Perform credit underwriting related to requests for renewals modifications changes in terms credit reviews and reaffirmations for the Business Banking and Small Business Banking credit portfolios. Perform spreading company financial statements and tax returns. Analyze financial statements personal financial statements and performance metrics for explanation of variances to identify trends and to address a credit strategy appropriate for the credit risk. Present solutions to credit structure covenants financial reporting requirements and other credit conditions to the Portfolio Manager. Provide specialized risk guidance and advice on existing portfolio of watch list credits across a multi state geographical footprint. Secure financial information and test covenants requirements. Provide timely client follow up and ensure that loan servicing actions such as past due payment collections demand letters law suits and liquidations are properly administered. May perform site visits if needed. Address complaints successfully resolve documentation exceptions and covenant requirement violations. Other duties as assigned. Bachelors Degree in Business Accounting Finance or related area with at least 6 hours of accounting 1 year in Business Loan experience (up to $5MM) 1 year credit analysis experience Demonstrates credit decision making skills and ability Demonstrates financial analytical skills with ability to solve complex problems by interpreting data and results Demonstrates excellent writing skills to create credit memos Demonstrates excellent verbal and interpersonal skills to communicate with sales force and credit managers Demonstrates ability to work independently Demonstrates proficiency of Excel and Word to create tables and worksheets for credit memos
Compensation Range:
$51480.00 - $99330.00
The posted compensation range on this listing represents UMBs standard for this role but the actual compensation may vary by geographic location experience level and other job-related addition this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information
UMB offers competitive and varied benefits to eligible associates such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical dental vision and other insurance coverage; health savings flexible spending and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more
Youre more than a means to an enda way to help us meet the bottom line. UMB isnt comprised of workers but of people who care about their work one another and their community. Expect more than the status quo. At UMB you can expect more heart. Youll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing no matter what. And expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race color religion sex (including gender pregnancy sexual orientation and gender identity) national origin age disability military service veteran status genetic information or any other status protected by applicable federal state or local law. If you need accommodation for any part of the employment process because of a disability please send an e-mail to to let us know the nature of your request.
If you are a California resident please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
Required Experience:
Manager
Perform credit underwriting related to requests for renewals modifications changes in terms credit reviews and reaffirmations for the Business Banking and Small Business Banking credit portfolios. Perform spreading company financial statements and tax returns. Analyze financial statements personal f...
Perform credit underwriting related to requests for renewals modifications changes in terms credit reviews and reaffirmations for the Business Banking and Small Business Banking credit portfolios. Perform spreading company financial statements and tax returns. Analyze financial statements personal financial statements and performance metrics for explanation of variances to identify trends and to address a credit strategy appropriate for the credit risk. Present solutions to credit structure covenants financial reporting requirements and other credit conditions to the Portfolio Manager. Provide specialized risk guidance and advice on existing portfolio of watch list credits across a multi state geographical footprint. Secure financial information and test covenants requirements. Provide timely client follow up and ensure that loan servicing actions such as past due payment collections demand letters law suits and liquidations are properly administered. May perform site visits if needed. Address complaints successfully resolve documentation exceptions and covenant requirement violations. Other duties as assigned. Bachelors Degree in Business Accounting Finance or related area with at least 6 hours of accounting 1 year in Business Loan experience (up to $5MM) 1 year credit analysis experience Demonstrates credit decision making skills and ability Demonstrates financial analytical skills with ability to solve complex problems by interpreting data and results Demonstrates excellent writing skills to create credit memos Demonstrates excellent verbal and interpersonal skills to communicate with sales force and credit managers Demonstrates ability to work independently Demonstrates proficiency of Excel and Word to create tables and worksheets for credit memos
Compensation Range:
$51480.00 - $99330.00
The posted compensation range on this listing represents UMBs standard for this role but the actual compensation may vary by geographic location experience level and other job-related addition this range does not encompass the full earning potential for this role. Please see the description of benefits included with this job posting for additional information
UMB offers competitive and varied benefits to eligible associates such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical dental vision and other insurance coverage; health savings flexible spending and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary.
Are you ready to be part of something more
Youre more than a means to an enda way to help us meet the bottom line. UMB isnt comprised of workers but of people who care about their work one another and their community. Expect more than the status quo. At UMB you can expect more heart. Youll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing no matter what. And expect more opportunities. UMBers are known for having multiple careers here and having their voices heard.
UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race color religion sex (including gender pregnancy sexual orientation and gender identity) national origin age disability military service veteran status genetic information or any other status protected by applicable federal state or local law. If you need accommodation for any part of the employment process because of a disability please send an e-mail to to let us know the nature of your request.
If you are a California resident please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB.
Required Experience:
Manager
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Job Location:
Monthly Salary:
$ 51480 - 99330
Posted on:
4 days ago
Vacancies:
1 Vacancy
