CRE Credit Analyst Miami, FL
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Job Location:
Coral Gables, FL - USA
Monthly Salary:
Not Disclosed
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
CRE Credit Analyst -Miami FL
FinTrust Connect has partnered with a community-focused regional banking institution to identify a skilled Credit Analyst specializing in Commercial Real Estate. This is a hybrid role based in Coral Gables FL ideal for a candidate who thrives on analyzing complex CRE transactions and supporting portfolio performance in a dynamic deal-driven environment.
Why this opportunity
- Culture: Credit-first institution with collaborative deal teams and a focus on responsible lending practices
- Workplace: Hybrid in Coral Gables FL
- Function: CRE underwriting and portfolio oversight for new originations renewals and ongoing risk management
Requirements:
- Minimum of 5 years of experience underwriting CRE loans in a commercial banking environment
- Bachelors degree and formal credit training program preferred
- Proficiency in financial statement analysis loan structuring and real estate valuation methods
- Experience with borrowing base certificates appraisals rent rolls and third-party CRE reports
- Knowledge of regulatory guidelines and risk rating methodologies
- Strong Excel and credit modeling skills
Description:
- Underwrite and structure commercial real estate transactions including acquisitions refinances construction loans and extensions
- Participate in client meetings and internal credit discussions to assess risk guide loan structure and ensure compliance with policy
- Prepare credit presentations and submit recommendations to appropriate credit authorities
- Monitor ongoing CRE loan portfolios for financial covenant compliance maturing debt collateral performance and reporting requirements
- Analyze borrower financials appraisals rent rolls and third-party reports to validate underwriting assumptions and risk exposure
- Maintain accurate and timely internal reports including criticized asset monitoring and risk ratings
- Coordinate with relationship managers risk officers and asset managers to support deal execution and portfolio performance
- Contribute to special projects and portfolio reviews focused on CRE credit exposure and strategic risk management
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
