Head of Credit Risk WB Portfolio Management

The role creation is subject to the Works Council positive advice and implementation of the new structure resulted as a consequence of Risk RfA on 1 April 2026.

Global Credit Risk

The Global Credit Risk department sets the credit risk strategy ensuring that INGs lending practices are in line with its risk tolerance and regulatory requirements and managing credit restructuring from a global and central point. Global Credit Risk plays a critical role via its credit risk policies credit risk appetite setting and credit risk portfolio management in protecting the bank from losses due to defaults or economic downturns.

Credit Risk WB Portfolio Management

The Credit Risk Wholesale Banking (WB) Portfolio Management team is a newly-created team in Global Credit Risk. The Credit Risk WB Portfolio Management team is composed of 5 FTEs centrally based in the addition to direct reports the role functionally steers credit risk activities across INGs global Wholesale Banking network in Americas Asia and EMEA. The role is part of the Global Credit Risk Management Team and reports hierarchically to the Global Head of Credit Risk.

Job description

At ING we are shaping the future of credit risk through robust governance strategic oversight and global consistency. As Head of Credit Risk WB Portfolio Management you will lead a team of experts with deep WB credit risk knowledge to oversee challenge and steer credit risk performance across Wholesale Banking segments and geographies.

This role combines strategic portfolio management with hands-on leadership and global coordination. You will act as a centre of expertise ensuring that Wholesale Banking credit risk remains within risk appetite while proactively detecting emerging risks and mitigating potential risks. You will be the champion seeking opportunities to continuously improve our global portfolio management approach and impact for example by enhancing INGs early warning signal (EWS) framework for Wholesale Banking. Through strong engagement with the other Global Credit Risk teams Wholesale Banking front office (i.e. sector teams Portfolio Management) and risk functions (i.e. WB Risk - TA&C local credit risk) and senior stakeholders you will help shape INGs Wholesale Banking credit risk strategy and ensure consistent execution across the WB network.

Specific Tasks and Responsibilities

As Head of Credit Risk WB Portfolio Management you will lead a global team and be accountable for the following:

• Responsible for prudent and proactive management of the credit risk in the WB loan portfolio in line with developed EWS standards including early detection of potentially deteriorating credit worthiness in (parts of) the WB loan portfolio initiation of follow-up actions and timely escalation via relevant committees/forums.

• Challenge the credit risk performance of the global WB loan portfolio ensuring adherence to risk appetite and proactively identifying emerging risks across sectors and geographies.

• Lead and contribute to forums such as Global Portfolio Management Committees (PomCos) and the WB Sector Outlook driving effective second-line challenge surfacing insights and supporting decision-making on watchlist and restructuring cases.

• Provide expert input and guidance to the Credit Risk Frameworks & Control team and WB locations contributing to consistent implementation and embedding of credit risk frameworks policies and controls.

• Build and lead a high-performing team with deep WB credit risk expertise fostering collaboration knowledge sharing and alignment with INGs global credit risk strategy.

• Actively and functionally steer regional heads of Wholesale Baking credit risk in WB locations.

• Represent the function in regulatory and audit engagements (e.g. ECB CAS external auditors) managing high-priority issues and ensuring timely and effective remediation of findings.

• Contribute to the strategic direction of Global Credit Risk Management collaborating with peers to shape INGs credit risk appetite and participating in key committees and governance bodies such as GFRC MBB and Supervisory Board.

Specific Knowledge and Experience

We hire smart people like you for your potential. Our biggest expectation is that youll stay curious. Keep learning. Take on return well back you to develop into an even more awesome version of yourself.

To thrive in this role you bring:

• Deep expertise in credit risk across both 1st and 2nd lines of defence with good knowledge of Wholesale Banking products processes and regulatory frameworks.

• Strategic thinking and operational excellence with the ability to translate complex portfolio and risk concepts into actionable insights and risk mitigation strategies.

• Strong communication and stakeholder management skills with the ability to handle conflicts influence and align across functions senior leadership and supervisory bodies.

• Resilience and adaptability thriving in a fast-paced highly regulated environment with evolving supervisory expectations - ready to make it happen;

• Proven leadership experience including building high-performing teams coaching talent and fostering a collaborative culture.

• Inspire teams and champion continuous improvement. Challenge assumptions and adapt to change with courage. Seek feedback listen actively and foster open communication;

• Ability to create a one team vision and feeling across the Credit Risk WB network

• Drive strategic outcomes through risk insights and business partnership. Being courageous and taking responsibility for getting things done.

Reporting line and classification

The Head of Credit Risk WB Portfolio Management reports hierarchically to the Global Head of Credit Risk located in Amsterdam.
This position is classified as: GJA 23 JG PEC Job Title: Head of Financial Risk Management III Job Family Group: Risk Management Job Family: Financial Risk

Questions
Contact the HR Business Partner Carmen Tedeschi. Want to apply directly Please upload your CV and motivation letter by clicking the Apply button.

An Enhanced Reliability Screening and positive clearance is required for appointment to this sensitive position.