As a Senior Manager on the Future of Payments Team within Visas Growth Products organization you will help shape Visas Horizon-3 product strategy and incubate new payment paradigmsincluding agentic systems stable coin-based value movement and emerging non-card credentials. You will lead early-stage product explorations from problem definition through prototyping validation and cross-functional alignment.
Responsibilities of the role include:
- Lead 12 Horizon-3 incubation initiatives from initial problem framing through validation prototyping and transition to scalable product tracks.
- Conduct hypothesis testing and analyze early-stage metrics to assess viability and demonstrate initial product-market fit for new payment concepts.
- Develop business cases and detailed product requirements for next-generation payment experiences including non-card credentials and alternative value-transfer mechanisms.
- Partner across engineering risk legal finance and regional teams to refine prototypes ensure regulatory and operational readiness and guide concepts toward commercialization.
- Contribute to user and market research shaping the teams frameworks for gathering insights and evaluating emerging technology and ecosystem trends.
- Prepare executive-level presentations and recommendations to influence senior leadership and build alignment across cross-functional stakeholders.
This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.
Qualifications :
Basic Qualifications:
- 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters MBA JD MD) or 2 years of work experience with a PhD
Preferred Qualifications:
- 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters MBA JD MD) or 3 or more years of experience with a PhD
- 610 years of experience in product management R&D incubation or strategic innovation roles in payments or fintech.
- Bachelors degree and 5 years of relevant experience in product management strategy or innovationideally within payments fintech or emerging technology.
- Demonstrated ability to incubate validate and launch early-stage products.
- Strong understanding of emerging payment trends including agentic systems stable coins or non-card credentials.
- Proven experience operating in large-scale enterprise environments with multiple stakeholders.
- Excellent collaboration communication and influencing skills with the ability to drive alignment in ambiguous environments.
- Experience defining Horizon-3 or zero-to-one product concepts including early metrics design prototyping and validation.
- Familiarity with developer platforms emerging payment protocols or agent-driven commerce models.
- Strong ability to synthesize research develop structured recommendations and prepare materials for senior executives.
- Passion for innovation and interest in shaping the future of digital payments and intelligent commerce.
Additional Information :
Work Hours: Varies upon the needs of the department.
Travel Requirements: This position requires travel 5-10% of the time.
Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk communicate in person and by telephone frequently operate standard office equipment such as telephones and computers.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law including the requirements of Article 49 of the San Francisco Police Code.
U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 169100.00 to 245400.00 USD per year which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge skills experience and addition this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical Dental Vision 401 (k) FSA/HSA Life Insurance Paid Time Off and Wellness Program.
Remote Work :
No
Employment Type :
Full-time
As a Senior Manager on the Future of Payments Team within Visas Growth Products organization you will help shape Visas Horizon-3 product strategy and incubate new payment paradigmsincluding agentic systems stable coin-based value movement and emerging non-card credentials. You will lead early-stage ...
As a Senior Manager on the Future of Payments Team within Visas Growth Products organization you will help shape Visas Horizon-3 product strategy and incubate new payment paradigmsincluding agentic systems stable coin-based value movement and emerging non-card credentials. You will lead early-stage product explorations from problem definition through prototyping validation and cross-functional alignment.
Responsibilities of the role include:
- Lead 12 Horizon-3 incubation initiatives from initial problem framing through validation prototyping and transition to scalable product tracks.
- Conduct hypothesis testing and analyze early-stage metrics to assess viability and demonstrate initial product-market fit for new payment concepts.
- Develop business cases and detailed product requirements for next-generation payment experiences including non-card credentials and alternative value-transfer mechanisms.
- Partner across engineering risk legal finance and regional teams to refine prototypes ensure regulatory and operational readiness and guide concepts toward commercialization.
- Contribute to user and market research shaping the teams frameworks for gathering insights and evaluating emerging technology and ecosystem trends.
- Prepare executive-level presentations and recommendations to influence senior leadership and build alignment across cross-functional stakeholders.
This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.
Qualifications :
Basic Qualifications:
- 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters MBA JD MD) or 2 years of work experience with a PhD
Preferred Qualifications:
- 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g. Masters MBA JD MD) or 3 or more years of experience with a PhD
- 610 years of experience in product management R&D incubation or strategic innovation roles in payments or fintech.
- Bachelors degree and 5 years of relevant experience in product management strategy or innovationideally within payments fintech or emerging technology.
- Demonstrated ability to incubate validate and launch early-stage products.
- Strong understanding of emerging payment trends including agentic systems stable coins or non-card credentials.
- Proven experience operating in large-scale enterprise environments with multiple stakeholders.
- Excellent collaboration communication and influencing skills with the ability to drive alignment in ambiguous environments.
- Experience defining Horizon-3 or zero-to-one product concepts including early metrics design prototyping and validation.
- Familiarity with developer platforms emerging payment protocols or agent-driven commerce models.
- Strong ability to synthesize research develop structured recommendations and prepare materials for senior executives.
- Passion for innovation and interest in shaping the future of digital payments and intelligent commerce.
Additional Information :
Work Hours: Varies upon the needs of the department.
Travel Requirements: This position requires travel 5-10% of the time.
Mental/Physical Requirements: This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk communicate in person and by telephone frequently operate standard office equipment such as telephones and computers.
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law including the requirements of Article 49 of the San Francisco Police Code.
U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 169100.00 to 245400.00 USD per year which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge skills experience and addition this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical Dental Vision 401 (k) FSA/HSA Life Insurance Paid Time Off and Wellness Program.
Remote Work :
No
Employment Type :
Full-time
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