Manager, Credit Risk Provisions and Analytics
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Job Location:
Monthly Salary:
Posted on:
4 hours ago
Vacancies:
1 Vacancy
Job Summary
Requisition ID: 247192
Join a purpose driven winning team committed to results in an inclusive and high-performing culture.
Contributes to the overall success of the Credit Risk Provisions and Analytics / GRM globally ensuring specific individual goals plans initiatives are executed / delivered in support of the teams business strategies and objectives. Ensures all activities conducted are in compliance with governing regulations internal policies and procedures.
Is this role right for you In this role you will:
- Provides credit risk analytics and insights for Expected Credit Loss (ECL) Provision for Credit Loss (PCL) for Business Lines Subsidiaries Branches Senior Management Finance and other stakeholders.
- Works closely with key stakeholders in developing the IFRS 9 end-to-end process which includes project planning data reconciliation model implementation control process governance and reporting
- Provides support in preparing IFRS 9 results to senior management and to the relevant business units as well as providing analytics based on the underlying data.
- Understands key components of IFRS9 models such as PD LGD EAD and macroeconomic factors as well as the fundamentals of the main Business Banking products.
- Continuously finds ways to improve the efficiency and accuracy of the ECL process.
- Performs and reviews analysis for ad-hoc requests from business units business lines senior management and other stakeholders.
- Performs and reviews peer comparison analysis for senior management on the most important quarterly metrics related to provisions based on the quarterly financial results of the major banks.
- Applies specialized knowledge of Expected credit loss methodology as per IFRS 9. Assists the internal and external ECL reporting and disclosure across all business lines.
- Understand how the Banks risk appetite and risk culture should be considered in day-to-day activities and decisions.
- Actively pursues effective and efficient operations of his/her respective areas in accordance with Scotiabanks Values its Code of Conduct and the Global Sales Principles while ensuring the adequacy adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational compliance AML/ATF/sanctions and conduct risk.
- Champions a high-performance environment and contributes to an inclusive work environment.
Do you have the skills that will enable you to succeed in this role - Wed love to work with you if you have:
- Strong verbal and written communication skills and proven problem-solving skills.
- Good organizational and analytical skills.
- Strong programming skills SQL and Python are preferred.
- Experience with Power BI and other BI tools is preferred but not mandatory
- Comfort and experience working in a project context and juggling multiple competing priorities
- Spanish proficiency is an advantage
- Critical thinking skills and ability to work under tight timelines.
- Bachelor / masters in accounting Business Finance Mathematics or Statistics.
- Professional qualification such as CPA / CMA/ CGA / CFA is an added advantage.
Whats in it for you
- An inclusive & collaborative working environment that encourages creativity curiosity and celebrates success!
- We offer a competitive rewards package: Performance bonus Employee Share Ownership Program and Pension Plan Matching Health Benefits from day one!
- Your career matters! You will have access to career development and progression opportunities.
Location(s): Canada : Ontario : Toronto
Scotiabank is a leading bank in the Americas. Guided by our purpose: for every future we help our customers their families and their communities achieve success through a broad range of advice products and services including personal and commercial banking wealth management and private banking corporate and investment banking and capital markets.
At Scotiabank we value the unique skills and experiences each individual brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including but not limited to an accessible interview site alternate format documents ASL Interpreter or Assistive Technology) during the recruitment and selection process please let our Recruitment team know. If you require technical assistance please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however only those candidates who are selected for an interview will be contacted.
Required Experience:
Manager
Key Skills
- Adobe Analytics
- Data Analytics
- SQL
- Attribution Modeling
- Power BI
- R
- Regression Analysis
- Data Visualization
- Tableau
- Data Mining
- SAS
- Analytics
About Company
Scotiabank is one of the leading foreign banks serving large national and multinational corporations in the U.S. through its Global Banking and Markets, Global Transaction Banking and Wealth Management business lines.
