Senior Credit Risk Reviewer

Job Title:

Location:

What youll do:

• Lead continuous quarterly credit file examination activities and process review engagements and execute quarterly analyses of the credit quality trends of the loan portfolios of assigned reviewable units or risk segments.
• Review all pertinent credit and financial information including business and personal financial statements spreadsheets cash flow analyses and other sources as applicable and properly assess borrower risk profiles and risk grades of each loan/lending relationship reviewed.
• Perform proper risk-based sampling techniques for scoping continuous quarterly file examinations and determine the need for expanding scope and adjusting exam procedures as appropriate. And guide less experienced reviewers in determining the accuracy of assigned risk ratings and analyzing borrower risk attributes and risk factors.
• Maintain a strong working knowledge of a variety of industries and specialty lines of business (e.g. commercial real estate equipment leasing mortgage warehouse lending gaming technology life sciences HOA franchise lending sponsor finance leveraged lending etc.). Demonstrate an excellent knowledge of regulatory requirements and expectations pertaining to credit risk management and ensure consistent application of enterprise-wide Credit Policy as well as Credit Risk & Review Group Policies and Procedures.
• Lead and develop a team; responsible for hiring coaching performance management training and development.

What youll need:

• 3 years of related experience in Risk Management Credit Risk & Review Group or similar field.
• Bachelors degree in related field required.
• Intermediate to advanced knowledge of general banking operations including deposit operations loan administration treasury management and/or other commercial banking products and services.
• Intermediate to advanced knowledge of applicable regulatory and legal compliance obligations rules and regulations industry standards and practices.
• Intermediate to advanced knowledge of accounting financial statements and tax returns and cash flow analyses as well as a highly refined ability to make insightful comments relating to a borrowers current and prospective credit risk profile.
• Intermediate to advanced knowledge of analytical and problem-solving skills are required.
• Ability to understand business and industry concepts in order to develop and suggest intelligent viable solutions to problems.
• Intermediate speaking and writing communication skills.

Benefits youll love:
We offer all the important things youd want like competitive salaries an ownership stake in the company medical and dental insurance time off a great 401k matching program tuition assistance program an employee volunteer program and a wellness addition youll have the opportunity to bolster your business knowledge learning the ins and outs of how successful companies operate and manage their finances giving you invaluable hands-on experience to help grow your career!

About the company:

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona Alliance Association Bank Bank of Nevada Bridge Bank First Independent Bank and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. AmeriHome Mortgage is a Western Alliance Bank company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race sex color religion age nation origin marital status disability protected veteran status sexual orientation gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying please email or call . When contacting us please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation