners for all clients and prospects in order to create or increase revenue client profitability and client loyalty.
- Use sales enablers including targeted prospecting and pre-call planning tools in client interactions.
- Price business and collect fees within prescribed guidelines maintaining a balance of sales results portfolio profitability and relationship building.
- Maintain an ongoing sales pipeline with a minimum aggregate value and number of clients.
- In conjunction with the Credit Solutions Manager conduct financial analysis and recommendation of terms conditions pricing and covenants.
- Prepare credit applications in tandem with the Credit Solutions Manager.
- Ensure prompt follow-up for acceptance of the authorization and react swiftly to any problems amendments extensions reporting to senior management where necessary.
- Build and maintain a market profile in the assigned market area with both internal and external contacts.
- Ensure any and all support from other departments of the Bank on fulfillment client portfolio monitoring and servicing are completed.
- Complete credit reviews where applicable in association with the Credit Solutions Manager within the appropriate timeframe.
- Complete the satisfactory monthly Relationship Manager Portfolio Activity Log inclusive of documented action plans.
- Monitor portfolio and take appropriate and immediate action to correct instances where unavoidable lending excesses occur or where collateral is deemed out of order.
- Perform other job-related duties assigned from time to time.
Required Qualifications:
- Bachelors Degree in Management Studies Finance or Economics from a recognized tertiary institution.
- A minimum of five (5) years working experience in the Banking industry.
- At least 5 years working experience in general credit including corporate lending and loan administration.
- A thorough knowledge of the Corporate and commercial banking marketplace in Jamaica.
- Good networking and interpersonal skills.
- Analytical skills and ability to assess lending risks.
- A general knowledge of the assigned market areas key industries and competitive positioning within the assigned market area.
- An understanding of the commercial banks objectives thorough knowledge of segment strategies structures as well as its lending and deposit products and services.
- Analytical skills and ability to assess lending risks.
- Thorough knowledge of the Banking Act 1992 the Banking Amendment Act 1997 and the BOJ Regulations regarding Credit Classification Provisioning and Non-accrual Requirements.
- Knowledge of and ability to exercise best contemporary management and supervisory practices including handling difficult team members.
- Ability to be persuasive in marketing the Banks products and services.
- Strong knowledge of the Banks commercial lending and deposit products and services.
- Demonstrated success with business development activities including prospects and referrals.
- Knowledge of computer applications used by the Bank
View more
View less