Head of Compliance

About the Company

Valon is building the AI-native operating system for regulated finance starting with mortgage servicing.

Were a Series C company backed by a16z transforming industries that others have written off as too complex to innovate.

Rather than build on top of broken legacy systems we took a different approach: we built and operate our own mortgage servicing business managing $110 billion in loans. This wasnt the end goal it was how we deeply understood the complexity needed to build software that actually works in regulated industries.

The results speak for themselves. Weve transformed mortgage servicing from a 0% margin business into 60% margins while dramatically improving customer experience. Major enterprise contracts are now deploying across the industry.

ValonOS is our unified platform that makes every process structured and programmable and it is perfectly positioned for the AI era. When everything flows through one system with rich data AI agents dont just automate tasks they continuously improve entire operations. Mortgage servicing is just the beginning of our vision to transform regulated industries and beyond.

About the Role

You will lead Valons compliance function and serve as a key partner to product engineering legal and leadership as we scale the AI-native operating system for regulated finance. This is not a traditional compliance role at a financial institutionyoull be building the compliance infrastructure for a technology platform that enables mortgage servicers to meet their regulatory obligations.

This is a high-ownership leadership role. Youll shape how ValonOS addresses the regulatory requirements facing our enterprise clients translate complex mortgage servicing regulations into product requirements and build scalable compliance programs that support both Valons servicing operations and our growing software business. Youll operate at the intersection of technology and regulation in one of the most complex industries in the world.

Your work will span regulatory analysis product compliance guidance client-facing compliance support and cross-functional strategy. Youll need to balance deep regulatory expertise with practical product thinkingunderstanding not just what the rules require but how to create processes and systems that make compliance efficient and reliable for the business. If youre motivated by complexity energized by building something new and excited to define what compliance looks like for the future of regulated finance youll thrive here.

Responsibilities may include:

Regulatory and Product Compliance:

• Translate CFPB GSE and other mortgage servicing regulations into product and operational requirements that shape how ValonOS is built and deployed.

• Serve as a trusted resource on regulatory matters affecting Valons platform including Reg X Reg Z FCRA GLBA UDAAP and fair lending requirements.

• Monitor evolving federal and state law to ensure Valon remains ahead of a rapidly shifting regulatory landscape.

• Partner with product and engineering teams to embed compliance into platform design ensuring ValonOS enables clients to meet their regulatory obligations.

Program Development:

• Build and scale compliance policies procedures and controls to integrate with our rapid product development process.

• Establish frameworks for assessing and managing compliance risk in new product features and business initiatives.

• Oversee Valons change management process to identify changes in laws rules and regulations work with our R&D teams to create plans to address those changes and communicate those plans to our clients for feedback.

Client and Enterprise Support:

• Support enterprise client relationships by serving as a compliance subject matter expert during sales cycles implementations and ongoing operations.

• Respond to client due diligence requests and compliance inquiries with credibility and precision.

• Help clients understand how ValonOS supports their compliance programs and regulatory examination readiness.

Leadership:

• Work directly with senior leadership on compliance strategy regulatory developments and initiatives that influence Valons trajectory.

• Drive cross-functional compliance projects as business needs evolve in a fast-growing environment.

• Build and develop the compliance team as the function scales.

Requirements

Qualifications:

• 10 years of experience in compliance risk management or regulatory roles within financial services with at least 5 years in a leadership capacity.

• Deep expertise in mortgage servicing regulations including CFPB rules (Reg X Reg Z) FCRA GLBA UDAAP and GSE servicer requirements.

• Experience building or significantly scaling compliance programs at a regulated financial institution or fintech.

• Track record of partnering with product and technology teams to implement compliance requirements.

Skills:

• Ability to translate complex regulatory requirements into clear actionable product and operational guidance.

• Exceptional written and verbal communication with internal stakeholders clients and regulators.

• Strong organizational skills and attention to detail in precision-critical contexts.

• Comfort with technology concepts and ability to engage credibly with engineering and product teams.

Mindset:

• Thrives in high-ownership environments with minimal bureaucracy.

• Comfortable balancing urgency with uncompromising precision in regulated domains.

• Energized by ambiguity complexity and solving hard problems with smart people.

• Views compliance as a product-enablement function not a back-office gatekeeper.

• Enjoys fast pace honest feedback and a culture that rewards initiative and impact.

Benefits

• Compensation: competitive salary with a meaningful stake in the company via equity and 401k plan

• Health & well-being: well invest in your physical and mental well-being with comprehensive medical dental & vision benefits

• Commuter benefits: We offer pre-tax deductions for public transportation rideshare services and parking expenses to make your commute more affordable and convenient.

• Grow together: Company wide orientation for you to successfully onboard and other learning & development opportunities including regular review cycles that feature 360 degree feedback

• Play together: quarterly budgets for team and company outings. Use it for team swag cooking classes or team dinners!

• Generous time off: flexible paid time off sick days and 11 company holidays

• Baby bonding time!: 12 weeks off for both birthing and non-birthing parents - fully paid so you can focus your energy on your newest addition

Throughout the interview process please remember that emails will only be from email addresses. We will never ask for any personally identifiable information during the interview process itself. Please reach out to if you have any requests to verify the authenticity of an outreach.

Valon is an equal opportunity employer that is committed to diversity and inclusion in the workplace. We prohibit discrimination and harassment of any kind based on race color sex religion sexual orientation national origin disability genetic information pregnancy or any other protected characteristic as outlined by federal state or local laws. Valon makes hiring decisions based solely on qualifications merit and business needs at the time.

Required Experience:

Director