Credit Bureau Business Analyst
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Job Location:
Frisco, TX - USA
Monthly Salary:
Not Disclosed
Posted on:
16 hours ago
Vacancies:
1 Vacancy
Job Summary
The role
The Credit Bureau Business Analyst is a highly autonomous individual contributor responsible for bureau execution and analysis across SoFis Credit Reporting Agency relationships. This role focuses on credit data insights bureau engagement and risk controls working cross-functionally to support product onboarding dispute performance and bureau governance while enabling leadership to focus on strategy and growth.
What youll do
Serve as the primary execution partner and business liaison for credit reporting agencies including Experian TransUnion and Equifax
Own bureau-facing execution for assigned products and initiatives including issue resolution rule interpretation and data quality improvement
Analyze credit data trends dispute drivers and bureau feedback to identify risks and improvement opportunities
Independently lead and contribute to projects with department- and function-level impact including new product onboarding and bureau initiatives
Use data to identify root causes assess trade-offs and make principle-based recommendations
Partner with Risk Legal Compliance Disputes Procurement Product and Data teams to drive aligned outcomes
Support the implementation and maintenance of risk management and compliance controls related to credit reporting
Provide regular reporting and insights on bureau performance data quality metrics and operational trends
Proactively communicate progress risks and escalations to management on an appropriate cadence
Operate as an individual contributor with no people management responsibilities owning workstreams and outcomes independently
What youll need
Bachelors degree and 5 years of related experience or equivalent combination of education and experience
Direct experience working with credit reporting agencies (Experian TransUnion Equifax) and/or third-party credit data providers
Strong understanding of credit data flows furnishing processes and operational standards
Working knowledge of FCRA and related credit reporting regulations
Proven ability to independently manage complex cross-functional work
Ability to operate effectively in evolving or fluid organizational environments
Strong analytical skills with the ability to use data to drive decisions
Excellent written and verbal communication skills with the ability to influence without authority
Nice to have
Experience supporting multiple credit products or business units
Exposure to disputes operations bureau audits or regulatory reviews
Experience partnering with Procurement Legal or Risk teams
Required Experience:
IC
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
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