Lead Analyst, AML Compliance US&Intl

Lead Analyst AML Compliance Denver Colorado(Hybrid)

Does the prospect of working in a global organization in the fight against money laundering motivate you Are you ready to play a vital role in helping billions of people and businesses to enjoy secure reliable financial services Are you interested in joining a globally diverse organization where our unique contributions are recognized and celebrated allowing each of us to thrive Then its time to join Western Union with the AML Compliance team as a Lead Analyst.

Western Union powers your pursuit.

In this role you will be a critical member within the Financial Intelligence Unit of the Global Compliance organization. The FIU mitigates money laundering and terrorist financing risks to Western Union. This highly visible area is responsible for identifying escalating and mitigating money laundering risk related activity.

Role Responsibilities

• Responsible for the design of targeted risk-based transaction monitoring rules and control programs particularly for rules associated with complex impactful or novel jurisdictions and products.
• Serve as a primary resource for Senior Analysts on methodology rule logic and review handling and translates management priorities into actionable tasks and ensures consistent application of standards.
• Identify conceptual risks and translating them into systematic controls.
• Support the ongoing enhancement of our risk-based program design as part of the Compliance Analytics and Design Team (FIU-CA&D) team including assessments associated with WUs organization consumers corridors/geographies and products.
• Analyze and evolve the control and monitoring programs to be more dynamic as system capabilities are enhanced by working with live data.
• Support a strong Culture of Compliance where in-depth data analysis open-source research and intelligence gathering from existing Compliance departments is required to identify if Western Unions products are being abused by individuals or organizations across 120 jurisdictions while ensuring that Western Union designs and maintains industry leading risk mitigation programs & systems.
• Possess a high degree of integrity confidentiality independent and sound judgment and professionalism as well as excellent oral and written communication skills.

Role Requirements

• Bachelors degree or 4 years of equivalent job experience in the financial services industry is acceptable.
• Advanced Microsoft Office skills (Excel Word and Powerpoint) including the use of pivot tables.
• Experience with Snowflake / SQL or Python preferred.
• Strong analytical skills required investigative experience specifically transactional data analysis and exposure to transaction monitoring controls preferred.
• Detail oriented excellent organizational skills ability to multi-task under tight deadlines.
• Excellent written and verbal communication skills.
• Demonstrated initiative and creative problem-solving skills.
• Understanding of the Global Money Remittances Industry as it relates to anti-money laundering terrorist financing and fraud typologies.
• Knowledge of the global laws and regulations applicable to money laundering including the Bank Secrecy Act (BSA) The USA PATRIOT Act.
• Understanding of international regulatory bodies and organizations.
• Team player with strong collaborative qualities and a positive demeanor.
• Ability to work on confidential and sensitive matters with a high degree of professionalism and discretion.
• Proven track-record of successfully evaluating and providing analysis on transaction monitoring rule suites sufficient to support a conclusion that the candidate can work more complex assignments including but not limited to jurisdictions under novel monitoring the introduction of new products or rule suites that demonstrate substantial integration of regulatory / stakeholder feedback.
• Ability to successfully conduct quality control reviews on tasks performed by others.
• Ability to successfully manage multiple projects / workstreams simultaneously and operate with minimal management oversight.

Work Shift

Western Union values in-person collaboration problem solving and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

We make financial services accessible to humans everywhere. Join us for whats next.

Western Union is positioned to become the worlds most accessible financial services company transforming lives and communities. Were a diverse and passionate customer-centric team of over 8000 employees serving 200 countries and territories reaching customers and receivers around the globe. More than moving money we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper we support our employees in achieving their professional aspirations. Youll have plenty of opportunities to learn new skills and build a career as well as receive a great compensation package. If youre ready to help drive the future of financial services its time for Western Union. Learn more about our purpose and people at AND OTHER DETAILS

Salary

The base salary range is $ 90000.00 - 115000.00 USD Annual USD per year total on target compensation includes a base salary plus annual incentives that align with individual and company performance. Actual salaries will vary based on candidates qualifications skills and competencies.

Benefits

You will also have access to short-term incentives multiple health insurance options accident and life insurance and access to best-in-class development platforms to name a few ( Please see the below benefits specific to your location and note that your recruiter may share additional role-specific benefits during your interview
process or in an offer of employment.

Your US specific benefits include:

• Flexible Time off
• Medical Dental and Life Insurance
• Parental Leave
• Global Adoption Assistance
• 401Kplan

For residents of Colorado California Connecticut Delaware Minnesota and Pennsylvania: Please do not respond to any questions on this initial application that may seek age-identifying information such as age date of birth or dates of school attendance or graduation. You may also redact this information from any materials you submit during the application process. You will not be penalized for redacting or removing this information.

Other Details

As part of the application process all applicants are required to take assessments. Western Union has partnered with a 3rd party provider to administer these tests. Applicants will need to provide their name and email address in order to process the assessments. If you have any questions you may reach out to

We are passionate about honoring our employees identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race color national origin religion political affiliation sex (including pregnancy) sexual orientation gender identity age disability marital status or veteran status. The company will provide accommodation to applicants including those with disabilities during the recruitment process following applicable laws.

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Estimated Job Posting End Date:

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.