Payments CRO Risk Analyst

At U.S. Bank were on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions enabling the communities we support to grow and succeed in the right ways all more confidently and more oftenthats what we call the courage to thrive. We believe it takes all of us to bring our shared ambition to life and each person is unique in their potential. A career with U.S. Bank gives you a wide ever-growing range of opportunities to discover what makes you thrive. Try new things learn new skills and discover what you excel atall from Day One.

As a wholly owned subsidiary of U.S. Bank Elavon is committed to building the platforms and ecosystems that help over 1.5 million customers around the world to achieve their financial goalsno matter what they need. From transaction processing to customer service to driving innovation and launching new products were building a range of tailored payment solutions powered by the latest technology. As part of our team you can explore what motivates and energizes your career goals: partnering with our customers our communities and each other.

We actively uphold transparent and fair hiring practices that support individual opportunity inclusive culture and career mobility across all levels of our organisation.

We offer meaningful opportunities for growth a culture of inclusion and a strong commitment to transparency and integrity in everything we do.

Job Description

The Payments CRO Risk Analyst is responsible for supporting the Elavon Merchant Payment Services (MPS) Line of Business in Europe by ensuring robust risk management practices. This role focuses on implementing and maintaining risk frameworks identifying and mitigating operational risks and ensuring compliance with local laws and regulations. Acting as a key liaison between the Line of Business and the Lines of Defense the analyst plays a pivotal role in operational risk program activities from a First Line of Defense (FLOD) perspective.

Key Responsibilities

Third Party & Intragroup Third Party Risk Management (TPRM)

• Assist and participate in the companys Third Party Risk Management programs including Corporate Directed Business Directed and Outsourcing processes (full lifecycle activities).
• Provide review and oversight throughout the assessment process.
• Play a key role in quality assurance by:
  • Reviewing FLOD ongoing monitoring and management of third-party performance.
  • Tracking timely resolution of mitigating actions raised from Second Line of Defense (SLOD) reviews.
  • Reporting performance failures and assessing root causes to identify and foster enhancements.
• Assist in preparing relevant reporting for risk leaders and internal governance forums.

Product Risk Management (PRISM)

• Support the Merchant Payment Services business line in navigating business change risk programs including:
  • PRISM assessments.
  • Data Protection Impact Assessments.
  • Third-party onboarding processes.
• Help the business understand and complete pre- and post-implementation requirements assigned as part of the PRISM process.
• Assist in preparing relevant reporting for risk leaders and internal governance forums.

Core Competencies

• Strong understanding of risk management frameworks.
• Ability to identify and escalate risks effectively.
• Skilled in cross-functional collaboration between Lines of Defense.
• Detail-oriented with a focus on compliance and quality assurance.

Qualifications & Experience

• Education: Bachelors degree in Risk Management Finance Business Administration or an equivalent work experience.
• Experience:
  • Minimum 35 years of experience in risk management or compliance
  • Hands-on experience with Third Party Risk Management and product risk assessment processes.

This role requires working from a U.S. Bank location three (3) or more days per week.

Accessibility

We are committed to providing an inclusive and accessible recruitment experience. If you need adjustments at any stage of the application or hiring process please contact your recruiter for guidance and support.

Total Rewards

U.S. Bank is committed to fair equitable and transparent compensation practices in line with local regulatory and legal requirements. Our total rewards approach is designed to attract retain and support top talent while ensuring equal pay for work of equal value.

We offer a market-competitive compensation package that includes:

• Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.

• Performance-based incentives for eligible employees (as defined by relevant plan rules) awarded through transparent objective criteria that recognize both individual and company performance.

• Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing health & wellness).

• Continuous development opportunities including training education support and career progression pathways based on inclusive and transparent criteria.

• Employee recognition programs that celebrate achievements and milestones for all.

We regularly review our compensation and benefits to ensure they remain competitive inclusive and responsive to employee needs and market trends. Further details of the compensation package will be provided upon application.

We encourage candidates to explore the full value of our offer including monetary and non-monetary benefits at Employee benefits and development U.S. Bank Elavon.

Closing Date

Posting may be closed earlier due to high volume of applicants.

We aim to provide timely updates throughout the process and encourage early applications to ensure consideration.