AFC Compliance Controls and Reviews Senior Associate Spain

About the opportunity

We are seeking a AFC Compliance Controls & Review Senior Associate to join our team - either based in Madrid or Berlin. This role sits within the Anti-Financial Crime Compliance Controls and Reviews (ACCR) team and involves the execution of compliance testing activities in line with the established control framework and control role offers significant exposure to cross-functional projects and initiatives close collaboration with key stakeholders across the business and ongoing learning and development opportunities. The successful candidate will contribute to the continuous enhancement of the ACCR framework by helping to identify and adopt Spanish market best practices to further strengthen the teams control environment.

In this role you will:

• Plan design and execute independent 2nd Line of Defence (2LoD) AFC controls and testing activities over local processes.
• Assess control effectiveness identify gaps and ensure compliance with internal policies regulatory requirements and best practices.
• Prepare clear high-quality control reports and communicate findings recommendations and quality expectations to relevant stakeholders.
• Track and follow up on remediation actions to ensure timely and sustainable issue resolution.
• Contribute to internal governance and regulatory reporting including the annual AFC internal control report.
• Support the review and continuous improvement of the AFC control plan and control methodologies including procedures and testing materials.
• Ensure alignment and effective collaboration with other 2LoD stakeholders (e.g. Risk Internal Audit).
• Lead and contribute to AFC and Compliance initiatives and projects in line with the Group Compliance roadmap and overall company strategy.

What you need to be successful:

Background:

• Bachelors degree in Law Business Economics or a related field.
• 3 to 5 years of experience in advisory audit or consulting roles focused on Compliance and Financial Crime Prevention within a CRR-regulated banking institution fintech or professional services environment.
• Strong knowledge of European andSpanish regulatory frameworks governing Compliance and Anti-Financial Crime functions.
• Familiarity with Spanish market best practices and standards for Compliance and Financial Crime Prevention work products and deliverables.
• Experience with Compliance and AFC testing reviews and control planning design and execution.
• Exposure to working in or with regulated financial institutions operating in Spain.
• Postgraduate or professional certifications (e.g. CAMS CFE CIA Certified Compliance Professional) are an advantage.

Skills:

• Strong ability to identify assess and articulate Compliance and AFC risks arising from business activities.
• Proven capability to balance regulatory requirements with business objectives and operational realities.
• Experience working in cross-functional teams with diverse stakeholders and competing priorities.
• Excellent communication and stakeholder management skills with confidence to challenge constructively.
• Strong alignment with a fintech and start-up environment demonstrating integrity reliability proactivity and a hands-on mentality.
• Analytical structured and detail-oriented with a strong focus on quality and effectiveness.
• Autonomous adaptable and motivated to learn in a fast-paced and evolving regulatory environment.
• Languages:Fluency in English and Spanish is required; German is a plus.

Whats in it for you:

• Accelerate your career growth by joining one of Europes most talked about disruptors .
• Employee benefits that range from a competitive personal development budget work from home budget discounts to fitness & wellness memberships language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for todays digital world. Technology and design empower everything we do and its how we are building the global banking platform the world loves to use.

Weve eliminated physical branches paperwork and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe including Vienna and Barcelona and a 1500-strong team of more than 80 nationalities.

Sounds good Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds cultures genders sexual orientations abilities neurodiversities and ages. Were committed to creating an inclusive workspace where everyone feels valued and respected free from harassment and discrimination. If theres anything you need to make the application process work for you please let us know by reaching out to .

Visit our website to learn more about Diversity Equity & Inclusion at N26.