Loan Processor Capital Market & Syndicated Lending

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profile Job Location:

Miami, FL - USA

profile Monthly Salary: Not Disclosed
Posted on: 16 hours ago
Vacancies: 1 Vacancy

Job Summary

Overview

About the Role

This function is responsible for the end-to-end processing and closing of complex loan transactions with a primary focus on Capital Markets Syndicated Loans and Structured Commercial Lending. This role supports high-value multi-party deals that require close coordination with external counsel agent banks and internal stakeholders and demands deep expertise in these specialized loan portfolios.

The processor ensures all requirements are fulfilled in accordance with loan approvals legal and regulatory standards and the banks policies and procedures. Key responsibilities include maintaining compliance ensuring documentation accuracy managing funding logistics and mitigating operational and credit riskall in support of the banks most sophisticated lending activities.

What Youll Do:

  • Reviews approved credit packages for Capital Markets Syndicated and other complex commercial loans and initiates the collection of all requirements necessary to close the loan per the credit approval and applicable closing checklists. This includes Term Sheet letters legal and collateral documentation appraisals title work insurance payoff statements compliance items and other required due diligence materials.
  • Coordinates closely with external legal counsel agent banks and internal stakeholders to facilitate the preparation and review of loan documentation. Ensures timely and accurate communication of loan terms conditions and required approvals across all involved parties. Deals with very complex loan terms and complex Loan Agreements.
  • Reviews draft loan documentation prepared by outside counsel ensuring alignment with credit approvals and that all non-legal closing conditions are satisfied. Verifies closing statements disbursement schedules and funding instructions ensuring proper application of loan proceeds and bank fees.
  • Coordinates closing and funding activities ensuring all regulatory legal and bank policy requirements are met. Monitors the flow of documents signatures and approvals throughout the closing process and ensures all Loan Operations post-closing deliverables are properly documented.
  • Acts as a central point of contact for closing-related inquiries from Relationship Managers Capital Markets Officers Legal Risk and Operations teams. Escalates issues and proactively seeks resolution in collaboration with appropriate stakeholders.
  • Ensures all loans are closed with the appropriate insurance coverage as required by CNB Policies and Procedures including calculation and verification of insurance requirements for all types of insurance with particular attention to Flood Insurance which is highly regulated. Coordinates with borrowers and insurance providers to obtain and verify compliant coverage prior to closing. Escalate to Credit Risk as needed.
  • Ensures required waivers are in place and the loan proceeds are properly disbursed.
  • Responsible for preparing the Loan Input Sheet and coordinating with the Servicing team any nonstandard loan terms to ensure accurate data entry. Ensures Loan Input Sheet are complete and accurate.
  • Performs the administrative end of loan relationship including but not limited to handling inquires from Relationship Managers and managing compliance related requirements with respect to flood regulations.
  • Stays abreast of loan compliance related issues and distributes as required information to department.
  • Acts as liaison with other departments to resolve operational issues.
  • Supports training and knowledge-sharing initiatives within the team related to Capital Markets and Syndicated deal processes systems and compliance expectations.
  • Maintains reports and tracking tools for pipeline visibility closing status and outstanding documentation or post-closing conditions.
  • Processes revolving line of credit advances and paydowns based on pre-approved loan documentation and/or advance request and corresponding general ledger account entries related to loan closings.
    Assist as needed in the closing and funding of other type of loans such as Commercial Real Estate and Consumer loans.
  • Stays current with industry standards compliance updates and bank policy changes that impact specialized loan closings and servicing activities.

Qualifications

What You Bring

  • 5-7 years proven experience in the documentation and closing of complex Commercial Real Estate Capital Markets and Syndicated loans including thorough knowledge of loan closing requirements loan accounting and regulatory compliance impacting the closing process.

  • Extensive knowledge of complex commercial syndicated capital markets and mortgage loan structures and documentation including regulatory and compliance requirements specific to these loan types.
  • Strong knowledge of loan portfolio insurance requirements including the calculation verification and management of insurance coverage such as Flood Insurance in compliance with regulatory and bank policies.
  • Strong understanding of loan accounting principles and issues relevant to complex loan transactions and closings.
  • Proven ability to accept instruction prioritize tasks and follow through with minimal supervision in a fast-paced deadline-driven environment.
  • Excellent proficiency in Microsoft Office applications including Outlook Excel and Word with the ability to efficiently prepare reports track loan status and communicate effectively.
  • High level of accuracy and attention to detail with a proactive approach to verifying and double-checking work to ensure compliance and operational excellence.
  • Exceptional organizational and time management skills capable of managing multiple complex loan closings and tasks under tight deadlines.
  • Ability to work independently with minimal supervision while maintaining a strong team orientation and positive attitude.
  • Strong interpersonal and communication skills capable of liaising effectively with attorneys agent banks internal stakeholders and borrowers to resolve issues and facilitate smooth loan closings.

Education

  • High School Diploma or GED equivalent.
  • An equivalent combination of education and relevant professional experience may be considered in lieu of a degree.

Special Instructions to Candidates

  • Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
  • Please view Equal Employment Opportunity Postershere.
  • The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about discussed or disclosed their own pay or the pay of another employee or applicant. However employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information unless the disclosure is (a) in response to a formal complaint or charge (b) in furtherance of an investigation proceeding hearing or action including an investigation conducted by the employer or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)
  • Reasonable accommodation may be made to assist individuals with disabilities to complete the online application process. Please contact our Human Resources Department at or by e-mail at.
OverviewAbout the RoleThis function is responsible for the end-to-end processing and closing of complex loan transactions with a primary focus on Capital Markets Syndicated Loans and Structured Commercial Lending. This role supports high-value multi-party deals that require close coordination with e...
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Key Skills

  • Loan Processing
  • Typing
  • Data Entry
  • Customer Service
  • Organizational skills
  • Basic Math
  • Computer Skills
  • Fraud
  • Microsoft Outlook
  • 10 Key Calculator
  • Fair Housing Regulations
  • Food Processing

About Company

Florida's iconic community bank with a global reach, trusted and admired by our clients for our people-centric culture.

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