Commercial Graduate Program May 2026 Start
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Posted on:
18 hours ago
Vacancies:
1 Vacancy
Job Summary
Join a Challenger
Being a traditional bank just isnt our thing so we challenge ourselves to get creative in providing innovative banking solutions for Canadians.
How do we get there With a talented team of inquisitive and agile challengers that break through the status quo. So if youre passionate about redefining the future of bankingwhile having funthis could be your next big opportunity.
Our company continues to grow and today we serve more than 670000 people acrossCanadathrough Equitable BankCanadasChallenger Bank and have been around for more than 50 years. Equitable Banks wholly-owned subsidiary Concentra Bank supports credit unions acrossCanadathat serve more than six million members. Together we have over$125 billionin combined assets under management and administration with a clear mandate to drive change in Canadian banking to enrich peoples customers have named our EQ Bank digital platform () one of the top banks in Canada on the Forbes Worlds Best Banks list since 2021.
Ready to shape the future of banking
Join the purpose-driven tech-forward team at Equitable Bank where your ideas matter and your growth is just another bankwereCanadas Challenger Bank lean agile and built for the digital age. Ifyourepassionate about challenging the status quo driving meaningful change and gaining hands-on experience in financial services ourCommercialGraduate Programis the opportunityyouvebeen waiting for!
Program / Role Overview
Starting in May 2026youllbegin your journey as aCommercial Mortgage Analystthrough our CommercialGraduate Program designed to accelerate your development through immersive hands-on experience within Commercial Banking.
As part of a growing and dynamic Commercial team you willbe responsible forunderwriting annual reviews for CMHC-insured commercial toestablishedpolicies and underwriting standards meetcomplianceand control requirements and find creative solutions to achieve service goals and annual target take on credit-related and administrative duties such as reporting pipeline management and networking with external business partners and internal teams across the Commercial department.
This role offersa strong foundationin credit analysis pipeline management and relationship-building setting you up for long-term success in Commercial Banking.
What Will You Do
- Over the course of thistwo-year programyoullhave the opportunityto startyour Commercialcareer journey inboth Portfolio Management and New Deal Underwriting:Your responsibilities will include:
- 70% Analyze and underwrite annual reviews for CMHC-insured mortgage loans including migrating existing loans to a new underwriting platform. Ensure compliance with lending guidelines and prepare annual review submissions for management approval.
- 20% Communicate with external origination partners and internal stakeholders (managers administrators and commercial mortgage staff) to ensuretimelyand efficient processing of annual reviews.
- 10% Manage your deal flow and deadlines to meet service goals andmaintainoperational efficiency.
Why EQB Whats in It for You
- Ifyourea final-year student looking to launch your career in a dynamic purpose-driven environment this is your opportunity to builda strong foundationand make a real impact.
- At EQ Bank you will receive:
- Mentorship & Coaching:from senior leaders and subject matter experts. Our Mentorship program is structured to provide regular touchpoints feedback and personalized guidance to help you thrive.
- Job Shadowing:As you complete your second-year rotation you will be given the opportunity to job shadow various teams such as:
- Business Enterprise Solutions: Get the opportunity to work on Commercial deals up to 5 million andpartner with brokers while overseeing the onboarding and maintenance of commercial loans.
- Commercial Finance Group:Undertake the responsibility of working on Commercial Mortgages and Construction Loans 10 million and above! Learn the origination underwriting and funding process of these deals.
- Specialized Finance:Learn how to originate and execute deals while managing your own portfolio. Get that full 360 banker experience on the team!
- Special Accounts Management Unit:Gain hands-on experience managing complex Commercial accounts and defaults. Work on high-value loans ($1.5M and above) coordinate with borrowers lawyers and property managers and navigate legal processes across provinces. Get exposure to receiverships property sales and negotiations while protecting the Banks interests.
- Empowerment and Impact:Opportunities to make a difference and create lasting impact through meaningful work empowering you to contribute directly to business outcomes while developing the skills and confidence to grow your career in Commercial Banking.
- Chart your Career Path:Explore potentialpathwayswith the support from the talent management teamat your 18- month mark.
Excited to Get Started Lets Talk About You!
- Must be a fourth year graduating student studying Real Estate
- Demonstrated service excellence within their field
- Good working knowledge of MS Office (primarily Word and Excel)
- Effective analytical and problem-solving skills
- Established organizational skills
- Ability to handle multiple competing priorities
- Good timemanagement skills
- Excellent communication skills both oral and written
- Bilingualism is an asset
The Interview Process:
- Shortlisted candidates will be contacted foran initialchat with our Talent Acquisition team. If successfulyoullbe invited toaninterviewwith our Commercial Team.
- Successful candidates will thenparticipatein a 15-minute cognitive assessment followed by a background check.
- Verbal Offer upon successfully completingallthe above steps!
What we offer For full-time permanent roles
Competitive discretionary bonus
Market leading RRSP match program
Medical dental vision life and disability benefits
Employee Share Purchase Plan
Maternity/Parental top-up while you care for your little one
Generous vacation policy and personal days
Virtual events to connect with your fellow colleagues
Annual professional development allowance and a comprehensive Career Development program
A fulfilling opportunity to join one of the top FinTechs and help create a new kind of banking experience
The incumbent will be working hybrid and in office time will be spent working from Equitable Banks additional office space located at 2200-25 Ontario Street Toronto ON.
Equitable Bank is deeply committed to inclusion. Our organization is stronger and our employees thrive when we honour and celebrate everyones diverse experiences and tandem with that commitment we support and encourage our staff to grow not just in their career path but personally as well.
We commit to providing a barrier-free recruitment process and work environment for all applicants. Please let us know of any accommodations needed so that you can bring your best self to the application process and candidates considered for hire must successfully pass a criminal background check and credit check to qualify for hire. While we appreciate your interest in applying an Equitable recruiter will only contact leading candidates whose skills and qualifications closely match the requirements of the position.
We cant wait to get to know you!
Key Skills
- Campaigns
- Animal Care
- Anti Money Laundering
- Endpoint Security
- ABAP
- KG Teaching
About Company
At Equitable Bank, we specialize in providing branchless financial services that meet the unique needs of all Canadians. Our range of mortgages, savings accounts and investment options are designed to offer the right solutions to match any unique circumstance.
