Senior Technical Product Manager CredTech

Johannesburg - South Africa

Monthly Salary: Not Disclosed

Posted on: 19 hours ago

Vacancies: 1 Vacancy

Job Summary

We are seeking a Senior Technical Product Manager to lead the development and delivery of our credit technology platforms. This role will drive the strategy execution and governance of systems supporting credit origination decisioning servicing and collections ensuring scalable secure and compliant solutions that enhance customer experience.

Define product vision and roadmap for credit technology platforms aligning with enterprise lending strategy and regulatory cross-functional teams to deliver end-to-end credit solutions translating business needs into technical compliance with credit regulations risk frameworks and data security with data science teams to enhance credit scoring decisioning models and real-time stakeholders and vendor relationships representing product strategy in executive and regulatory forums.

Requirements

Bachelors degree in computer science Information Systems Finance or related field (mandatory).
Postgraduate qualification (MBA MSc in FinTech Risk or Data Science) advantageous.
Credit Risk/Banking: CFA FRM (Financial Risk Manager) or equivalent.
Product Management: Agile Product Owner (PSPO SAFe POPM).
Data/Decisioning: Machine Learning or Data Analytics certifications (advantageous).
Cloud/Platform certifications (AWS/Azure/GCP relevant to credit platforms).
1012 years experience in product management or credit technology with at least 5 years in senior product ownership.
Proven track record in delivering credit/lending platforms including origination decisioning and loan servicing.
Strong knowledge of credit risk management lending workflows and regulatory requirements.
Experience with decisioning engines (e.g. FICO Experian Provenir) credit bureau integrations and APIs.
Exposure to digital lending models embedded credit BNPL and alternative credit scoring.
Prior experience in regulated industries (banking fintech financial services) preferred.
Core Skills & Competencies
Strong technical product management expertise (platforms APIs integrations credit systems).
Deep understanding of credit lifecycle origination decisioning servicing collections.
Ability to balance risk management compliance and customer experience.
Excellent stakeholder management across credit risk compliance engineering and data science.
Strong analytical and problem-solving skills with a data-driven mindset.
Ability to influence executives vendors and regulators with clarity and authority

Required Skills:

Agile AWS Azure GCP AI/ML models API Design & Integration BNPL Decision Engines

Requirements

Bachelors degree in computer science Information Systems Finance or related field (mandatory).
Postgraduate qualification (MBA MSc in FinTech Risk or Data Science) advantageous.
Credit Risk/Banking: CFA FRM (Financial Risk Manager) or equivalent.
Product Management: Agile Product Owner (PSPO SAFe POPM).
Data/Decisioning: Machine Learning or Data Analytics certifications (advantageous).
Cloud/Platform certifications (AWS/Azure/GCP relevant to credit platforms).
1012 years experience in product management or credit technology with at least 5 years in senior product ownership.
Proven track record in delivering credit/lending platforms including origination decisioning and loan servicing.
Strong knowledge of credit risk management lending workflows and regulatory requirements.
Experience with decisioning engines (e.g. FICO Experian Provenir) credit bureau integrations and APIs.
Exposure to digital lending models embedded credit BNPL and alternative credit scoring.
Prior experience in regulated industries (banking fintech financial services) preferred.
Core Skills & Competencies
Strong technical product management expertise (platforms APIs integrations credit systems).
Deep understanding of credit lifecycle origination decisioning servicing collections.
Ability to balance risk management compliance and customer experience.
Excellent stakeholder management across credit risk compliance engineering and data science.
Strong analytical and problem-solving skills with a data-driven mindset.
Ability to influence executives vendors and regulators with clarity and authority