Credit Officer San Francisco

San Francisco, CA - USA

Monthly Salary: Not Disclosed

Posted on: 21 hours ago

Vacancies: 1 Vacancy

Job Summary

Summary / Objective

Responsible for preparing credit assessments and managing administrative matters related to credit.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform these functions.

Review credit applications and supporting documentation including appraisal and environmental reports rent rolls lease agreements preliminary title reports financial statements tax returns corporate documents and compliance requirements.
Complete appraisal reviews for new loan applications.
Prepare credit assessments for new proposals and renewals.
Communicate with frontline teams to collect required documents and revise proposals as needed.
Recommend commercial loan and trade service transactions in the GCMS loan system (collateral customer rating facility rating credit limit loan agreement and loan advances).
Update Bankpoint for pipeline reporting and tracking of new loans.
Conduct post-loan booking call-backs including completion of closing checklists.
Participate in property inspections.
Review loan documentation to ensure accuracy and compliance with legal and bank policies.
Perform additional duties and assignments as required.
Adhere strictly to the Department/Banks code of ethics.

Competencies

Language Skills: Read and interpret policies procedures and manuals; write reports and correspondence; communicate effectively with staff.
Mathematical Skills: Calculate interest percentages ratios and financial figures.
Computer Skills: Proficient in database word processing internet and spreadsheet software.
Strong organizational and proofreading skills.
Independent judgment and ability to perform high-level tasks.
Analytical: Research and synthesize complex information.
Problem-Solving: Identify issues and develop solutions.
Interpersonal: Maintain confidentiality.
Oral and Written Communication: Clear persuasive and professional.
Teamwork: Open to feedback and collaboration.

Supervisory Responsibility

None.

Physical Demands

Primarily a sedentary role requiring use of computers phones and other office equipment. Some walking and interaction with staff required.

Travel Requirements

Occasional travel for property inspections.

Required Education and Experience

Bachelors degree (B.A. or B.S.) from a four-year college or university.
Two to five years of related experience and/or training.
Equivalent combination of education and experience considered.

Additional Qualifications

Advanced English language skills.

Other Duties

This job description is not exhaustive. Duties responsibilities and activities may change at any time with or without notice. Employees may be assigned additional responsibilities as directed by supervisors or managers.

Risk Management Responsibilities

Employees are accountable for identifying measuring monitoring and reporting risks proactively to senior management as well as ensuring ongoing risk management and compliance.

Required Skills:

2-5 years of banking credit experience. Review credit applications and supporting documentation including appraisal and environmental reports rent rolls lease agreements preliminary title reports financial statements tax returns corporate documents and compliance requirements. Complete appraisal reviews for new loan applications. Prepare credit assessments for new proposals and renewals. Communicate with frontline teams to collect required documents and revise proposals as needed. Recommend commercial loan and trade service transactions in the GCMS loan system (collateral customer rating facility rating credit limit loan agreement and loan advances). Update Bankpoint for pipeline reporting and tracking of new loans. Conduct post-loan booking call-backs including completion of closing checklists. Participate in property inspections.

Required Education:

College degree

Summary / ObjectiveResponsible for preparing credit assessments and managing administrative matters related to credit.Essential FunctionsReasonable accommodations may be made to enable individuals with disabilities to perform these functions.Review credit applications and supporting documentation in...