Underwriter - Ocean Marine
Location: USA Houston TX
Work Arrangement: Hybrid
The salary range for this role is:$88000-132000K
The Opportunity
This role will support assigned line(s) of business strategy by utilizing established guidelines and communicating with agents to evaluate risk apply sound decision-making and underwrite profitable business within authorized limits.
Primary Responsibilities
Review evaluate and price business by applying sound underwriting judgment and adhering to company policy and state regulations within established authority
Underwrite insurance risks in accordance with the business plan and the personal authority to meet business objectives including negotiating rates terms and conditions for existing and new business managing production and issue of contract documentation ensuring compliance with internal and external regulations and guidelines and ensuring contribution to the business plan and objectives
Participate in the review and analysis of the portfolio by examining documents to identify opportunities for continuous improvement and ensure progress towards profitable business objectives
Make entries as required properly and promptly in underwriting systems to ensure accuracy of data in relation to underwriting and aggregate exposures
Research and obtain market intelligence in order to enhance organizational profit goals
Adhere to underwriting standards instructions good practice and legal and regulatory requirements to minimize risk and maximize efficiency
Contribute to recording and measurement of insurance risks to ensure accuracy and good practice
Collaborate with team by escalating issues to upper level underwriting professionals to solicit guidance on complex issues
Contribute to assigned special projects by assisting with audits participating in department product and process improvement initiatives
Required Education
Bachelors Degree or equivalent combination of education and work experience
Required Experience
3 years relevant experience
Preferred Competencies/Skills
Follow established guidelines to focus on details and complete tasks attentively and thoroughly
Analyze data on a problem-to-problem solution
Use wise astute and insightful judgment to make sound decisions
Understand monitor and improve underwriting technical systems
Negotiate skillfully in tough situations with both internal and external groups to settle differences with minimum noise
Ability to analyze data and use for decision making
Clearly and confidently convey information to various audiences through speech and writing
Accept responsibility for ones decisions and actions
Guide oneself with little or no supervision and depend on oneself to get things done
Appropriately prioritize assigned tasks to ensure timely goal achievement
Preferred Education Specifics
Degree in Business insurance or related field
Preferred Experience
Insurance industry experience
Preferred Licenses/Certifications
Depending on assigned line(s) of business
Preferred Knowledge
Working knowledge of insurance products and insurance concepts
Working knowledge of Microsoft Office Suite
Working knowledge of underwriting processes and procedures
Working knowledge of laws and regulations related to area of responsibility
Knowledge of risk profiling pricing tools and loss models
Business acumen
Relevant trends and information within industry
Compensation Package: The salary range for this role is provided above. This is the national range for location(s) listed. The salary offer will be decided based on the roles complexity its location and the candidates professional background including their education and experience. Beyond the base salary regular full-time and part-time employees will also be eligible for QBEs annual discretionary bonus plan based on business and individual encourage all candidates to apply even if their salary expectations fall outside of this range as we are committed to finding the right fit for our team.
QBE Benefits: We offer a range of benefits to help provide holistic support for your work life whatever your circumstances. As a QBE employee you will have access to:
Hybrid Working a mix of working from home and in the office
22 weeks of paid leave for family growth with 12 weeks available to all parents on a gender-equal basis
Competitive 401(k) program with company match up to 8%
Well-being program including holistic wellbeing coaching gym membership confidential counselling financial and legal advice
Tuition Reimbursement for professional certifications and continuing education
Employee Network and Community QBE actively supports six Employee Networks and many ways to give back to your community
To learn more click here: Benefits QBE US.
Why QBE What if you could have a positive impact at work and in the world
At QBE were enabling a more resilient future for our customers communities environment and for our people. Were building momentum to achieve something significant and know our people are at the center of our success.
Our industry offers interesting and varied careers where you can help people to protect what matters most. As part of the QBE team youll get to spend every day working with people who are passionate talented and kind. And our international scale means were big enough for your ambitions yet small enough for you to make a real impact.
Join us now so you can be part of our success and we can be part of yours!
Equal Employment Opportunity:
QBE provides equal employment opportunities to applicants and employees without regard to race; color; gender; gender identity; sexual orientation; religious practices and observances; national origin; pregnancy childbirth or related medical conditions; protected veteran status; or disability or any other legally protected status.
This position is not eligible for visa sponsorship. Applicants must be authorized to work in the United States on a full-time basis without the need for current or future sponsorship.
Global Disclaimer:
The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employees normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company to each other and to our customers suppliers communities and governments. It provides clear guidance to help us to make good judgement calls.
US Only Disclaimer:
To successfully perform this job the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.
US Only - Travel Frequency:
Infrequent (approximately 1-3 trips annually)
US Only - Physical Demands:
General office jobs: Work is generally performed in an office environment in which there is not substantial exposure to adverse environmental conditions. Must have the ability to remain in a stationary position for extended periods of time. Must be able to operate basic office equipment including telephone
Skills:
Administration Management Analytical Thinking Collaboration Tools Communication Critical Thinking Customer Value Management Environmental Awareness Insurance Underwriting Intentional collaboration Managing performance Marine Insurance Policy Analysis Presenting with Impact Risk Management Stakeholder ManagementHow to Apply:
To submit your application click Apply and follow the step by step process.
Equal Employment Opportunity:
QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.
QBE Insurance Group is one of the world's top 20 insurance and reinsurance companies, located in 26 countries. Visit us for company information.