Payments, Lead, Interac Debit

Who We Are:

Every transaction matters. Every Canadian matters. At Interac we protect both driving trust security and inclusion so our digital economy thrives.

Founded in 1984 Interac connects Canadians through secure digital payments advanced identity verification and industry-leading fraud protection. Connecting banks businesses and individuals Interac enables millions to send receive and manage money safely and effortlessly every day across both digital and physical environments.

As the backbone of Canadas financial ecosystem Interac facilitates over 20 million transactions daily supported by trusted partnerships with government and financial institutions. Consistently ranked as Canadas most reputable financial technology brand Interac is deeply embedded in the daily lives of Canadians.

Payments Lead

Who You Will Work With:

The vacant Payments Lead position will report to the Practice Leader Interac Debit and Certification and will drive the technical direction and delivery of high-quality software solutions aligned with the Products strategic objectives and roadmap. You will provide technical support for Interac Corp. Debit products and services including mobile payment projects and ensure full understanding of functional security and design specifications.

We are seeking a seasoned leader with a strong software development background and deep expertise in payments infrastructure to oversee the Inter Member Network (IMN) network (POS ATM and Mobile). This role combines technical leadership product innovation and operational excellence ensuring our payment platforms remain secure scalable and future-ready

What You Will Do:

• Define and execute the roadmap for IMN Debit payment network and tokenization service.

• Lead modernization initiatives API-driven architectures and cloud-native solutions.

• Partner with engineering teams to design build and optimize payment services transaction routing and settlement systems.

• Lead the technical direction and delivery of high-quality software solutions that are aligned with the Products strategic objectives and roadmap.

• Lead planning development performance and maintenance of software applications

• Collaborate with business stakeholders to gather requirements and deliver technical insights

• Collaborate with banks card networks and fintech partners to expand capabilities.

• Develop enhance and maintain technical specifications for payments solutions

• Review architecture and design; recommend frameworks and support deployment activities

• Coordinate release management and build deployments in test environments working with DevOps platform networking and DBA teams

• Serve as the main technical contact for application vendors

• Support client integration testing

• Recommend process improvements based on industry standards and best practices

• Oversee transaction processing clearing and settlement across IMN and POS ecosystems.

• Ensure compliance with regulatory frameworks (PCI-DSS PSD2 NACHA EMV standards).

• Drive adoption of emerging payment technologies (real-time payments tokenization digital wallets contactless QR-based payments).

• EMV payments

• API software development

• Hands-on experience with ISO 8583/ISO 20022 messaging formats.

• Knowledge of switching acquiring issuing and merchant services.

• Exposure to API-first payment platforms and open banking frameworks.

• Database processing and ability to write complex SQL queries will be an asset

• Cryptography knowledge will be an asset

• Experience in client end-to-end implementation

• Guide teams in building scalable microservices APIs and integration layers for payments.

• Champion DevOps practices CI/CD pipelines and secure coding standards.

What You Bring:

• Bachelors/masters degree in computer science Engineering Finance or related field.

• 10 years of experience in payments technology with at least 5 years in leadership roles.

• Strong background in software development ( Python or similar) and system architecture.

• Proven track record in managing large-scale payment systems (IMN POS card networks ACH real-time payments).

• Deep understanding of transaction lifecycle authorization clearing settlement and reconciliation.

• Experience with cloud platforms (AWS Azure GCP) and containerization (Docker Kubernetes).

• Familiarity with security protocols encryption and identity management in payments.

• Proven technical expertise in large scale/enterprise Java product delivery.

• A strong analytical mindset with the ability to think critically and strategically.

• Exceptional interpersonal skills with a proven track record of fostering positive relationships with stakeholders clients and team members

• Eligibility to work for Interac Canada in a full-time capacity.

What Were Offering:

The hiring range for this position is $120000 to $150000 and you will also be eligible for our short-term incentive plan. The exact amount will depend on factors such as skills experience and job-related knowledge but Interacs commitment goes beyond compensation. Our Total Rewards package is designed to support your well-being and future and includes:

• Generous vacation and wellness days to help you recharge
• Comprehensive employer-paid benefits coverage for peace of mind
• Market-leading employer-funded RRSP program to invest in your future
• Flexible hybrid work model for better work-life balance
• Access to a free and confidential 24/7 employee & family assistance program to offer support for you and your immediate family
• Pregnancy and parental leave top-up to support growing families

Why Join Us

At Interac the impact we make and the people who drive it is profound. When you become part of our team youre joining a purpose-driven organization thats shaping the future of digital finance in Canada. Heres what you can expect:

• Investing in the Future Help us unlock digital prosperity for all Canadians.

• Innovative Thinking Collaborate on products practices and platforms that redefine whats possible.

• Inclusive Culture Be empowered to bring your whole self to work and realize your full potential.

• Inspiring Community Work in an ecosystem where we lift each other up and rise together.

• Intentional Support Enjoy flexible supportive offerings that prioritize your total wellness.

Additional Pre-Employment Requirements:

To ensure the integrity of our organization successful candidates will be required to complete background checks which may include Canadian Criminal Credit Check Canadian ID Cross-Check Public Safety Verification 5-year Employment Verification Education Verification Credit Check and Social Media Check.

Equal Opportunity Employer

Interac is also an equal opportunity employer committed to fostering a diverse and inclusive workplace. We believe that innovation thrives when people from different backgrounds experiences and perspectives come together. Thats why we are committed to providing fair and equitable employment opportunities for all individuals without discrimination based on race color ancestry ethnic origin place of origin citizenship creed sex sexual orientation gender identity or expression age marital or family status disability or any other characteristic protected by applicable law.

If you require accommodation during any stage of the application or recruitment process please contact us at We will work with you to meet your needs.

Please be aware that certain individuals are misusing Interac Corp.s name and logo to promote fictitious employment opportunities. Interac Corp. never requests solicits or accepts any form of payment in exchange for employment. Any such offers are fraudulent and should be disregarded. Interac Corp. assumes no liability for any claims losses damages expenses or inconveniences arising from or related to these fraudulent activities. Such communications do not constitute an offer or representation by Interac Corp. or its subsidiaries and affiliates.