FinCrime CDD Analyst
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Job Location:
Manchester - UK
Monthly Salary:
Not Disclosed
Posted on:
2 hours ago
Vacancies:
1 Vacancy
Job Summary
Were Capital on Tap
Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200000 businesses across the world and our goal is to help 1 million small businesses by 2030.
Why Join Us
We empower you to be innovative and solve complex problems. Take ownership make an impact and thrive in our scaling and agile environment.
Check out the development opportunities in the Financial Crime team.
This is a hybrid role joining our First Line of Defence Financial Crime team in the Manchester office. Office attendance is required 3 days per week with working hours 9-5:30pm Monday to Friday.
Financial Crime at Capital on Tap
The Financial Crime team consists of 62 people globally. The team is responsible for ensuring that Capital on Tap meets its regulatory obligations in relation to all things AML and CTF.
What Youll Be Doing
As a Customer Due Diligence (CDD) Analyst you will be responsible for ensuring the integrity of our ongoing customer reviews. You will:
Perform ongoing due diligence on SME customers in both the UK and US focusing on maintaining accurate and up-to-date Know Your Business (KYB) records.
Review and verify beneficial ownership structures ensuring all individuals with significant control are identified and recorded accurately within our systems.
Assess the nature of business for existing customers to ensure their activities remain within Capital on Taps risk appetite and regulatory standards.
Complete transaction monitoring checks to identify unusual patterns or activity ensuring any potential risks are escalated or mitigated promptly.
Engage directly with customers when necessary to clarify ownership details business activities or to request updated documentation.
Make sound risk-based decisions based on updated information providing clear and documented rationale for all review outcomes.
Collaborate with the wider FinCrime team to share insights on emerging trends and contribute to the enhancement of ongoing review processes.
Were Looking For
Required skills:
Experience in financial crime roles specifically with customer due diligence (CDD) or ongoing monitoring responsibilities for SME corporate customers.
Strong understanding of KYB and CDD regulatory requirements across both UK and US jurisdictions.
Proven ability to analyse and record ownership and control structures accurately.
Experience in transaction monitoring and the ability to identify red flags or suspicious activity.
Strong analytical and investigative skills with high attention to detail in documenting findings.
Confident communicator capable of interacting with internal stakeholders and external customers to resolve queries.
Ability to work efficiently in a high-volume fast-paced environment while maintaining high quality standards.
Desirable skills:
A recognised AML or Financial Crime qualification (e.g. ICA ACAMS) is a plus but not essential.
Other Info
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Email if you have any questions.
Excited to work here Apply!
If youd like to progress your career within our fast growing profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)
Required Experience:
IC
Key Skills
- ArcGIS
- Intelligence Community Experience
- GIS
- Python
- Computer Networking
- Data Collection
- Intelligence Experience
- R
- Relational Databases
- Analysis Skills
- Data Management
- Application Development
About Company
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With the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.
