2027 Commercial Real Estate Summer Analyst Program

Who we are

Join the Commercial Real Estate (CRE) group at J.P. Morgan where we provide top-tier financial solutions for multifamily retail office and industrial properties. As a Summer Analyst youll collaborate with seasoned professionals to support clients in achieving their financial objectives. The 9-week internship includes orientation training and hands-on experience in one of three CRE sub-lines: Real Estate Banking Community Development Banking or Agency & Institutional Capital. Youll conduct credit and financial analysis industry research and network with peers and senior managers. Successful interns may be invited to our full-time Analyst Program offering extensive training and exposure to various aspects of Commercial Real Estate.

What you can expect

As a Summer Analyst in the Commercial Real Estate group youll collaborate with seasoned professionals to support clients in achieving their financial objectives. Our 9-week CRE Summer Analyst Internship programs begin with one week of orientation and training giving you key practical and financial knowledge youll use throughout the summer. Youll spend the next 8 weeks in one (1) of three (3) CRE sub-lines of business including:

• Real Estate Banking (REB)
• Community Development Banking (CDB)
• Agency & Institutional Capital (AIC)

During these 9 weeks you will gain hands-on exposure to your sub-line of business by working directly with team members participating in projects and learning about the types of clients your team works with. Assignments may include credit and financial analysis researching industries and markets preparing presentations internal memos pitch materials and building financial addition to this you will have opportunities to network with peers work with colleagues and senior managers and participate in training opportunities to sharpen your skills.

At the end of your 9-weeks you will have valuable insight into Commercial Real Estate as well as Commercial Banking as a whole.

Upon successful completion of the internship program you may receive an offer to join our 2.5-year full-time Analyst Program within the CRE sub-lines of business and the location in which you completed your internship in. The Analyst program includes targeted Commercial Real Estate training paired with exposure to Sales/Originations Credit Portfolio Management and Treasury within the Commercial Real Estate business. The program provides Analysts with the ability to develop a strong foundation of analytical skills across a range of asset classes needed for a successful career in Commercial Real Estate.

How were organized

Our Businesses:

• Real Estate Banking Delivers commercial real estate and banking products to national and regional real estate developers investors Real Estate Operating Companies (REOCs) Real Estate Investment Trusts (REITs) and opportunity and investment funds working alongside REB Bankers Underwriters and Treasury Services Payments partners.
• Community Development Banking Provides financial solutions that support the growth of affordable housing and revitalization of low-and moderate-income communities across the U.S. working alongside CDB Bankers Credit Officers and Treasury Services Payments partners.
• Agency & Institutional Capital (AIC)Provide lending solutions for multifamily borrowers through Fannie Mae Freddie Mac and other institutional capital sources such as life companies by collaborating with Agency Bankers and Screeners. Our agency lending services offer a variety of commercial real estate financing products that effectively align investor capital with borrower needs. Additionally our agency product line is designed to support firm-wide objectives such as affordable housing and balance sheet liquidity.

Key responsibilities of a Summer Analyst may include:

• Working on financial models to support financing transactions
• Assisting in the completion of credit approval memos pre-screen memos and sponsor analysis
• Preparing marketing materials for use in client meetings covering topics such as financing alternatives and industry trends & analysis
• Developing an understanding of J.P. Morgan products and service offerings

Locations we hire for per Program:

• REB - Atlanta Boston Chicago Dallas Irvine Houston New York San Francisco
• CDB Chicago Los Angeles New York Washington DC
• AIC Chicago Irvine New York

Required Qualifications Skills and Capabilities

• Expected graduation date of December 2027 Spring 2028
• Strong interest in Commercial Real Estate
• Exceptional verbal and written communication skills
• Excellent problem solving and critical thinking skills
• Strong attention to detail
• Ability to thrive in a collaborative work environment

• Authorization to work in the U.S.

Preferred Qualifications Skills and Capabilities

• Coursework in real estate finance accounting or economics a plus

To be eligible for this program you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise JPMorgan Chase & Co. will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT).

Please note that your performance in this program will be evaluated for the purpose of assessing a full time offer post-graduation a role that is likewise ineligible for employment-based immigration sponsorship.

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such an employment offer for this position is contingent on JPMorganChases review of criminal conviction history including pretrial diversions or program entries.

About The Process:

To be considered for the Commercial Real Estate Summer Analyst Programs you must complete the following steps:

1. Complete this application including program preference and city preference
   1. Make sure your program and city preferences align as noted in the descriptions above
2. If you meet the minimum criteria for the Summer Analyst Program application you will receive an invitation to complete HireVue.
   1. Note applications will be reviewed on a rolling basis we strongly encourage you to complete your HireVue video(s) within 1 week of receiving.
3. If selected our team will reach out to you with additional details.

JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills backgrounds and professional experiences. We will provide reasonable accommodations for applicants with disabilities.

About Us

JPMorgan Chase & Co. one of the oldest financial institutions offers innovative financial solutions to millions of consumers small businesses and many of the worlds most prominent corporate institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking consumer and small business banking commercial banking financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute including race religion color national origin gender sexual orientation gender identity gender expression age marital or veteran status pregnancy or disability or any other basis protected under applicable accordance with applicable law we make reasonable accommodations for applicants and employees religious practices and beliefs as well as any mental health or physical disability needs.

The health and safety of our colleagues candidates clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the WELL Health-Safety Rating for all of our 6200 locations globally based on our operational policies maintenance protocols stakeholder engagement and emergency plans to address a post-COVID-19 environment.

As a part of our commitment to health and safety we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firms current COVID-19 or other infectious disease health and safety requirements including local requirements. Requirements include sharing information including your vaccine card in the firms vaccine record tool and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

We offer a competitive total rewards package including base salary determined based on the role experience skill set and location. For those in eligible roles discretionary incentive compensation which may be awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs based on eligibility. These benefits include comprehensive health care coverage on-site health and wellness centers a retirement savings plan backup childcare tuition reimbursement mental health support financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

Equal Opportunity Employer/Disability/Veterans

About the Team

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing treasury and payment services international banking and real estate services to clients including corporations municipalities institutions real estate investors and owners and nonprofit organizations.