Chief Risk Officer

• Develop and implement comprehensive enterprise risk management framework aligned with regulatory requirements and international best practices for the bank.
  
• Build and lead the risk management teams to identify assess monitor and mitigate credit operational market liquidity and reputational risks across all business segments.
  
• Establish risk appetite statements tolerance limits and key risk indicators (KRIs) to ensure risks remain within acceptable boundaries while supporting business growth objectives.
  
• Oversee credit risk assessment processes loan portfolio quality monitoring and non-performing loan management strategies to maintain portfolio health.
  
• Monitor and manage operational risks including technology fraud business continuity and third-party vendor risks in the digital banking environment.
  
• Ensure strict adherence to Central Bank of Nigeria (CBN) regulations antimoney laundering (AML) requirements and consumer protection guidelines.
  
• Lead stress testing scenario analysis and capital adequacy assessments to evaluate institutional resilience under adverse conditions.
  
• Provide regular risk reporting to the Board Risk Committee Managing Director and regulatory authorities on risk exposures and mitigation strategies.
  
• Champion risk culture development across the organization through awareness programs and risk governance frameworks.
  
• Oversee business continuity planning disaster recovery protocols and cybersecurity risk management initiatives
  
  
  

Requirements

• Bachelors degree in Business Administration Finance Banking Operations Management or related field; MBA or advanced professional certification (e.g. CFA ACCA PMP) is an added advantage.
  
• Minimum of 1012 years of progressive experience in banking operations with at least 6 years in senior leadership roles overseeing multiple business functions.
  
• Strong understanding of banking operations and regulatory environment.
  
• Proven track record in operational excellence process optimization and large-scale organizational management.
  
• Excellent leadership strategic planning and cross-functional collaboration capabilities.
  
• Experience with digital banking platforms technology integration and operational transformation initiatives.
  
• Deep knowledge of risk management compliance frameworks and banking regulation