Portfolio Analytics Analyst, Senior
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Job Location:
Monthly Salary:
Posted on:
18 hours ago
Vacancies:
1 Vacancy
Job Summary
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Job Summary
The Senior Analyst supports General Manager teams by providing data driven actionable insights that guide portfolio management strategies. The person in the said position requires a mastery of both internal and external customer credit card shopping and interaction data. Provides guidance on acquisition and card member marketing opportunities utilizing partner card transaction and third party data sources. Identifies transaction and customers trends at early stages and shares clear business guidance on opportunities and risks. The role requires hands on manipulation of large data sets and the ability to frame and answer questions utilizing an analytical mindset. Thorough understanding of credit card P&Ls and ability to utilize them as insight tools is essential. Collaboration and strong communication with both internal and external business partners is a critical component of this role as is the ability to story tell with data.Essential Job Functions
Influence through data - Design create evaluate optimize and deliver quantitative and qualitative offerings in relation to the portfolio trends customer behavior. Provide data driven actionable insights to support effective portfolio management strategies using robust analytical techniques. (Including but not limited to customer demographic geographic financial and lifestyle profiles; transactional shopping and interaction activities; behavior hypothesis testing data mining and customized reporting/analysis.)
Effective Insight Generation Extract data from a variety of customized sources with a number of tools. Apply knowledge and experience of a quantitative background to effectively navigate and pull logical meaning around the problem around business need (Design) structure the output (Create) Understand what it means and implies (Evaluate) turn the data into insights (Optimize) and provide the results/recommendations (Deliver) directly to internal partners (GM teams Marketing Operations) and 3rd Parties (Brand Partners Vendors) to directly impact business decisions. Additionally sound problem formulation and a proactive approach to addressing analysis is required.
Relationship Management- Act as primary Portfolio Analytics contact/resource for the General Manager teams and Brand Partners supported by the team. Regularly relied upon by the organization and our brand partners to consult and provide expert advice leading to decisions and/or recommendationsin relation to potential product and marketing offerings value propositions customer facing capabilities and potential partnerships. Effectively researches and resolves ad-hoc requests in relation to current and potential understanding of the end customer.
Analytics Integration With the primary analytics member on the general manager team takes lead on facilitating work that requires expertise of the other analytics COEs (Data science campaign optimization & loyalty reporting etc.) Works as a translator and liaison between business and analytics professionals to ensure effective application of analytics to drive right actions. Collaborates closely with credit management and finance partners to create a holistic point of view using data.
Reports to:Manageror above
Working Conditions/ Physical RequirementsNormal office environment some travel may be required.
Direct Reports:None
MinimumQualifications:
- Bachelors degree in statistics mathematics computer science information systems economics finance marketing business or related field of study.
- 5 years of experience working in marketing or risk analytics of a credit card analytics or financial services company analyzing card portfolio performance driving marketing and business decisions through data extracts queries actionable insights and customer segmentation.
- Experience with Data Mining Tools (SQL SAS) and Business Analysis.
PreferredQualifications:
- Masters degree in statistics mathematics computer science information systems economics finance marketing business or related field of study.
Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time the Company reserves the right to add and/or delete essential functions from this job at any time.
About Bread Financial
At Bread Financial youll have the opportunity to grow your career give back to your community and be part of our award-winning culture. Weve been consistently recognized as a best place to work nationally and in many markets and were proud to promote an environment where you feel appreciated accepted valued and fulfilledboth personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial(NYSE: BFH) is a tech-forward financial services company that provides simple personalized payment lending and saving solutions to millions of U.S. consumers. Our payment solutions including Bread Financial general purpose credit cards and savings products empower our customers and their passions for a better life. Additionally we deliver growth for some of the most recognized brands in travel & entertainment health & beauty jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers.
Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates our performance and our sustainability progressvisit or follow us on Instagram and LinkedIn.
All job offers are contingent upon successful completion of credit and background checks.
Bread Financial is an Equal Opportunity Employer.
Job Family:
Data and AnalyticsJob Type:
RegularRequired Experience:
IC
Key Skills
- Adobe Analytics
- Data Analytics
- SQL
- Attribution Modeling
- Power BI
- R
- Regression Analysis
- Data Visualization
- Tableau
- Data Mining
- SAS
- Analytics
About Company
At Bread Financial, we provide simple payment, lending and saving solutions. Explore our options for personal and business needs – from credit cards to pay-over-time.
