Credit Analytics

Bangalore - India

Monthly Salary: Not Disclosed

Posted on: Yesterday

Vacancies: 1 Vacancy

Job Summary

About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked meaning they dont have enough money in savings to cover a minor emergency. They pay too much in fees dont have access to credit at affordable rates and have little ability to grow their wealth. OnePays vision is to create a single app for consumers to save spend borrow and grow their money bringing our mission to life with simple and accessible banking credit and payments products that deliver a best-in-class experience to millions of customers. Our products include:

Checking and high-yield savings accounts
Domestic and international peer-to-peer payments
Credit Builder and credit score monitoring
Digital wallet / contactless payment solutions
Credit card program
Buy-now-pay-later installment loans at Walmart
Prepaid mobile service

Why do we have a right to win We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor) are deeply embedded with the distribution of the worlds largest omnichannel retailer and have an industry-leading multi-product value proposition all in addition to having some of the best people and talent in the industry.

Theres never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

As a member of the analytics team you will bring order to vast amounts of internal and external data so OnePay can make better data-driven business decisions faster. You will work cross-functionally to define the problem at-hand create a framework to break it down leverage data to enable optimal decision-making and extend proposals that advance both the business and provide a better experience for our customers. To be successful youll need a passion for solving complex problems inherent to working in the fintech industry have an eager-mentality to accelerate our robust customer growth and take an owner mindset in managing our foremost business performance metrics.

This role is responsible for:

Perform detailed product usage and business performance analyses to derive data insights that lead to actionable business solutions.
Design execute and analyze A/B tests to measure impact of changes with a focus on iteration to perfection.
Intertwine analytics with business and product strategy to craft business proposals that ultimately impact the bottom-line.
Leverage AI-powered tools and techniques to uncover patterns automate insights and push the boundaries of whats possible in product analytics.
Share business insights and product enhancement recommendations to senior leadership and stakeholders effectively and concisely.
Dig into user behavior and double-clicks of the data to identify high-impact opportunities for product improvements or targeted outreach.
Think through 2nd order impacts of analysis and explain the impacts to different business areas.

You bring

4-7 years of professional experience in analytics with a proven track record of leveraging quantitative analyses to drive business or product changes in a fast-paced environment.
Advanced SQL skills with a track record of extracting and analyzing complex datasets independently.
Strong analytical thinking and problem-solving skills you can go from ambiguous questions to clear insights.
Proven ability to work cross-functionally to translate complex data questions into practical business guidance.
Intellectual curiosity to look beyond the what and answer the why.
An act-like-an-owner mentality. We have a bias toward taking action.

What We Offer

Competitive salary stock options and benefits from Day 1
Comprehensive health insurance coverage (health insurance accident and disability insurance term life insurance) including mental health support and wellness programs
Hybrid work model (Bengaluru office three days a week) various time off programs (vacation sick other paid leaves and paid regional holidays)
Monthly transport and work-from-home allowances
A high-growth mission-driven inclusive culture where your work has real impact

Standard Interview Process

Initial Interview with Talent Partner
Technical or Hiring Manager Interview
Team Interview
Executive Interview
Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at

About OnePayOnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.Tens of millions of Americans today are unbanked or underbanked meaning they dont have enough money in savings to cover a minor emergency. They pay too much in fees d...